Real Estate Investing in Orland, California (95963)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Glenn County • Population: 16,483 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 95963 (Orland, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (40/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
3 flags
  • Elevated vacancy: 8.7% vacancy may signal weakening demand.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 25.4 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Orland, CA (95963)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $395,350
Avg Monthly Rent $1,296
1% Rule ✗ Does Not Meet
Median Income $65,057
% Renters 34.7%

Market Analysis: 95963 Orland

Put differently, ZIP 95963 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $395K median. It rewards specialists, not generalists.

Distressed markets are won on execution, not on spreadsheets. ZIP 95963 stands at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Nearby ZIPs in Orland have seen price recovery that 95963 has not matched. Glenn County data supports the view that the spread is structural rather than temporary.

A significant renter share of 35% in 95963 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Strategy in 95963 is an operator game, not a passive one. Put differently, entry prices of $395K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Orland:

C Below Average
Buy Confidence Score: 51/100
Affordability
5/25
Appreciation
14/25
Stability
11/20
Timing
6/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.1× the median income
Value Trend
Rising (+4.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,296/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Red Bluff, CA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Red Bluff, CA metro data
🏠

Property Strategy for 95963

Which property type performs best in this market?

Best for Cash Flow
4BR
3.6% cap rate
Best for Appreciation
3BR
+4.5% 5yr CAGR
Best Overall Value
5BR
$86,034/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $305,417 $1,440 3.4% +2.9% $152,708
3BR $380,959 $1,920 3.6% +4.5% $126,986
4BR $456,138 $2,310 3.6% +3.9% $114,034
5BR $430,169 +2.4% $86,034

Market Trends

Home Value History (with trend line)

$420K$361K$302K$243K$184K$125KMar 2007Nov 2016Jul 2026

📊 How Does 95963 Compare?

Metric 95963 Orland Red Bluff, CA California
Home Value $395,350 $395,350 N/A $761,003
5-Year CAGR 2.5% 2.5% N/A 5.7%
Avg Rent $1,296 $1,296 N/A -
Cap Rate 2.6% 2.6% - -
💡 Why Invest in 95963? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 95963 (Orland, CA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.6%
Low
5yr Growth
+2.5%
Slow

📉 Market Crash Risk Index

Based on Red Bluff, CA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
56%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $395,350
Monthly Rent $1,296
Price-to-Rent 25.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.9%
Cap Rate 2.6%
5-Year IRR 5.1%

📈 Home Appreciation

1-Year +4.8% ▲
3-Year CAGR +2.7% ▲
5-Year CAGR +2.5% ▲
10-Year CAGR +6.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.7%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+2.5%
Stable
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 95963

Population: 16,483

💰 Median Household Income
$65,057
This area
$65,057
State
$94,164
USA
$74,580
🏠 Renter Occupied
34.7%
This area
34.7%
State
39.3%
USA
34.0%
💼 Unemployment Rate
4.5%
This area
4.5%
State
-16.6%
USA
3.7%
🎓 College Educated
15.5%
This area
15.5%
State
7.7%
USA
33.7%
👤 Median Age
37.5 years
This area
37.5 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
8.7%
This area
8.7%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 72.3%
Other/Mixed 26.4%
Hispanic/Latino 22.2%
Asian 1.3%
Black/African American 0.1%
👶 Under 18
26.6%
This area
26.6%
USA
22.0%
👴 65 and Over
17.6%
This area
17.6%
USA
17.3%
📊 Poverty Rate
9.5%
This area
9.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 95963

C+ Avg School Grade
12 Schools
22.2:1 Avg Class Size
$33,872 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Capay Joint Union Elementary

📚 K – 08 School
👥
194 Students
👨‍🏫
21.6:1 Class Size
💰
$39,687 Per Student
B Good

Fairview Elementary

📚 03 – 05 Elementary
👥
440 Students
👨‍🏫
21.0:1 Class Size
💰
$15,754 Per Student
B Good

Price Intermediate

📚 06 – 08 Middle
👥
443 Students
👨‍🏫
18.4:1 Class Size
💰
$15,754 Per Student
B Good

William Finch

📚 K – 12 K-12 Charter
👥
138 Students
👨‍🏫
17.5:1 Class Size
💰
$118,035 Per Student
B Good

Orland High

📚 09 – 12 High School
👥
806 Students
👨‍🏫
21.6:1 Class Size
💰
$15,754 Per Student
B Good

Mill Street Elementary

📚 K – 02 Elementary
👥
510 Students
👨‍🏫
22.3:1 Class Size
💰
$15,754 Per Student
C+ Average

Lake Elementary

📚 K – 08 School
👥
194 Students
👨‍🏫
21.6:1 Class Size
💰
$13,193 Per Student
C+ Average

Plaza Elementary

📚 K – 08 School
👥
194 Students
👨‍🏫
21.6:1 Class Size
💰
$11,879 Per Student
C+ Average

Success One!

📚 09 – 12 High School Charter
👥
85 Students
👨‍🏫
27.5:1 Class Size
💰
$118,035 Per Student
C Below Average

Orland Community Day

📚 07 – 12 High School Limited Data
💰
$15,754 Per Student
C Below Average

North Valley High (Continuation)

📚 09 – 12 High School
👥
43 Students
👨‍🏫
19.5:1 Class Size
💰
$15,754 Per Student
D Needs Improvement

Lake View Charter

📚 K – 12 K-12 Charter
👥
836 Students
👨‍🏫
31.7:1 Class Size
💰
$11,105 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is rental property easy to operate in Orland, CA?

CA law tenant-protective for landlords, and Orland inherits those rules. Investors should still review local ordinances for rental licensing.

What kind of tenants rent in Orland, CA?

Tenant demand in Orland, CA is solid. The local workforce $1,296/mo rents across most rental classes.

What strategy should investors use in Orland, CA?

Most investors in Orland, CA run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

Is real estate in Orland, CA a good investment right now?

Our data puts Orland, CA at 3.0/5 for investability. Home prices of $395K and rents around $1,296/mo create a solid backdrop for investor activity.

Is housing expensive in Orland, CA?

Typical homes in Orland, CA go for around $395K. The 5-year CAGR of 0.0% stable price movement.

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How 95963 ranks in Red Bluff, CA

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