Real Estate Investing in San Jose, California (95133)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 95133 (San Jose, CA)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 25.7 — hard to cash-flow at these prices.
What’s happening in San Jose, CA (95133)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 95133 San Jose
ZIP 95133 inside Santa Clara County looks affordable on the surface — median value of $1.1M — but the discount exists for reasons that a careful buyer should understand before committing.
Put differently, the numbers look inviting — $1.1M purchase price, 0.0% nominal cap — the work to hit that pro forma in 95133 is substantial and deserves full respect.
Within CA, ZIP 95133 trails on several market indicators that neighboring Santa Clara County submarkets outperform. The gap is real and notable enough to shape underwriting.
A resilient renter share of 41% in 95133 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Strategically, 95133 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in San Jose:
Property Strategy for 95133
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $449,101 | $2,670 | 4.3% | +1.0% | $449,101 |
| 2BR | $615,885 | $3,120 | 3.6% | +1.6% | $307,942 |
| 3BR | $1,099,373 | $4,120 | 2.7% | +4.8% | $366,458 |
| 4BR | $1,415,391 | $4,490 | 2.3% | +6.7% | $353,848 |
| 5BR | $1,718,527 | — | — | +7.7% | $343,705 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 95133 Compare?
| Metric | 95133 | San Jose | San Jose-Sunnyvale-Santa Clara, CA | California |
|---|---|---|---|---|
| Home Value | $1,122,859 | $1,409,049 | N/A | $761,003 |
| 5-Year CAGR | 2.6% | 3.5% | N/A | 5.7% |
| Avg Rent | $3,648 | $3,714 | N/A | - |
| Cap Rate | 2.5% | 2.2% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 95133 (San Jose, CA). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 95133 (San Jose, CA)?
~25 seconds · no account needed · your report is anonymous
Property managers serving Santa Clara County
Manage rentals here? List your business →Aborn Properties are leading experts in property management in the San Jose area. summary from their website
Investment Property Management in San Jose and Santa Clara County since 1969. summary from their website
San Jose Property Managers offering residential property management services including marketing, tenant screening, rent collection, maintenance, accounting, and eviction. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $1,122,859 |
| Monthly Rent | $3,648 |
| Price-to-Rent | 25.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.9% |
| Cap Rate | 2.5% |
| 5-Year IRR | 5.2% |
📈 Home Appreciation
| 1-Year | -1.5% ▼ |
| 3-Year CAGR | +1.6% ▲ |
| 5-Year CAGR | +2.6% ▲ |
| 10-Year CAGR | +5.1% ▲ |
🏠 Rent Trends
| 1-Year | -0.6% ▼ |
| 3-Year CAGR | +2.3% ▲ |
| 5-Year CAGR | +3.0% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 95133
Population: 28,561
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 95133
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Santa Clara County Special Education
Orchard Elementary
Grant Elementary
Shirakawa (George Sr.) Elementary
Empire Gardens Elementary
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 9,255 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Are there empty rentals in San Jose, CA?
San Jose, CA sees elevated vacancy, which is reasonable relative to the broader CA rental market.
How strong is the working-renter base in San Jose, CA?
The renter base in San Jose, CA is reasonable for the $3,648/mo price point. Screening well and pricing to market typically yields predictable tenants.
What do landlords charge for rent in San Jose, CA?
Rent in San Jose, CA is around $3,648/mo. The resulting rent-to-value relationship with $1.1M pricing is reasonable for most investor models.
What is the average home sale price in San Jose, CA?
Expect median prices around $1.1M in San Jose, CA. The market has run at a 0.0% 5-year CAGR, so entry costs have been measured.
What investment strategy works best in San Jose, CA?
In San Jose, CA the healthy play is typically careful cash-flow rentals with hands-on management. The combination of $1.1M prices and $3,648/mo rents suits that approach.
You know 95133 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 95133 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 95133 ranks in San Jose-Sunnyvale-Santa Clara, CA
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 95133 (San Jose)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 95133 (San Jose, CA).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.