Real Estate Investing in San Jose, California (95113)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 95113 (San Jose, CA)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 15.0% of homes vacant — above national norms.
- Declining values: -3.6% 5-year CAGR — values have moved lower.
- 1-year downturn: Values declined 8.3% in the last year.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in San Jose, CA (95113)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 95113 San Jose
The 95113 ZIP in San Jose, CA is a local-operator market. Outside capital chasing a $638K entry has to pair deep knowledge with the discount.
For an experienced owner, 95113 can be a worth a close look for hunting ground — but the discount at $638K reflects genuine risk that outside investors often underestimate.
ZIP 95113's metrics run below Santa Clara County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
From a cash-flow lens, 2,443 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
Strategy in 95113 is an operator game, not a passive one. Meanwhile, entry prices of $638K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in San Jose:
Property Strategy for 95113
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $545,679 | $3,240 | 4.3% | -2.0% | $545,679 |
| 2BR | $764,551 | $3,790 | 3.6% | -1.4% | $382,275 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 95113 Compare?
| Metric | 95113 | San Jose | San Jose-Sunnyvale-Santa Clara, CA | California |
|---|---|---|---|---|
| Home Value | $637,885 | $1,409,049 | N/A | $761,003 |
| 5-Year CAGR | N/A | 3.5% | N/A | 5.7% |
| Avg Rent | $3,575 | $3,714 | N/A | - |
| Cap Rate | 4.4% | 2.2% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 95113 (San Jose, CA). Anonymous, moderated, never written by AI.
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Property managers serving Santa Clara County
Manage rentals here? List your business →Aborn Properties are leading experts in property management in the San Jose area. summary from their website
Investment Property Management in San Jose and Santa Clara County since 1969. summary from their website
San Jose Property Managers offering residential property management services including marketing, tenant screening, rent collection, maintenance, accounting, and eviction. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $637,885 |
| Monthly Rent | $3,575 |
| Price-to-Rent | 14.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.7% |
| Cap Rate | 4.4% |
| 5-Year IRR | 0.8% |
📈 Home Appreciation
| 1-Year | -8.3% ▼ |
| 3-Year CAGR | -5.6% ▼ |
| 5-Year CAGR | -3.6% ▼ |
| 10-Year CAGR | +0.2% ▲ |
🏠 Rent Trends
| 1-Year | -2.2% ▼ |
| 3-Year CAGR | +2.2% ▲ |
| 5-Year CAGR | +2.3% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 95113
Population: 2,443
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 95113
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Grant Elementary
Luther Burbank Elementary
Shirakawa (George Sr.) Elementary
Canoas Elementary
Empire Gardens Elementary
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 9,255 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Does a duplex house hack pencil in San Jose, CA?
The a challenging house-hack environment in San Jose, CA reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
What is the typical rental rate in San Jose, CA?
The typical rental in San Jose, CA commands about $3,575/mo monthly. That rent profile reliable cash flow against the $638K purchase basis.
What investment strategy works best in San Jose, CA?
In San Jose, CA the notable play is typically careful cash-flow rentals with hands-on management. The combination of $638K prices and $3,575/mo rents suits that approach.
Are landlord laws favorable in San Jose, CA?
San Jose, CA operates under CA law, which is tenant-protective overall for landlords. Expect consistent treatment in typical lease and eviction cases.
What is the median home value in San Jose, CA?
Expect median prices around $638K in San Jose, CA. The market has run at a 0.0% 5-year CAGR, so entry costs have been measured.
You know 95113 now. You don’t know where it ranks.
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How 95113 ranks in San Jose-Sunnyvale-Santa Clara, CA
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