Real Estate Investing in San Francisco, California (94133)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

San Francisco County • Population: 24,753 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 94133 (San Francisco, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (20/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
4 flags
  • High vacancy: 16.4% of homes vacant — above national norms.
  • Flat appreciation: Values have barely moved over 5 years (1.0% CAGR).
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 25.3 — hard to cash-flow at these prices.

What’s happening in San Francisco, CA (94133)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $1,420,865
Avg Monthly Rent $4,680
1% Rule ✗ Does Not Meet
Median Income $77,652
% Renters 82.5%

Market Analysis: 94133 San Francisco

This part of San Francisco County is not an easy win. The 94133 ZIP reflects softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Distressed markets are won on execution, not on spreadsheets. ZIP 94133 posts the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Statewide comparisons place 94133 among CA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Who lives in 94133 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The right play in 94133 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in San Francisco:

D Needs Caution
Buy Confidence Score: 46/100
Affordability
0/25
Appreciation
10/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 18.3× the median income
Value Trend
Rising (+18.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $4,680/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
San Francisco-Oakland-Berkeley, CA Metro Area
Even conditions for buyers and sellers
38 days
Average time to sell
Average
7.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from San Francisco-Oakland-Berkeley, CA metro data
🏠

Property Strategy for 94133

Which property type performs best in this market?

Best for Cash Flow
1BR
2.3% cap rate
Best for Appreciation
1BR
-2.9% 5yr CAGR
Best Overall Value
2BR
$573,223/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $772,384 $2,510 2.3% -2.9% $772,384
2BR $1,146,446 $2,990 1.9% -3.1% $573,223
3BR $1,867,981 $3,730 1.4% -3.9% $622,660

Market Trends

Home Value History (with trend line)

$1.5M$1.4M$1.2M$1.1M$936K$788KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$4,837$4,381$3,925$3,469$3,013$2,556Dec 2017Apr 2022Jul 2026

📊 How Does 94133 Compare?

Metric 94133 San Francisco San Francisco-Oakland-Berkeley, CA California
Home Value $1,420,865 $693,502 N/A $761,003
5-Year CAGR 1.0% N/A N/A 5.7%
Avg Rent $4,680 $4,437 N/A -
Cap Rate 2.6% 2.6% - -
💡 Why Invest in 94133? Click to expand

83% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 94133 (San Francisco, CA). Anonymous, moderated, never written by AI.

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Property managers serving San Francisco County

Manage rentals here? List your business →

2B Living offers reimagined property management services, including residential management, property onboarding, accounting, and reporting, for properties around the Bay Area. summary from their website

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Azari Property Management provides one-stop real estate service as a property management company since 2006. summary from their website

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Boardwalk Investments Property Management specializes in property management and leasing in San Francisco and the Northern Peninsula. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
2.6%
Low
5yr Growth
+1.0%
Slow

📊 Market Snapshot

Home Value $1,420,865
Monthly Rent $4,680
Price-to-Rent 25.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.0%
Cap Rate 2.6%
5-Year IRR 3.5%

📈 Home Appreciation

1-Year +18.2% ▲
3-Year CAGR +5.0% ▲
5-Year CAGR +1.0% ▲
10-Year CAGR +0.3% ▲

🏠 Rent Trends

1-Year +25.5% ▲
3-Year CAGR +12.0% ▲
5-Year CAGR +8.5% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 2.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
16.4%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+1.0%
Flat
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 94133

Population: 24,753

💰 Median Household Income
$77,652
This area
$77,652
State
$94,164
USA
$74,580
🏠 Renter Occupied
82.5%
This area
82.5%
State
39.3%
USA
34.0%
💼 Unemployment Rate
5.0%
This area
5.0%
State
-16.6%
USA
3.7%
🎓 College Educated
51.6%
This area
51.6%
State
7.7%
USA
33.7%
👤 Median Age
45.1 years
This area
45.1 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
16.4%
This area
16.4%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
Asian 49.1%
White 35.6%
Other/Mixed 12.0%
Hispanic/Latino 7.6%
Black/African American 3.2%
👶 Under 18
10.5%
This area
10.5%
USA
22.0%
👴 65 and Over
23.2%
This area
23.2%
USA
17.3%
📊 Poverty Rate
12.8%
This area
12.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 94133

B+ Avg School Grade
7 Schools
18.5:1 Avg Class Size
$25,956 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Francisco Middle

📚 06 – 08 Middle
👥
511 Students
👨‍🏫
15.8:1 Class Size
💰
$27,074 Per Student
A Very Good

Parker (Jean) Elementary

📚 K – 05 Elementary
👥
125 Students
👨‍🏫
17.9:1 Class Size
💰
$27,074 Per Student
A Very Good

Yick Wo Elementary

📚 K – 05 Elementary
👥
199 Students
👨‍🏫
15.3:1 Class Size
💰
$27,074 Per Student
B+ Above Average

Garfield Elementary

📚 K – 05 Elementary
👥
191 Students
👨‍🏫
18.6:1 Class Size
💰
$27,074 Per Student
B+ Above Average

The New School of San Francisco

📚 K – 08 School Charter
👥
444 Students
👨‍🏫
20.2:1 Class Size
💰
$19,248 Per Student
B Good

Chin (John Yehall) Elementary

📚 K – 05 Elementary
👥
253 Students
👨‍🏫
23.0:1 Class Size
💰
$27,074 Per Student
B Good

Cooper (Sarah B.) Children Center

📚 Grade M Elementary Limited Data
💰
$27,074 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

King (Thomas Starr) Elementary

📚 K – 05 Elementary
📍 1215 Carolina St., San Francisco
👥
335 Students
👨‍🏫
16.6:1 Class Size
💰
$27,074 Per Student
A Very Good

Parks (Rosa) Elementary

📚 K – 05 Elementary
📍 1501 O'Farrell St., San Francisco
👥
344 Students
👨‍🏫
17.7:1 Class Size
💰
$27,074 Per Student
A Very Good

Lee (Edwin and Anita) Newcomer

📚 K – 05 Elementary
📍 657 Merchant St., San Francisco
👥
12 Students
👨‍🏫
12.0:1 Class Size
💰
$27,074 Per Student
A Very Good

Carmichael (Bessie)/FEC

📚 K – 08 School
📍 375 Seventh St., San Francisco
👥
557 Students
👨‍🏫
21.1:1 Class Size
💰
$27,074 Per Student
A Very Good

Grattan Elementary

📚 K – 05 Elementary
📍 165 Grattan St., San Francisco
👥
384 Students
👨‍🏫
20.2:1 Class Size
💰
$27,074 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby
F
Miami Ad School-San Francisco
19 students · 0.7 mi
D
Bay Area Medical Academy
159 students · 0.8 mi
C
Cinta Aveda Institute
95 students · 0.8 mi
C
San Francisco Film School
141 students · 0.9 mi
D
Golden Gate University
2,262 students · 1.1 mi
C
Academy of Art University
6,320 students · 1.1 mi
C
Presidio Graduate School
103 students · 1.2 mi
B
Minerva University
656 students · 1.3 mi

Frequently Asked Questions

Is San Francisco, CA a good place for real estate investing?

San Francisco, CA scores 2.0/5 for investability. Home values sit at $1.4M and rents near $4,680/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

What is the best play in San Francisco, CA?

Investors usually favor careful cash-flow rentals with hands-on management in San Francisco, CA. With home values at $1.4M and rents near $4,680/mo, other strategies can work but produce stable rather than outsized returns.

How quickly do rentals get leased in San Francisco, CA?

San Francisco, CA vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

How do home values compare in San Francisco, CA?

San Francisco, CA median home values land near $1.4M. That is reasonable territory for investors looking at $4,680/mo-per-month rentals.

How qualified is the tenant pool in San Francisco, CA?

Tenant quality in San Francisco, CA ranks as solid. Landlords generally report even-keeled occupancy at market rents of $4,680/mo.

You know 94133 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 94133 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 94133 ranks in San Francisco-Oakland-Berkeley, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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