Real Estate Investing in Seaside, California (93955)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Monterey County • Population: 32,253 • Data updated: September 2026

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Should you buy in 93955 (Seaside, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (44/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Seaside, CA (93955)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $799,863
Avg Monthly Rent $3,041
1% Rule ✗ Does Not Meet
Median Income $80,106
% Renters 61.3%

Market Analysis: 93955 Seaside

ZIP 93955 inside Monterey County looks affordable on the surface — median value of $800K — but the discount exists for reasons that a careful buyer should understand before committing.

For an experienced owner, 93955 can be a a strong candidate for hunting ground — but the discount at $800K reflects genuine risk that outside investors often underestimate.

Nearby ZIPs in Seaside have seen price recovery that 93955 has not matched. Monterey County data supports the view that the spread is structural rather than temporary.

Who lives in 93955 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Strategically, 93955 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Seaside:

C Below Average
Buy Confidence Score: 54/100
Affordability
0/25
Appreciation
18/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 10× the median income
Value Trend
Stable (+1.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $3,041/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Salinas, CA Metro Area
Even conditions for buyers and sellers
50 days
Average time to sell
Average
7.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Salinas, CA metro data
🏠

Property Strategy for 93955

Which property type performs best in this market?

Best for Cash Flow
3BR
3.4% cap rate
Best for Appreciation
5BR
+6.9% 5yr CAGR
Best Overall Value
5BR
$242,900/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $665,052 $2,830 3.1% +5.1% $332,526
3BR $802,450 $3,820 3.4% +5.4% $267,483
4BR $977,040 $4,160 3.1% +5.5% $244,260
5BR $1,214,502 +6.9% $242,900

Market Trends

Home Value History (with trend line)

$854K$730K$607K$484K$360K$237KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$3,114$2,932$2,750$2,568$2,387$2,205Mar 2022May 2024Jul 2026

📊 How Does 93955 Compare?

Metric 93955 Seaside Salinas, CA California
Home Value $799,863 $799,863 N/A $761,003
5-Year CAGR 3.0% 3.0% N/A 5.7%
Avg Rent $3,041 $3,041 N/A -
Cap Rate 3.0% 3.0% - -
💡 Why Invest in 93955? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

61% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 93955 (Seaside, CA). Anonymous, moderated, never written by AI.

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Property managers serving Monterey County

Manage rentals here? List your business →

36 North Property Management is a leader in Monterey County, providing property management services. summary from their website

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A. G. Davi Property Management is a full-service property management company in Monterey, California, offering commercial, long-term residential, and vacation rental management services. summary from their website

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Creative Property Management is a premier property manager on the Monterey Peninsula, offering residential and commercial income property management services with over 40 years of experience. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.0%
Low
5yr Growth
+3.0%
Moderate

📉 Market Crash Risk Index

Based on Salinas, CA metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
50%
Days Pending
1/2
50 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $799,863
Monthly Rent $3,041
Price-to-Rent 21.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.6%
Cap Rate 3.0%
5-Year IRR 6.0%

📈 Home Appreciation

1-Year +1.2% ▲
3-Year CAGR +1.6% ▲
5-Year CAGR +3.0% ▲
10-Year CAGR +5.8% ▲

🏠 Rent Trends

1-Year +7.2% ▲
3-Year CAGR +5.8% ▲
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.1%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+3.0%
Stable
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 93955

Population: 32,253

💰 Median Household Income
$80,106
This area
$80,106
State
$94,164
USA
$74,580
🏠 Renter Occupied
61.3%
This area
61.3%
State
39.3%
USA
34.0%
💼 Unemployment Rate
4.3%
This area
4.3%
State
-16.6%
USA
3.7%
🎓 College Educated
25.0%
This area
25.0%
State
7.7%
USA
33.7%
👤 Median Age
34.1 years
This area
34.1 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
6.1%
This area
6.1%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 45.1%
Other/Mixed 38.3%
Hispanic/Latino 29.7%
Asian 10.5%
Black/African American 6.0%
👶 Under 18
22.2%
This area
22.2%
USA
22.0%
👴 65 and Over
13.7%
This area
13.7%
USA
17.3%
📊 Poverty Rate
9.8%
This area
9.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 93955

B+ Avg School Grade
12 Schools
16.3:1 Avg Class Size
$18,502 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Central Coast High

📚 09 – 12 High School
👥
114 Students
👨‍🏫
9.3:1 Class Size
💰
$19,062 Per Student
B+ Above Average

Del Rey Woods Elementary

📚 K – 06 School
👥
425 Students
👨‍🏫
20.2:1 Class Size
💰
$19,062 Per Student
B+ Above Average
👥
340 Students
👨‍🏫
21.3:1 Class Size
💰
$19,062 Per Student
B+ Above Average

George C. Marshall Elementary

📚 K – 06 School
👥
496 Students
👨‍🏫
21.3:1 Class Size
💰
$19,062 Per Student
B+ Above Average

Martin Luther King

📚 K – 06 School
👥
572 Students
👨‍🏫
20.9:1 Class Size
💰
$19,062 Per Student
B+ Above Average

Ord Terrace Elementary

📚 K – 06 School
👥
452 Students
👨‍🏫
19.3:1 Class Size
💰
$19,062 Per Student
B+ Above Average

Seaside Middle

📚 07 – 08 Middle
👥
532 Students
👨‍🏫
18.8:1 Class Size
💰
$19,062 Per Student
B Good
👥
3 Students
👨‍🏫
4.1:1 Class Size
💰
$19,062 Per Student
👥
4 Students
👨‍🏫
3.2:1 Class Size
💰
$19,062 Per Student
B Good

Seaside High

📚 09 – 12 High School
👥
1,134 Students
👨‍🏫
19.3:1 Class Size
💰
$19,062 Per Student
B Good

Seaside Children's Center

📚 Grade M Elementary Limited Data
💰
$19,062 Per Student
C+ Average

International School of Monterey

📚 K – 08 School Charter
👥
428 Students
👨‍🏫
21.8:1 Class Size
💰
$12,340 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 5,826 Off-Campus Students
B
California State University-Monterey Bay
6,742 students · 2.1 mi
C
Naval Postgraduate School
2,600 students · 4.7 mi
C
Monterey Peninsula College
7,351 students · 5.4 mi
C
Middlebury Institute of International Studies at Monterey
503 students · 5.8 mi
C
Hartnell College
8,478 students · 8.1 mi
C
Waynes College of Beauty
46 students · 9.6 mi
C
Central Coast College
565 students · 9.9 mi
C
CET-Salinas
187 students · 9.9 mi

Investor Insight: With 5,826 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the investability score for Seaside, CA?

Seaside, CA scores 3.0/5 for investability. Home values sit at $800K and rents near $3,041/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

What do rentals go for in Seaside, CA?

Expect rents around $3,041/mo per month in Seaside, CA. With home values at $800K, the yield math works out to reasonable levels for rental investors.

Are homes affordable in Seaside, CA?

In Seaside, CA the median home value sits at $800K. Against the broader CA market, that reads as reasonable for most investors.

Can I house hack in Seaside, CA?

For house hackers, Seaside, CA is a challenging. The $3,041/mo rent on a unit helps defray the mortgage on a $800K property.

What is the rental occupancy rate in Seaside, CA?

Vacancy risk in Seaside, CA is elevated. That supports even-keeled cash flow for typical rental holds.

You know 93955 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 93955 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 93955 ranks in Salinas, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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