Real Estate Investing in Guadalupe, California (93434)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Santa Barbara County • Population: 8,451 • Data updated: September 2026

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Should you buy in 93434 (Guadalupe, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • Elevated poverty: 22.1% poverty rate — can affect rent collection.

What’s happening in Guadalupe, CA (93434)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $562,275
Avg Monthly Rent $2,995
1% Rule ✗ Does Not Meet
Median Income $66,026
% Renters 47.5%

Market Analysis: 93434 Guadalupe

ZIP 93434 inside Santa Barbara County looks affordable on the surface — median value of $562K — but the discount exists for reasons that a careful buyer should understand before committing.

Distressed markets are won on execution, not on spreadsheets. ZIP 93434 registers the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

ZIP 93434's metrics run below Santa Barbara County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

A impressive renter share of 48% in 93434 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Strategically, 93434 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Guadalupe:

C Below Average
Buy Confidence Score: 54/100
Affordability
0/25
Appreciation
22/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 8.5× the median income
Value Trend
Stable (+2.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,995/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Santa Maria-Santa Barbara, CA Metro Area
Even conditions for buyers and sellers
45 days
Average time to sell
Average
7.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Santa Maria-Santa Barbara, CA metro data
🏠

Property Strategy for 93434

Which property type performs best in this market?

Best for Cash Flow
3BR
4.7% cap rate
Best for Appreciation
4BR
+8.6% 5yr CAGR
Best Overall Value
4BR
$162,307/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $468,070 $2,730 4.2% +7.1% $234,035
3BR $550,618 $3,610 4.7% +7.9% $183,539
4BR $649,229 $4,030 4.5% +8.6% $162,307

Market Trends

Home Value History (with trend line)

$597K$500K$403K$306K$209K$113KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

No data available

📊 How Does 93434 Compare?

Metric 93434 Guadalupe Santa Maria-Santa Barbara, CA California
Home Value $562,275 $562,275 N/A $761,003
5-Year CAGR 5.4% 5.4% N/A 5.7%
Avg Rent $2,995 $2,995 N/A -
Cap Rate 4.2% 4.2% - -
💡 Why Invest in 93434? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 48% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 93434 (Guadalupe, CA). Anonymous, moderated, never written by AI.

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Property managers serving Santa Barbara County

Manage rentals here? List your business →

Plus Property Management offers services for owners and tenants with available rentals in Santa Maria, Santa Barbara, Santa Ynez Valley, Lompoc, and Arroyo Grande. summary from their website

Unclaimed — is this your business? Claim it free

Sierra Property Management offers residential, student housing, commercial & storage rental property management services in Santa Barbara. summary from their website

Unclaimed — is this your business? Claim it free
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
4.2%
Fair
5yr Growth
+5.4%
Moderate

📊 Market Snapshot

Home Value $562,275
Monthly Rent $2,995
Price-to-Rent 15.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.4%
Cap Rate 4.2%
5-Year IRR 9.6%

📈 Home Appreciation

1-Year +2.1% ▲
3-Year CAGR +3.4% ▲
5-Year CAGR +5.4% ▲
10-Year CAGR +6.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.1%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+5.4%
Stable
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 93434

Population: 8,451

💰 Median Household Income
$66,026
This area
$66,026
State
$94,164
USA
$74,580
🏠 Renter Occupied
47.5%
This area
47.5%
State
39.3%
USA
34.0%
💼 Unemployment Rate
6.3%
This area
6.3%
State
-16.6%
USA
3.7%
🎓 College Educated
8.8%
This area
8.8%
State
7.7%
USA
33.7%
👤 Median Age
28.4 years
This area
28.4 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
7.1%
This area
7.1%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
Other/Mixed 60.0%
Hispanic/Latino 54.4%
White 37.4%
Asian 2.4%
Black/African American 0.3%
👶 Under 18
35.4%
This area
35.4%
USA
22.0%
👴 65 and Over
9.1%
This area
9.1%
USA
17.3%
📊 Poverty Rate
22.1%
This area
22.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 93434

B+ Avg School Grade
3 Schools
19.7:1 Avg Class Size
$18,618 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Kermit McKenzie Intermediate

📚 04 – 08 School
👥
579 Students
👨‍🏫
19.0:1 Class Size
💰
$18,618 Per Student
B+ Above Average

Mary Buren Elementary

📚 K – 04 Elementary
👥
727 Students
👨‍🏫
20.5:1 Class Size
💰
$18,618 Per Student
B Good

Guadalupe Preschool

📚 Grade M Elementary Limited Data
💰
$18,618 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 2,942 Off-Campus Students
C
CET-Santa Maria
125 students · 9.6 mi
D
San Joaquin Valley College-Santa Maria
163 students · 10.1 mi
C
Allan Hancock College
11,104 students · 10.8 mi

Investor Insight: With 2,942 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How quickly do rentals get leased in Guadalupe, CA?

Rental vacancy in Guadalupe, CA is elevated. Investors should budget normal turnover but not chronic empty units.

Is Guadalupe, CA good for landlords?

CA law tenant-protective for landlords, and Guadalupe inherits those rules. Investors should still review local ordinances for rental licensing.

Is Guadalupe, CA a smart market for rental property?

Guadalupe, CA scores 3.0/5 for investability. Home values sit at $562K and rents near $2,995/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

Which real estate strategy fits Guadalupe, CA?

Investors usually favor careful cash-flow rentals with hands-on management in Guadalupe, CA. With home values at $562K and rents near $2,995/mo, other strategies can work but produce steady rather than outsized returns.

What do rentals go for in Guadalupe, CA?

The typical rental in Guadalupe, CA commands about $2,995/mo monthly. That rent profile measured cash flow against the $562K purchase basis.

You know 93434 now. You don’t know where it ranks.

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How 93434 ranks in Santa Maria-Santa Barbara, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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