Real Estate Investing in Newport Beach, California (92660)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Orange County • Population: 34,788 • Data updated: September 2026

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Should you buy in 92660 (Newport Beach, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (47/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
3 flags
  • Elevated vacancy: 9.4% vacancy may signal weakening demand.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 65.6 — hard to cash-flow at these prices.

What’s happening in Newport Beach, CA (92660)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $3,295,893
Avg Monthly Rent $4,189
1% Rule ✗ Does Not Meet
Median Income $152,700
% Renters 49.7%

Market Analysis: 92660 Newport Beach

The 92660 ZIP in Newport Beach, CA is a local-operator market. Outside capital chasing a $3.3M entry has to pair deep knowledge with the discount.

For an experienced owner, 92660 can be a a viable market for hunting ground — but the discount at $3.3M reflects genuine risk that outside investors often underestimate.

Within CA, ZIP 92660 trails on several market indicators that neighboring Orange County submarkets outperform. The gap is real and robust enough to shape underwriting.

Meanwhile, 34,788 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

The right play in 92660 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Newport Beach:

C+ Average
Buy Confidence Score: 61/100
Affordability
0/25
Appreciation
25/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 21.6× the median income
Value Trend
Rising (+11.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $4,189/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Los Angeles-Long Beach-Anaheim, CA Metro Area
Even conditions for buyers and sellers
50 days
Average time to sell
Average
8.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Los Angeles-Long Beach-Anaheim, CA metro data
🏠

Property Strategy for 92660

Which property type performs best in this market?

Best for Cash Flow
1BR
3.3% cap rate
Best for Appreciation
5BR
+11.6% 5yr CAGR
Best Overall Value
2BR
$711,280/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $893,233 $4,040 3.3% +5.6% $893,233
2BR $1,422,560 $4,760 2.4% +9.2% $711,280
3BR $2,431,485 $6,460 1.9% +11.4% $810,495
4BR $3,688,701 $7,720 1.5% +11.4% $922,175
5BR $4,866,230 +11.6% $973,246

Market Trends

Home Value History (with trend line)

$3.5M$2.9M$2.4M$1.9M$1.3M$767KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$4,327$3,924$3,521$3,118$2,715$2,312Jul 2016Jul 2021Jul 2026

📊 How Does 92660 Compare?

Metric 92660 Newport Beach Los Angeles-Long Beach-Anaheim, CA California
Home Value $3,295,893 $4,226,388 N/A $761,003
5-Year CAGR 10.4% 9.8% N/A 5.7%
Avg Rent $4,189 $5,657 N/A -
Cap Rate 1.0% 1.0% - -
💡 Why Invest in 92660? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 50% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 92660 (Newport Beach, CA). Anonymous, moderated, never written by AI.

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Property managers serving Orange County

Manage rentals here? List your business →

Action Property Management is an HOA management company serving various community types including large scale, high rise, new development, condos, and hotel residential. summary from their website

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Affinity Property Management, Inc. provides world-class service in property management, adapting to client needs and offering solutions for owners and tenants. summary from their website

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Aperto Property Management, Inc. aims to maximize real estate asset value and achieve investment goals through vision, professionalism, and personal service. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
1.0%
Low
5yr Growth
+10.4%
Strong

📊 Market Snapshot

Home Value $3,295,893
Monthly Rent $4,189
Price-to-Rent 65.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 1.5%
Cap Rate 1.0%
5-Year IRR 11.4%

📈 Home Appreciation

1-Year +11.0% ▲
3-Year CAGR +9.2% ▲
5-Year CAGR +10.4% ▲
10-Year CAGR +8.7% ▲

🏠 Rent Trends

1-Year +2.3% ▲
3-Year CAGR +2.5% ▲
5-Year CAGR +4.2% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 1.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.4%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+10.4%
Growing
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 92660

Population: 34,788

💰 Median Household Income
$152,700
This area
$152,700
State
$94,164
USA
$74,580
🏠 Renter Occupied
49.7%
This area
49.7%
State
39.3%
USA
34.0%
💼 Unemployment Rate
3.6%
This area
3.6%
State
-16.6%
USA
3.7%
🎓 College Educated
70.0%
This area
70.0%
State
7.7%
USA
33.7%
👤 Median Age
45.0 years
This area
45.0 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
9.4%
This area
9.4%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 79.2%
Other/Mixed 11.9%
Asian 7.9%
Hispanic/Latino 6.7%
Black/African American 1.0%
👶 Under 18
19.9%
This area
19.9%
USA
22.0%
👴 65 and Over
21.6%
This area
21.6%
USA
17.3%
📊 Poverty Rate
5.1%
This area
5.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 92660

B Avg School Grade
5 Schools
21.4:1 Avg Class Size
$19,335 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Eastbluff Elementary

📚 K – 06 School
👥
380 Students
👨‍🏫
19.4:1 Class Size
💰
$21,699 Per Student
A Very Good

Mariners Elementary

📚 K – 06 School
👥
555 Students
👨‍🏫
19.1:1 Class Size
💰
$21,699 Per Student
A Very Good

Roy O. Andersen Elementary

📚 K – 06 School
👥
324 Students
👨‍🏫
20.1:1 Class Size
💰
$21,699 Per Student
B Good

Corona del Mar High

📚 07 – 12 High School
👥
2,042 Students
👨‍🏫
21.6:1 Class Size
💰
$21,699 Per Student
D Needs Improvement

Suncoast Preparatory Academy

📚 K – 12 K-12 Charter
👥
1,067 Students
👨‍🏫
26.9:1 Class Size
💰
$9,881 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

Everett A. Rea Elementary

📚 K – 06 School
📍 661 Hamilton St., Costa Mesa
👥
346 Students
👨‍🏫
18.0:1 Class Size
💰
$21,699 Per Student
A Very Good

Whittier Elementary

📚 K – 06 School
📍 1800 Whittier Ave., Costa Mesa
👥
457 Students
👨‍🏫
16.6:1 Class Size
💰
$21,699 Per Student
A Very Good

Abraham Lincoln Elementary

📚 K – 06 School
📍 3101 Pacific View Dr., Corona Del Mar
👥
294 Students
👨‍🏫
16.1:1 Class Size
💰
$21,699 Per Student
A Very Good

Victoria Elementary

📚 K – 06 School
📍 1025 Victoria St., Costa Mesa
👥
293 Students
👨‍🏫
15.6:1 Class Size
💰
$21,699 Per Student
A Very Good

Back Bay High

📚 09 – 12 High School
📍 390 Monte Vista Ave., Costa Mesa
👥
150 Students
👨‍🏫
8.7:1 Class Size
💰
$21,699 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 5,548 Off-Campus Students
C+
Interior Designers Institute
107 students · 0.8 mi
A
University of California-Irvine
36,582 students · 2.2 mi
C
Vanguard University of Southern California
2,219 students · 2.5 mi
C+
Orange Coast College
17,085 students · 3.1 mi
C+
Pacific College
297 students · 3.2 mi
B
Stanbridge University
2,642 students · 3.3 mi
D
Homestead Schools-Costa Mesa
24 students · 3.6 mi
D
Coast Community College District Office
0 students · 3.6 mi

Investor Insight: With 5,548 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the typical vacancy rate in Newport Beach, CA?

Occupancy in Newport Beach, CA runs measured with elevated vacancy. Well-priced units at $4,189/mo lease on reasonable timelines.

What price range are homes in Newport Beach, CA?

Median home price in Newport Beach, CA is near $3.3M, with a 5-year CAGR of 0.0%. Prices have been consistent and supportive of buy-and-hold strategies.

Is real estate in Newport Beach, CA a good investment right now?

Newport Beach, CA scores 3.0/5 for investability. Home values sit at $3.3M and rents near $4,189/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

What is the renter demographic in Newport Beach, CA?

Newport Beach, CA offers a predictable renter base at the $4,189/mo rent level. Tenant turnover is reasonable for well-managed properties.

What approach is best for Newport Beach, CA real estate?

The best-fit strategy in Newport Beach, CA is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

You know 92660 now. You don’t know where it ranks.

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How 92660 ranks in Los Angeles-Long Beach-Anaheim, CA

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