Real Estate Investing in Newport Beach, California (92625)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Orange County • Population: 12,328 • Data updated: September 2026

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Should you buy in 92625 (Newport Beach, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (41/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
3 flags
  • High vacancy: 15.1% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 41.3 — hard to cash-flow at these prices.

What’s happening in Newport Beach, CA (92625)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $4,324,038
Avg Monthly Rent $8,718
1% Rule ✗ Does Not Meet
Median Income $174,570
% Renters 41.8%

Market Analysis: 92625 Newport Beach

ZIP 92625 inside Orange County looks affordable on the surface — median value of $4.3M — but the discount exists for reasons that a careful buyer should understand before committing.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $4.3M asset, 92625 is the wrong submarket. If the plan prices in friction, the yield can still work.

Statewide comparisons place 92625 among CA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

The 92625 ZIP's population of 12,328 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that records the need for careful underwriting.

Strategically, 92625 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Newport Beach:

C Below Average
Buy Confidence Score: 59/100
Affordability
0/25
Appreciation
25/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 24.8× the median income
Value Trend
Rising (+9.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $8,718/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Los Angeles-Long Beach-Anaheim, CA Metro Area
Even conditions for buyers and sellers
50 days
Average time to sell
Average
8.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Los Angeles-Long Beach-Anaheim, CA metro data
🏠

Property Strategy for 92625

Which property type performs best in this market?

Best for Cash Flow
2BR
1.3% cap rate
Best for Appreciation
4BR
+10.3% 5yr CAGR
Best Overall Value
2BR
$1,241,245/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $2,482,491 $4,540 1.3% +8.6% $1,241,245
3BR $3,729,773 $6,160 1.2% +8.5% $1,243,258
4BR $5,725,819 $7,370 0.9% +10.3% $1,431,455
5BR $7,156,981 +10.1% $1,431,396

Market Trends

Home Value History (with trend line)

$4.6M$3.9M$3.2M$2.5M$1.8M$1.1MJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$9,242$8,399$7,556$6,713$5,870$5,028Aug 2021Feb 2024Jul 2026

📊 How Does 92625 Compare?

Metric 92625 Newport Beach Los Angeles-Long Beach-Anaheim, CA California
Home Value $4,324,038 $4,226,388 N/A $761,003
5-Year CAGR 8.9% 9.8% N/A 5.7%
Avg Rent $8,718 $5,657 N/A -
Cap Rate 1.6% 1.0% - -
💡 Why Invest in 92625? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 42% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 92625 (Newport Beach, CA). Anonymous, moderated, never written by AI.

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Property managers serving Orange County

Manage rentals here? List your business →

Action Property Management is an HOA management company serving various community types including large scale, high rise, new development, condos, and hotel residential. summary from their website

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Affinity Property Management, Inc. provides world-class service in property management, adapting to client needs and offering solutions for owners and tenants. summary from their website

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Aperto Property Management, Inc. aims to maximize real estate asset value and achieve investment goals through vision, professionalism, and personal service. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
1.6%
Low
5yr Growth
+8.9%
Strong

📊 Market Snapshot

Home Value $4,324,038
Monthly Rent $8,718
Price-to-Rent 41.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.4%
Cap Rate 1.6%
5-Year IRR 10.4%

📈 Home Appreciation

1-Year +9.9% ▲
3-Year CAGR +7.5% ▲
5-Year CAGR +8.9% ▲
10-Year CAGR +7.8% ▲

🏠 Rent Trends

1-Year +11.5% ▲
3-Year CAGR +9.3% ▲
5-Year CAGR +10.5% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 1.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
15.1%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+8.9%
Growing
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 92625

Population: 12,328

💰 Median Household Income
$174,570
This area
$174,570
State
$94,164
USA
$74,580
🏠 Renter Occupied
41.8%
This area
41.8%
State
39.3%
USA
34.0%
💼 Unemployment Rate
2.2%
This area
2.2%
State
-16.6%
USA
3.7%
🎓 College Educated
71.3%
This area
71.3%
State
7.7%
USA
33.7%
👤 Median Age
53.5 years
This area
53.5 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
15.1%
This area
15.1%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 82.0%
Other/Mixed 10.0%
Asian 6.9%
Hispanic/Latino 5.3%
Black/African American 1.1%
👶 Under 18
17.9%
This area
17.9%
USA
22.0%
👴 65 and Over
29.3%
This area
29.3%
USA
17.3%
📊 Poverty Rate
7.9%
This area
7.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 92625

A Avg School Grade
2 Schools
17.1:1 Avg Class Size
$21,699 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Abraham Lincoln Elementary

📚 K – 06 School
👥
294 Students
👨‍🏫
16.1:1 Class Size
💰
$21,699 Per Student
A Very Good

Harbor View Elementary

📚 K – 06 School
👥
338 Students
👨‍🏫
18.2:1 Class Size
💰
$21,699 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

Eastbluff Elementary

📚 K – 06 School
📍 2627 Vista del Oro, Newport Beach
👥
380 Students
👨‍🏫
19.4:1 Class Size
💰
$21,699 Per Student
A Very Good

Mariners Elementary

📚 K – 06 School
📍 2100 Mariners Dr., Newport Beach
👥
555 Students
👨‍🏫
19.1:1 Class Size
💰
$21,699 Per Student
A Very Good

Newport Coast Elementary

📚 K – 06 School
📍 6655 Ridge Park Rd., Newport Beach
👥
469 Students
👨‍🏫
20.4:1 Class Size
💰
$21,699 Per Student
A Very Good

Newport Elementary

📚 K – 06 School
📍 1327 West Balboa Blvd., Newport Beach
👥
331 Students
👨‍🏫
19.0:1 Class Size
💰
$21,699 Per Student
A Very Good

Roy O. Andersen Elementary

📚 K – 06 School
📍 1900 Port Seabourne Way, Newport Beach
👥
324 Students
👨‍🏫
20.1:1 Class Size
💰
$21,699 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 5,548 Off-Campus Students
C+
Interior Designers Institute
107 students · 2.7 mi
A
University of California-Irvine
36,582 students · 3.5 mi
C
Vanguard University of Southern California
2,219 students · 4.6 mi
C+
Concordia University-Irvine
3,481 students · 4.7 mi
C+
Orange Coast College
17,085 students · 5.3 mi
B
Stanbridge University
2,642 students · 5.3 mi
C+
Pacific College
297 students · 5.4 mi
D
Coast Community College District Office
0 students · 5.7 mi

Investor Insight: With 5,548 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is real estate in Newport Beach, CA a good investment right now?

Newport Beach, CA rates 3.0/5 for investability. With median values at $4.3M and rents near $8,718/mo, the market offers reasonable fundamentals for rental investors.

How do experienced investors play Newport Beach, CA?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Newport Beach, CA. The numbers - $4.3M homes against $8,718/mo rents - support that play.

Where do rents currently stand in Newport Beach, CA?

Investors in Newport Beach, CA typically see rents near $8,718/mo per month against $4.3M home values - a solid setup for rental cash flow.

Can I live-in-and-rent in Newport Beach, CA?

The house hack math a tougher in Newport Beach, CA. Owner-occupant buyers benefit from the $8,718/mo rents and $4.3M home values.

What is the rental occupancy rate in Newport Beach, CA?

Occupancy in Newport Beach, CA runs measured with elevated vacancy. Well-priced units at $8,718/mo lease on reasonable timelines.

You know 92625 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 92625 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 92625 ranks in Los Angeles-Long Beach-Anaheim, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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