Real Estate Investing in McIntosh, New Mexico (87016)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Torrance County • Population: 2,897 • Data updated: September 2026

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Should you buy in 87016 (McIntosh, NM)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (35/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 17.9% of homes vacant — above national norms.
  • Higher unemployment: 9.9% unemployment — tenant risk signal.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in McIntosh, NM (87016)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $210,920
Avg Monthly Rent $1,080
1% Rule ✗ Does Not Meet
Median Income $40,191
% Renters 23.1%

Market Analysis: 87016 McIntosh

Meanwhile, ZIP 87016 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $211K median. It rewards specialists, not generalists.

The investment case in 87016 is sturdy only for operators who understand what they are buying. A $211K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Regionally, 87016 sits on the difficult end of the NM spectrum. The worth a close look for read — for disciplined operators — is that pricing reflects the difficulty.

Meanwhile, 2,897 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Experienced landlords with local relationships tend to find 87016 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in McIntosh:

C+ Average
Buy Confidence Score: 67/100
Affordability
10/25
Appreciation
25/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.2× the median income
Value Trend
Rising (+11.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,080/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Albuquerque, NM Metro Area
More inventory, negotiating room for buyers
40 days
Average time to sell
Average
11.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Albuquerque, NM metro data

Market Trends

Home Value History (with trend line)

$223K$215K$208K$201K$193K$186KDec 2023Apr 2025Jul 2026

📊 How Does 87016 Compare?

Metric 87016 McIntosh Albuquerque, NM New Mexico
Home Value $210,920 $105,460 N/A $308,799
5-Year CAGR N/A N/A N/A 7.3%
Avg Rent $1,080 $1,080 N/A -
Cap Rate 4.0% 4.0% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 87016 (McIntosh, NM). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
4.0%
Low

📉 Market Crash Risk Index

Based on Albuquerque, NM metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
48%
Days Pending
0/2
40 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $210,920
Monthly Rent $1,080
Price-to-Rent 16.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.1%
Cap Rate 4.0%
5-Year IRR 15.7%

📈 Home Appreciation

1-Year +11.7% ▲
3-Year CAGR N/A
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
17.9%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 87016

Population: 2,897

💰 Median Household Income
$40,191
This area
$40,191
State
$55,880
USA
$74,580
🏠 Renter Occupied
23.1%
This area
23.1%
State
21.3%
USA
34.0%
💼 Unemployment Rate
9.9%
This area
9.9%
State
-32.0%
USA
3.7%
🎓 College Educated
15.9%
This area
15.9%
State
-18.1%
USA
33.7%
👤 Median Age
54.4 years
This area
54.4 years
State
-44.7 years
USA
38.9 years
🏚️ Vacancy Rate
17.9%
This area
17.9%
State
29.3%
USA
10.5%
👥 Population by Ethnicity
White 72.2%
Other/Mixed 27.9%
Hispanic/Latino 23.6%
👶 Under 18
16.1%
This area
16.1%
USA
22.0%
👴 65 and Over
27.5%
This area
27.5%
USA
17.3%
📊 Poverty Rate
12.4%
This area
12.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 87016

A+ Avg School Grade
4 Schools
11.1:1 Avg Class Size
$21,514 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

LOWER ELEMENTARY

📚 Pre-K – 01 Elementary
👥
112 Students
👨‍🏫
9.9:1 Class Size
💰
$21,514 Per Student
A+ Excellent

UPPER ELEMENTARY

📚 02 – 06 School
👥
181 Students
👨‍🏫
9.2:1 Class Size
💰
$21,514 Per Student
A Very Good

ESTANCIA HIGH

📚 09 – 12 High School
👥
185 Students
👨‍🏫
12.5:1 Class Size
💰
$21,514 Per Student
A Very Good

ESTANCIA MIDDLE

📚 07 – 08 Middle
👥
102 Students
👨‍🏫
12.9:1 Class Size
💰
$21,514 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is housing expensive in McIntosh, NM?

McIntosh, NM home values average about $211K. That price point suits investors targeting rentals with $1,080/mo in monthly income.

How landlord-friendly is McIntosh, NM?

Landlord-friendliness in McIntosh, NM is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

Is McIntosh, NM a smart market for rental property?

The 2.0/5 investability rating in McIntosh, NM reflects its $211K prices and $1,080/mo rents. Investors generally consider it a solid option within NM.

What do rentals go for in McIntosh, NM?

Rental rates in McIntosh, NM average $1,080/mo. Tenant demand and $211K home values make the yield look reasonable by investor standards.

Does house hacking work in McIntosh, NM?

House hacking in McIntosh, NM is reasonable to execute. Prices around $211K and rents of $1,080/mo solid owner-occupant economics.

You know 87016 now. You don’t know where it ranks.

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How 87016 ranks in Albuquerque, NM

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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