Real Estate Investing in Kingman, Arizona (86401)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Mohave County • Population: 29,071 • Data updated: September 2026

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Should you buy in 86401 (Kingman, AZ)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (51/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 8.3% vacancy may signal weakening demand.

What’s happening in Kingman, AZ (86401)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $289,592
Avg Monthly Rent $1,398
1% Rule ✗ Does Not Meet
Median Income $56,752
% Renters 31.3%

Market Analysis: 86401 Kingman

ZIP 86401 inside Mohave County looks affordable on the surface — median value of $290K — but the discount exists for reasons that a careful buyer should understand before committing.

The 86401 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Nearby ZIPs in Kingman have seen price recovery that 86401 has not matched. Mohave County data supports the view that the spread is structural rather than temporary.

Employment concentration in 86401 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Kingman:

C+ Average
Buy Confidence Score: 66/100
Affordability
10/25
Appreciation
18/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.1× the median income
Value Trend
Stable (+2.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,398/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Lake Havasu City-Kingman, AZ Metro Area
More inventory, negotiating room for buyers
73 days
Average time to sell
Slow
8.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Lake Havasu City-Kingman, AZ metro data
🏠

Property Strategy for 86401

Which property type performs best in this market?

Best for Cash Flow
2BR
5.2% cap rate
Best for Appreciation
2BR
+8.4% 5yr CAGR
Best Overall Value
3BR
$91,277/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $195,533 $1,400 5.2% +8.4% $97,767
3BR $273,830 $1,950 5.1% +7.1% $91,277
4BR $412,346 $2,140 3.7% +6.6% $103,086
5BR $585,737 +7.5% $117,147

Market Trends

Home Value History (with trend line)

$311K$267K$223K$179K$135K$91KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,478$1,440$1,402$1,365$1,327$1,289Aug 2023Feb 2025Jul 2026

📊 How Does 86401 Compare?

Metric 86401 Kingman Lake Havasu City-Kingman, AZ Arizona
Home Value $289,592 $277,820 N/A $419,643
5-Year CAGR 3.2% 3.4% N/A 6.5%
Avg Rent $1,398 $1,443 N/A -
Cap Rate 3.8% 4.1% - -

Similar ZIPs Within 25 Miles

Compare other nearby markets to see if a neighbor offers a better fit.

💡 Why Invest in 86401? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 86401 (Kingman, AZ). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.8%
Low
5yr Growth
+3.2%
Moderate

📊 Market Snapshot

Home Value $289,592
Monthly Rent $1,398
Price-to-Rent 17.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.8%
Cap Rate 3.8%
5-Year IRR 7.0%

📈 Home Appreciation

1-Year +2.8% ▲
3-Year CAGR +1.4% ▲
5-Year CAGR +3.2% ▲
10-Year CAGR +6.9% ▲

🏠 Rent Trends

1-Year -2.0% ▼
3-Year CAGR +2.3% ▲
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.3%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.2%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 86401

Population: 29,071

💰 Median Household Income
$56,752
This area
$56,752
State
$66,355
USA
$74,580
🏠 Renter Occupied
31.3%
This area
31.3%
State
28.6%
USA
34.0%
💼 Unemployment Rate
2.8%
This area
2.8%
State
-23.2%
USA
3.7%
🎓 College Educated
17.9%
This area
17.9%
State
-1.0%
USA
33.7%
👤 Median Age
44.0 years
This area
44.0 years
State
11.1 years
USA
38.9 years
🏚️ Vacancy Rate
8.3%
This area
8.3%
State
19.2%
USA
10.5%
👥 Population by Ethnicity
White 85.1%
Other/Mixed 12.0%
Hispanic/Latino 8.3%
Asian 1.6%
Black/African American 1.4%
👶 Under 18
20.9%
This area
20.9%
USA
22.0%
👴 65 and Over
25.1%
This area
25.1%
USA
17.3%
📊 Poverty Rate
8.2%
This area
8.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 86401

C+ Avg School Grade
11 Schools
23.9:1 Avg Class Size
$13,218 Avg Per Pupil

Schools in This ZIP Code

B Good

Hualapai Elementary

📚 K – 05 Elementary
👥
780 Students
👨‍🏫
21.1:1 Class Size
💰
$11,694 Per Student
B Good

Kingman Middle School

📚 06 – 08 Middle
👥
698 Students
👨‍🏫
21.2:1 Class Size
💰
$11,694 Per Student
C+ Average

Cedar Hills School

📚 Pre-K – 08 School
👥
48 Students
👨‍🏫
22.3:1 Class Size
💰
$26,935 Per Student
C+ Average

Desert Willow Elementary School

📚 K – 05 Elementary
👥
486 Students
👨‍🏫
22.1:1 Class Size
💰
$11,694 Per Student
C+ Average

White Cliffs Middle School

📚 06 – 08 Middle
👥
582 Students
👨‍🏫
23.3:1 Class Size
💰
$11,694 Per Student
C+ Average

Manzanita Elementary

📚 K – 05 Elementary
👥
803 Students
👨‍🏫
24.3:1 Class Size
💰
$11,694 Per Student
C+ Average

Kingman Online Learning Academy (KOLA) Elementary School

📚 K – 05 Elementary Limited Data
💰
$11,694 Per Student
C Below Average

WAVE- Lee Williams High School

📚 09 – 12 High School Limited Data
C Below Average
👥
276 Students
👨‍🏫
27.6:1 Class Size
💰
$11,694 Per Student
C Below Average

Kingman Online Learning Academy (KOLA) Middle School

📚 06 – 08 Middle Limited Data
👥
29 Students
💰
$11,694 Per Student
C Below Average

Lee Williams High School

📚 09 – 12 High School
👥
1,083 Students
👨‍🏫
29.5:1 Class Size
💰
$11,694 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the median home value in Kingman, AZ?

Median home price in Kingman, AZ is near $290K, with a 5-year CAGR of 0.0%. Prices have been even-keeled and supportive of buy-and-hold strategies.

How high is vacancy risk in Kingman, AZ?

Occupancy in Kingman, AZ runs reliable with elevated vacancy. Well-priced units at $1,398/mo lease on reasonable timelines.

Is Kingman, AZ landlord-friendly?

Rental owners in Kingman, AZ deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

Does house hacking make sense in Kingman, AZ?

House hacking in Kingman, AZ is a challenging. With home values around $290K and rents at $1,398/mo, owner-occupants can offset a meaningful share of PITI.

What is the typical renter like in Kingman, AZ?

Expect a solid tenant pool in Kingman, AZ. The rental market absorbs $1,398/mo rents without meaningful friction.

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How 86401 ranks in Lake Havasu City-Kingman, AZ

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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