Real Estate Investing in Holbrook, Arizona (86025)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 86025 (Holbrook, AZ)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 12.1% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Holbrook, AZ (86025)?
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Market Analysis: 86025 Holbrook
ZIP 86025 inside Navajo County looks affordable on the surface — median value of $208K — but the discount exists for reasons that a careful buyer should understand before committing.
The investment case in 86025 is notable only for operators who understand what they are buying. A $208K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
ZIP 86025's metrics run below Navajo County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Employment concentration in 86025 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Distressed ZIPs reward experience. sturdy returns are possible in 86025, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Holbrook:
Market Trends
Home Value History (with trend line)
📊 How Does 86025 Compare?
| Metric | 86025 | Holbrook | Show Low, AZ | Arizona |
|---|---|---|---|---|
| Home Value | $207,548 | $207,548 | N/A | $419,643 |
| 5-Year CAGR | 2.9% | 2.9% | N/A | 6.5% |
| Avg Rent | $1,125 | $1,125 | N/A | - |
| Cap Rate | 4.2% | 4.2% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 86025 (Holbrook, AZ). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $207,548 |
| Monthly Rent | $1,125 |
| Price-to-Rent | 15.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.5% |
| Cap Rate | 4.2% |
| 5-Year IRR | 7.1% |
📈 Home Appreciation
| 1-Year | +10.8% ▲ |
| 3-Year CAGR | +2.6% ▲ |
| 5-Year CAGR | +2.9% ▲ |
| 10-Year CAGR | +6.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 86025
Population: 5,189
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 86025
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,661 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How landlord-friendly is Holbrook, AZ?
Landlord-friendliness in Holbrook, AZ is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.
Is the tenant base reliable in Holbrook, AZ?
The renter base in Holbrook, AZ is reasonable for the $1,125/mo price point. Screening well and pricing to market typically yields consistent tenants.
What approach is best for Holbrook, AZ real estate?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Holbrook, AZ. The numbers - $208K homes against $1,125/mo rents - support that play.
What is the investability score for Holbrook, AZ?
Yes - Holbrook, AZ a 3.0/5 investability score. With $208K home prices against $1,125/mo monthly rent, the market delivers a reasonable entry point for new investors.
Is Holbrook, AZ suited for a house hack?
The a challenging house-hack environment in Holbrook, AZ reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
You know 86025 now. You don’t know where it ranks.
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How 86025 ranks in Show Low, AZ
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