Real Estate Investing in Gypsum, Colorado (81637)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 81637 (Gypsum, CO)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Gypsum, CO (81637)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 81637 Gypsum
Investors eyeing 81637 need to respect the fundamentals at play. Home values of $709K come alongside slower price movement and elevated management overhead.
The investment case in 81637 is notable only for operators who understand what they are buying. A $709K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
ZIP 81637's metrics run below Eagle County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Employment concentration in 81637 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Strategically, 81637 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Gypsum:
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 81637 Compare?
| Metric | 81637 | Gypsum | Edwards, CO | Colorado |
|---|---|---|---|---|
| Home Value | $708,927 | $708,927 | N/A | $535,778 |
| 5-Year CAGR | 6.7% | 6.7% | N/A | 4.9% |
| Avg Rent | $2,752 | $2,752 | N/A | - |
| Cap Rate | 3.0% | 3.0% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 81637 (Gypsum, CO). Anonymous, moderated, never written by AI.
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Property managers serving Eagle County
Manage rentals here? List your business →Blue Sky Property Management offers rentals and property management for single-family homes, townhomes, condos, and apartments in Santa Ynez Valley, Lompoc, and Los Alamos. summary from their website
Daly Property Services specializes in landscaping design, installation, and maintenance services in Basalt, CO, serving the Roaring Fork Valley. summary from their website
Mountain Valley Property Management offers capital project management, maintenance, financial management, and technology solutions for HOA, condominium, and private home properties. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $708,927 |
| Monthly Rent | $2,752 |
| Price-to-Rent | 21.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.7% |
| Cap Rate | 3.0% |
| 5-Year IRR | 9.7% |
📈 Home Appreciation
| 1-Year | +1.0% ▲ |
| 3-Year CAGR | +4.5% ▲ |
| 5-Year CAGR | +6.7% ▲ |
| 10-Year CAGR | +7.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 81637
Population: 10,344
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 81637
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How do experienced investors play Gypsum, CO?
Investors usually favor careful cash-flow rentals with hands-on management in Gypsum, CO. With home values at $709K and rents near $2,752/mo, other strategies can work but produce measured rather than outsized returns.
Can I live-in-and-rent in Gypsum, CO?
For house hackers, Gypsum, CO is a challenging. The $2,752/mo rent on a unit helps defray the mortgage on a $709K property.
Is Gypsum, CO a good market for buy-and-hold investors?
Yes - Gypsum, CO a 3.0/5 investability score. With $709K home prices against $2,752/mo monthly rent, the market delivers a reasonable entry point for new investors.
Should investors worry about vacancy in Gypsum, CO?
Gypsum, CO vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
How much should I expect to pay for a home in Gypsum, CO?
Homes in Gypsum, CO typically sell near $709K. Prices have moved at a 0.0% 5-year CAGR, which consistent long-term demand.
You know 81637 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 81637 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 81637 ranks in Edwards, CO
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