Real Estate Investing in De Beque, Colorado (81630)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Garfield County • Population: 1,052 • Data updated: September 2026

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Should you buy in 81630 (De Beque, CO)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (41/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 13.5% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 26.8 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in De Beque, CO (81630)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $417,074
Avg Monthly Rent $1,296
1% Rule ✗ Does Not Meet
Median Income $68,750
% Renters 18.9%

Market Analysis: 81630 De Beque

Meanwhile, ZIP 81630 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $417K median. It rewards specialists, not generalists.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $417K asset, 81630 is the wrong submarket. If the plan prices in friction, the yield can still work.

In the broader CO picture, 81630 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

The demographic picture in 81630 includes headwinds that any investor should price in. Income distribution skews lower than De Beque averages, and tenant stability requires active management.

Strategy in 81630 is an operator game, not a passive one. Looking more closely, entry prices of $417K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in De Beque:

C Below Average
Buy Confidence Score: 55/100
Affordability
5/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.1× the median income
Value Trend
Stable (+2.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,296/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Glenwood Springs, CO Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Glenwood Springs, CO metro data

Market Trends

Home Value History (with trend line)

$451K$391K$332K$272K$212K$153KJul 2006Jul 2016Jul 2026

📊 How Does 81630 Compare?

Metric 81630 De Beque Glenwood Springs, CO Colorado
Home Value $417,074 $417,074 N/A $535,778
5-Year CAGR 5.8% 5.8% N/A 4.9%
Avg Rent $1,296 $1,296 N/A -
Cap Rate 2.4% 2.4% - -
💡 Why Invest in 81630? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 81630 (De Beque, CO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.4%
Low
5yr Growth
+5.8%
Moderate

📉 Market Crash Risk Index

Based on Glenwood Springs, CO metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
67%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $417,074
Monthly Rent $1,296
Price-to-Rent 26.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.7%
Cap Rate 2.4%
5-Year IRR 8.2%

📈 Home Appreciation

1-Year +2.8% ▲
3-Year CAGR +5.4% ▲
5-Year CAGR +5.8% ▲
10-Year CAGR +7.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
13.5%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.8%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 81630

Population: 1,052

💰 Median Household Income
$68,750
This area
$68,750
State
$79,719
USA
$74,580
🏠 Renter Occupied
18.9%
This area
18.9%
State
26.4%
USA
34.0%
💼 Unemployment Rate
3.3%
This area
3.3%
State
-25.8%
USA
3.7%
🎓 College Educated
19.8%
This area
19.8%
State
5.8%
USA
33.7%
👤 Median Age
42.4 years
This area
42.4 years
State
-0.1 years
USA
38.9 years
🏚️ Vacancy Rate
13.5%
This area
13.5%
State
18.7%
USA
10.5%
👥 Population by Ethnicity
White 82.8%
Other/Mixed 17.3%
Hispanic/Latino 11.2%
👶 Under 18
24.0%
This area
24.0%
USA
22.0%
👴 65 and Over
21.0%
This area
21.0%
USA
17.3%
📊 Poverty Rate
7.8%
This area
7.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 81630

A Avg School Grade
1 Schools
10.8:1 Avg Class Size
$19,047 Avg Per Pupil

Schools in This ZIP Code

A Very Good

De Beque PK-12 School District 49JT

📚 Pre-K – 12 K-12
👥
166 Students
👨‍🏫
10.8:1 Class Size
💰
$19,047 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What kind of vacancy should I budget for in De Beque, CO?

Expect elevated vacancy in De Beque, CO. Rents at $1,296/mo are absorbed by the tenant base without meaningful lag.

Is the tenant base reliable in De Beque, CO?

Tenant quality in De Beque, CO ranks as solid. Landlords generally report consistent occupancy at market rents of $1,296/mo.

Does De Beque, CO favor landlords or tenants?

For rental operators, De Beque, CO rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

Can I live-in-and-rent in De Beque, CO?

De Beque, CO is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $417K price point reasonable to enter.

What is the median home value in De Beque, CO?

De Beque, CO home values average about $417K. That price point suits investors targeting rentals with $1,296/mo in monthly income.

You know 81630 now. You don’t know where it ranks.

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How 81630 ranks in Glenwood Springs, CO

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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