Real Estate Investing in El Paso, Texas (79905)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

El Paso County • Population: 22,062 • Data updated: September 2026

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Should you buy in 79905 (El Paso, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (54/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
3 flags
  • High vacancy: 12.6% of homes vacant — above national norms.
  • Elevated poverty: 37.7% poverty rate — can affect rent collection.
  • Lower household income: $24,618 median — tenant affordability is tighter.

What’s happening in El Paso, TX (79905)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $162,452
Avg Monthly Rent $1,000
1% Rule ✗ Does Not Meet
Median Income $24,618
% Renters 53.2%

Market Analysis: 79905 El Paso

Not every below-median market is a bargain. El Paso's 79905 ZIP posts signals that favor experienced operators who can absorb the risk $162K pricing implies.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 79905 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Looking more closely, 79905 offers a low basis, the region around El Paso has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

A healthy renter share of 53% in 79905 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Distressed ZIPs reward experience. healthy returns are possible in 79905, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in El Paso:

C+ Average
Buy Confidence Score: 68/100
Affordability
5/25
Appreciation
25/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.6× the median income
Value Trend
Rising (+8.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,000/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
El Paso, TX Metro Area
More inventory, negotiating room for buyers
79 days
Average time to sell
Slow
5.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from El Paso, TX metro data
🏠

Property Strategy for 79905

Which property type performs best in this market?

Best for Cash Flow
4BR
7.2% cap rate
Best for Appreciation
2BR
+10.2% 5yr CAGR
Best Overall Value
4BR
$45,487/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $135,163 $1,080 5.8% +10.2% $67,581
3BR $161,493 $1,490 6.6% +9.7% $53,831
4BR $181,948 $1,810 7.2% +8.8% $45,487

Market Trends

Home Value History (with trend line)

$171K$150K$129K$108K$88K$67KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,252$1,192$1,132$1,072$1,012$952Dec 2025Apr 2026Jul 2026

📊 How Does 79905 Compare?

Metric 79905 El Paso El Paso, TX Texas
Home Value $162,452 $87,562 N/A $297,000
5-Year CAGR 7.7% 6.4% N/A 5.4%
Avg Rent $1,000 $1,430 N/A -
Cap Rate 4.8% 4.7% - -
💡 Why Invest in 79905? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

53% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 79905 (El Paso, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.8%
Fair
5yr Growth
+7.7%
Strong

📉 Market Crash Risk Index

Based on El Paso, TX metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
43%
Days Pending
2/2
79 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $162,452
Monthly Rent $1,000
Price-to-Rent 13.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.4%
Cap Rate 4.8%
5-Year IRR 12.5%

📈 Home Appreciation

1-Year +8.0% ▲
3-Year CAGR +6.2% ▲
5-Year CAGR +7.7% ▲
10-Year CAGR +6.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
12.6%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.7%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 79905

Population: 22,062

💰 Median Household Income
$24,618
This area
$24,618
State
$70,593
USA
$74,580
🏠 Renter Occupied
53.2%
This area
53.2%
State
29.5%
USA
34.0%
💼 Unemployment Rate
5.6%
This area
5.6%
State
-25.4%
USA
3.7%
🎓 College Educated
8.4%
This area
8.4%
State
-5.8%
USA
33.7%
👤 Median Age
33.9 years
This area
33.9 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
12.6%
This area
12.6%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
Other/Mixed 65.0%
Hispanic/Latino 60.2%
White 34.6%
Black/African American 0.4%
Asian 0.1%
👶 Under 18
26.1%
This area
26.1%
USA
22.0%
👴 65 and Over
19.4%
This area
19.4%
USA
17.3%
📊 Poverty Rate
37.7%
This area
37.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 79905

B+ Avg School Grade
9 Schools
12.9:1 Avg Class Size
$15,379 Avg Per Pupil

Schools in This ZIP Code

A Very Good

HAWKINS EL

📚 Pre-K – 05 Elementary
👥
252 Students
👨‍🏫
10.8:1 Class Size
💰
$15,379 Per Student
A Very Good

ZAVALA EL

📚 Pre-K – 05 Elementary
👥
264 Students
👨‍🏫
11.2:1 Class Size
💰
$15,379 Per Student
A Very Good

COOLEY EL

📚 Pre-K – 05 Elementary
👥
382 Students
👨‍🏫
13.8:1 Class Size
💰
$15,379 Per Student
A Very Good

SILVA HEALTH MAGNET

📚 09 – 12 High School
👥
517 Students
👨‍🏫
13.7:1 Class Size
💰
$15,379 Per Student
B+ Above Average

DOUGLASS EL

📚 Pre-K – 05 Elementary
👥
499 Students
👨‍🏫
16.7:1 Class Size
💰
$15,379 Per Student
B+ Above Average

BOWIE H S

📚 09 – 12 High School
👥
1,007 Students
👨‍🏫
14.4:1 Class Size
💰
$15,379 Per Student
B Good

DR JOSEFINA VILLAMIL TINAJERO PK-8

📚 Pre-K – 08 School
👥
1,245 Students
👨‍🏫
16.9:1 Class Size
💰
$15,379 Per Student
B Good

JEFFERSON H S

📚 09 – 12 High School
👥
1,040 Students
👨‍🏫
15.3:1 Class Size
💰
$15,379 Per Student
B Good

DELTA ACADEMY

📚 07 – 11 High School
👥
47 Students
👨‍🏫
3.6:1 Class Size
💰
$15,379 Per Student

Nearby Schools (3 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

COLDWELL EL

📚 Pre-K – 05 Elementary
📍 4101 ALTURA AVE, EL PASO
👥
394 Students
👨‍🏫
13.6:1 Class Size
💰
$15,379 Per Student
A Very Good

HILLSIDE EL

📚 Pre-K – 05 Elementary
📍 4500 CLIFTON AVE, EL PASO
👥
398 Students
👨‍🏫
12.5:1 Class Size
💰
$15,379 Per Student
B+ Above Average

BLISS EL

📚 Pre-K – 05 Elementary
📍 4401 SHERIDAN RD, EL PASO
👥
508 Students
👨‍🏫
16.0:1 Class Size
💰
$15,379 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 10,414 Off-Campus Students
C
Texas Tech University Health Sciences Center-El Paso
922 students · 0.5 mi
C
Southwest University at El Paso
1,817 students · 1.7 mi
D
Pipo Academy of Hair Design
11 students · 2.4 mi
D
Pima Medical Institute-El Paso
667 students · 2.5 mi
C
El Paso Community College
24,420 students · 3.1 mi
C+
The University of Texas at El Paso
24,351 students · 4.6 mi
C
Tri-State Cosmetology Institute
147 students · 5.3 mi
C
Milan Institute of Cosmetology-El Paso
407 students · 7.4 mi

Investor Insight: With 10,414 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is El Paso, TX a good place for real estate investing?

El Paso, TX rates 3.0/5 for investability. With median values at $162K and rents near $1,000/mo, the market offers reasonable fundamentals for rental investors.

What kind of vacancy should I budget for in El Paso, TX?

Vacancy risk in El Paso, TX is elevated. That supports predictable cash flow for typical rental holds.

How much rent can I charge in El Paso, TX?

Investors in El Paso, TX typically see rents near $1,000/mo per month against $162K home values - a solid setup for rental cash flow.

Is El Paso, TX landlord-friendly?

El Paso, TX operates under TX law, which is landlord-friendly overall for landlords. Expect predictable treatment in typical lease and eviction cases.

How strong is tenant demand in El Paso, TX?

Tenant demand in El Paso, TX is solid. The local workforce $1,000/mo rents across most rental classes.

You know 79905 now. You don’t know where it ranks.

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How 79905 ranks in El Paso, TX

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