Real Estate Investing in Roby, Texas (79543)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Fisher County • Population: 1,138 • Data updated: September 2026

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Should you buy in 79543 (Roby, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 20.7% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Roby, TX (79543)?

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3.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $119,327
Avg Monthly Rent $954
1% Rule ✗ Does Not Meet
Median Income $63,403
% Renters 17.0%

Market Analysis: 79543 Roby

Looking more closely, ZIP 79543 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $119K median. It rewards specialists, not generalists.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 79543 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Within TX, ZIP 79543 trails on several market indicators that neighboring Fisher County submarkets outperform. The gap is real and solid enough to shape underwriting.

Employment concentration in 79543 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Experienced landlords with local relationships tend to find 79543 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Roby:

B+ Great
Buy Confidence Score: 80/100
Affordability
25/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.9× the median income
Value Trend
Rising (+19.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $954/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This area shows favorable conditions for homebuyers. Solid fundamentals with reasonable affordability.

Market Trends

Home Value History (with trend line)

$121K$116K$110K$104K$98K$93KFeb 2022May 2024Jul 2026

📊 How Does 79543 Compare?

Metric 79543 Roby Texas
Home Value $119,327 $119,327 $297,000
5-Year CAGR N/A N/A 5.4%
Avg Rent $954 $954 -
Cap Rate 6.2% 6.2% -
💡 Why Invest in 79543? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 79543 (Roby, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
6.2%
Good

📊 Market Snapshot

Home Value $119,327
Monthly Rent $954
Price-to-Rent 10.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 9.6%
Cap Rate 6.2%
5-Year IRR 11.5%

📈 Home Appreciation

1-Year +19.5% ▲
3-Year CAGR +5.3% ▲
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 6.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (6.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
20.7%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 79543

Population: 1,138

💰 Median Household Income
$63,403
This area
$63,403
State
$70,593
USA
$74,580
🏠 Renter Occupied
17.0%
This area
17.0%
State
29.5%
USA
34.0%
💼 Unemployment Rate
1.1%
This area
1.1%
State
-25.4%
USA
3.7%
🎓 College Educated
16.3%
This area
16.3%
State
-5.8%
USA
33.7%
👤 Median Age
34.2 years
This area
34.2 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
20.7%
This area
20.7%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 83.4%
Other/Mixed 12.6%
Hispanic/Latino 10.0%
Black/African American 3.9%
👶 Under 18
22.3%
This area
22.3%
USA
22.0%
👴 65 and Over
18.2%
This area
18.2%
USA
17.3%
📊 Poverty Rate
7.7%
This area
7.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 79543

A+ Avg School Grade
1 Schools
9.3:1 Avg Class Size
$40,858 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

ROBY CISD

📚 Pre-K – 12 K-12
👥
307 Students
👨‍🏫
9.3:1 Class Size
💰
$40,858 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How does Roby, TX rate as a rental market?

Roby, TX scores 3.0/5 for investability. Home values sit at $119K and rents near $954/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

What are vacancy rates like in Roby, TX?

Roby, TX sees elevated vacancy, which is reasonable relative to the broader TX rental market.

Is the tenant base reliable in Roby, TX?

The renter base in Roby, TX is reasonable for the $954/mo price point. Screening well and pricing to market typically yields reliable tenants.

Is Roby, TX better for rentals, flips, or BRRRR?

Roby, TX investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($119K prices, $954/mo rents) make it a reasonable choice.

Where do rents currently stand in Roby, TX?

Investors in Roby, TX typically see rents near $954/mo per month against $119K home values - a solid setup for rental cash flow.

You know 79543 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 79543 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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