Real Estate Investing in Rule, Texas (79547)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Haskell County • Population: 869 • Data updated: September 2026

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Should you buy in 79547 (Rule, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (61/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
STRONG
4.0 / 5 (86/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
4 flags
  • High vacancy: 29.4% of homes vacant — above national norms.
  • 1-year downturn: Values declined 5.4% in the last year.
  • Elevated poverty: 22.4% poverty rate — can affect rent collection.
  • Lower household income: $29,258 median — tenant affordability is tighter.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Rule, TX (79547)?

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4.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $64,522
Avg Monthly Rent $981
1% Rule ✓ Meets
Median Income $29,258
% Renters 20.4%

Market Analysis: 79547 Rule

Homes in the 79547 ZIP trade near $65K, a discount that has historically rewarded investors willing to renovate. Rent comps near $981/mo support the pro forma.

Cap rate math of 0.0% understates the return here. Post-rehab, stabilized yields climb, and the 79547 ZIP's older housing stock gives operators the opportunity set to execute.

In Haskell County, 79547 is part of the operational map, not the passive one. The spread between median price and renovated comp reflects the work available.

From a cash-flow lens, incomes in 79547 sit below the county median, the tenant pool is deep and the demand for upgraded rental stock consistently outruns supply.

Strategic fit here is operational. Pro forma discipline, capex reserves, and lender relationships matter more than the marketing pitch.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Rule:

C Below Average
Buy Confidence Score: 55/100
Affordability
25/25
Appreciation
0/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.2× the median income
Value Trend
Declining (-5.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $981/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$78K$74K$70K$67K$63K$59KFeb 2022May 2024Jul 2026

📊 How Does 79547 Compare?

Metric 79547 Rule Texas
Home Value $64,522 $32,261 $297,000
5-Year CAGR N/A N/A 5.4%
Avg Rent $981 $981 -
Cap Rate 11.9% 11.9% -
💡 Why Invest in 79547? Click to expand

This ZIP code meets the 1% rule with rent at $981/mo on homes averaging $64,522 — a strong indicator of cash flow potential.

Our analysis gives this area a 4/5 investability rating, placing it in the top tier for rental property potential.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 79547 (Rule, TX). Anonymous, moderated, never written by AI.

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Investability
Excellent
Cap Rate
11.9%
Excellent

📊 Market Snapshot

Home Value $64,522
Monthly Rent $981
Price-to-Rent 5.5:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 18.2%
Cap Rate 11.9%
5-Year IRR 7.6%

📈 Home Appreciation

1-Year -5.4% ▼
3-Year CAGR -4.3% ▼
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 11.9%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (11.9%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
29.4%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 79547

Population: 869

💰 Median Household Income
$29,258
This area
$29,258
State
$70,593
USA
$74,580
🏠 Renter Occupied
20.4%
This area
20.4%
State
29.5%
USA
34.0%
💼 Unemployment Rate
0.8%
This area
0.8%
State
-25.4%
USA
3.7%
🎓 College Educated
22.6%
This area
22.6%
State
-5.8%
USA
33.7%
👤 Median Age
45.8 years
This area
45.8 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
29.4%
This area
29.4%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 77.0%
Other/Mixed 15.5%
Hispanic/Latino 12.5%
Black/African American 6.9%
Asian 0.5%
👶 Under 18
18.8%
This area
18.8%
USA
22.0%
👴 65 and Over
31.6%
This area
31.6%
USA
17.3%
📊 Poverty Rate
22.4%
This area
22.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 79547

A Avg School Grade
1 Schools
7.1:1 Avg Class Size
$15,804 Avg Per Pupil

Schools in This ZIP Code

A Very Good

RULE SCHOOL

📚 Pre-K – 12 K-12
👥
130 Students
👨‍🏫
7.1:1 Class Size
💰
$15,804 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Are rents high in Rule, TX?

Average rent in Rule, TX is approximately $981/mo per month. Against $65K home values that yields a reasonable rent-to-price ratio.

Can BRRRR investors find deals in Rule, TX?

BRRRR viability in Rule, TX is a strong. Disciplined acquisition and rehab can hit the 75% LTV refinance target at market comps.

How much should I expect to pay for a home in Rule, TX?

Rule, TX home values average about $65K. That price point suits investors targeting rentals with $981/mo in monthly income.

Can I live-in-and-rent in Rule, TX?

Rule, TX is a an attractive market for house hackers. FHA or conventional owner-occupant buyers find the $65K price point reasonable to enter.

Do properties in Rule, TX satisfy the 1% rule?

With $981/mo rents against $65K home prices, Rule, TX produces a 1.52% ratio. That is reasonable proximity to the 1% threshold.

You know 79547 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 79547 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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