Real Estate Investing in Rochester, Texas (79544)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Haskell County • Population: 440 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 79544 (Rochester, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (61/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
STRONG
4.0 / 5 (86/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 23.7% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Rochester, TX (79544)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
4.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $75,644
Avg Monthly Rent $873
1% Rule ✓ Meets
Median Income $56,786
% Renters 27.4%

Market Analysis: 79544 Rochester

Homes in the 79544 ZIP trade near $76K, a discount that has historically rewarded investors willing to renovate. Rent comps near $873/mo support the pro forma.

Flippers and value-add operators have treated 79544 as a working ZIP for a reason. Entry prices around $76K and a deep rental base of 27% renters underpin the exit strategy on both the sale and rent sides.

Statewide, TX value-add investors migrate toward ZIPs with 79544's profile — older stock, soft but real rent growth, and $76K pricing that keeps rehab math workable.

Household income in 79544 supports the rent-lift thesis. 440 residents, deep working-age cohort, and the kind of tenant profile that responds to upgraded stock.

The impressive opportunity in 79544 is buying the worst house on the block, fixing it, and renting it at the top of the local band. That is the strategy, repeated.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Rochester:

B+ Great
Buy Confidence Score: 80/100
Affordability
25/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.3× the median income
Value Trend
Rising (+14.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This area shows favorable conditions for homebuyers. Solid fundamentals with reasonable affordability.

Market Trends

Home Value History (with trend line)

$84K$80K$76K$72K$67K$63KFeb 2022May 2024Jul 2026

📊 How Does 79544 Compare?

Metric 79544 Rochester Texas
Home Value $75,644 $75,644 $297,000
5-Year CAGR N/A N/A 5.4%
Avg Rent $873 $873 -
Cap Rate 9.0% 9.0% -
💡 Why Invest in 79544? Click to expand

This ZIP code meets the 1% rule with rent at $873/mo on homes averaging $75,644 — a strong indicator of cash flow potential.

Our analysis gives this area a 4/5 investability rating, placing it in the top tier for rental property potential.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 79544 (Rochester, TX). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 79544 (Rochester, TX)?

~25 seconds · no account needed · your report is anonymous

Investability
Excellent
Cap Rate
9.0%
Excellent

📊 Market Snapshot

Home Value $75,644
Monthly Rent $873
Price-to-Rent 7.2:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 13.9%
Cap Rate 9.0%
5-Year IRR 12.0%

📈 Home Appreciation

1-Year +14.5% ▲
3-Year CAGR +3.0% ▲
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 9.0%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (9.0%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
23.7%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 79544

Population: 440

💰 Median Household Income
$56,786
This area
$56,786
State
$70,593
USA
$74,580
🏠 Renter Occupied
27.4%
This area
27.4%
State
29.5%
USA
34.0%
💼 Unemployment Rate
2.5%
This area
2.5%
State
-25.4%
USA
3.7%
🎓 College Educated
3.0%
This area
3.0%
State
-5.8%
USA
33.7%
👤 Median Age
36.7 years
This area
36.7 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
23.7%
This area
23.7%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 71.8%
Other/Mixed 23.2%
Hispanic/Latino 8.0%
Black/African American 5.0%
👶 Under 18
25.0%
This area
25.0%
USA
22.0%
👴 65 and Over
15.4%
This area
15.4%
USA
17.3%
📊 Poverty Rate
5.5%
This area
5.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Is Rochester, TX a good market for FHA house hackers?

Rochester, TX offers an attractive house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $873/mo rent level.

Does Rochester, TX meet the 1% rule for rental property?

With rents of $873/mo on $76K homes, Rochester, TX close to the 1% rule for most properties. The actual rent-to-price ratio is 1.15%.

What is the best play in Rochester, TX?

Rochester, TX investors pursuing value-add and BRRRR deals. The underlying economics ($76K prices, $873/mo rents) make it a reasonable choice.

Is Rochester in TX worth investing in?

Investors tracking Rochester, TX will find a 4.0/5 rating supported by $76K median home values and $873/mo rents. That profile suits long-term holders targeting stable returns.

How expensive is real estate in Rochester, TX?

The median home value in Rochester, TX is roughly $76K. That puts it reasonable relative to the TX statewide average.

You know 79544 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 79544 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans
🤖

AI Market Advisor

Ask questions about investing in 79544 (Rochester)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 79544 (Rochester, TX).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.