Real Estate Investing in Loraine, Texas (79532)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 79532 (Loraine, TX)? Our answer, based on the numbers below.
Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 31.3% of homes vacant — above national norms.
- 1-year downturn: Values declined 11.7% in the last year.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Loraine, TX (79532)?
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Market Analysis: 79532 Loraine
The 79532 ZIP in Loraine is not a pristine, turnkey story — it is a value-add map. Stock is older, prices near $85K are approachable, and upside sits in the rehab line.
Investors in 79532 do not buy the market average — they buy the unit they can improve. $85K median pricing and $873/mo comps define the envelope within which the work has to pay.
Regionally, 79532 sits on the affordable end of the Mitchell County map. Looking more closely, the absolute numbers are modest, the spread between acquisition price and post-rehab value is wider than in turnkey ZIPs.
Household income in 79532 supports the rent-lift thesis. 1,014 residents, deep working-age cohort, and the kind of tenant profile that responds to upgraded stock.
Strategic fit here is operational. Pro forma discipline, capex reserves, and lender relationships matter more than the marketing pitch.
Here's what matters if you're considering buying a home in Loraine:
Market Trends
Home Value History (with trend line)
📊 How Does 79532 Compare?
| Metric | 79532 | Loraine | Texas |
|---|---|---|---|
| Home Value | $85,075 | $85,075 | $297,000 |
| 5-Year CAGR | N/A | N/A | 5.4% |
| Avg Rent | $873 | $873 | - |
| Cap Rate | 8.0% | 8.0% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 79532 (Loraine, TX). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $85,075 |
| Monthly Rent | $873 |
| Price-to-Rent | 8.1:1 |
| 1% Rule | ✓ Passes |
💰 Return Metrics
| Gross Yield | 12.3% |
| Cap Rate | 8.0% |
| 5-Year IRR | N/A |
📈 Home Appreciation
| 1-Year | -11.7% ▼ |
| 3-Year CAGR | -11.2% ▼ |
| 5-Year CAGR | N/A |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The estimated cap rate (8.0%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.
⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 79532
Population: 1,014
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 79532
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Are homes affordable in Loraine, TX?
Homes in Loraine, TX typically sell near $85K. Prices have moved at a 0.0% 5-year CAGR, which even-keeled long-term demand.
What does house hacking look like in Loraine, TX?
Loraine, TX offers an attractive house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $873/mo rent level.
Can you find 1% rule deals in Loraine, TX?
With rents of $873/mo on $85K homes, Loraine, TX close to the 1% rule for most properties. The actual rent-to-price ratio is 1.03%.
Which real estate strategy fits Loraine, TX?
In Loraine, TX the durable play is typically value-add and BRRRR deals. The combination of $85K prices and $873/mo rents suits that approach.
What do rentals go for in Loraine, TX?
Expect rents around $873/mo per month in Loraine, TX. With home values at $85K, the yield math works out to reasonable levels for rental investors.
You know 79532 now. You don’t know where it ranks.
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