Real Estate Investing in Seminole, Texas (79360)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Gaines County • Population: 17,284 • Data updated: September 2026

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Should you buy in 79360 (Seminole, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (66/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 8.3% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Seminole, TX (79360)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $266,331
Avg Monthly Rent $981
1% Rule ✗ Does Not Meet
Median Income $81,607
% Renters 21.5%

Market Analysis: 79360 Seminole

Investors eyeing 79360 need to respect the fundamentals at play. Home values of $266K come alongside slower price movement and elevated management overhead.

The investment case in 79360 is healthy only for operators who understand what they are buying. A $266K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

The gap between 79360 and stronger Seminole ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

The demographic picture in 79360 includes headwinds that any investor should price in. Income distribution skews lower than Seminole averages, and tenant stability requires active management.

Strategically, 79360 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Seminole:

B Good
Buy Confidence Score: 72/100
Affordability
20/25
Appreciation
18/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.3× the median income
Value Trend
Rising (+7.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $981/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 79360

Which property type performs best in this market?

Best for Cash Flow
3BR
3.5% cap rate
Best for Appreciation
3BR
+5.7% 5yr CAGR
Best Overall Value
3BR
$89,195/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $267,584 $1,310 3.5% +5.7% $89,195
4BR $393,197 $1,600 2.9% +5.3% $98,299

Market Trends

Home Value History (with trend line)

$277K$247K$217K$187K$158K$128KDec 2009Apr 2018Jul 2026

📊 How Does 79360 Compare?

Metric 79360 Seminole Texas
Home Value $266,331 $266,331 $297,000
5-Year CAGR 4.6% 4.6% 5.4%
Avg Rent $981 $981 -
Cap Rate 2.9% 2.9% -
💡 Why Invest in 79360? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 79360 (Seminole, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.9%
Low
5yr Growth
+4.6%
Moderate

📊 Market Snapshot

Home Value $266,331
Monthly Rent $981
Price-to-Rent 22.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.4%
Cap Rate 2.9%
5-Year IRR 7.5%

📈 Home Appreciation

1-Year +7.8% ▲
3-Year CAGR +6.0% ▲
5-Year CAGR +4.6% ▲
10-Year CAGR +3.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.3%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.6%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 79360

Population: 17,284

💰 Median Household Income
$81,607
This area
$81,607
State
$70,593
USA
$74,580
🏠 Renter Occupied
21.5%
This area
21.5%
State
29.5%
USA
34.0%
💼 Unemployment Rate
2.2%
This area
2.2%
State
-25.4%
USA
3.7%
🎓 College Educated
10.8%
This area
10.8%
State
-5.8%
USA
33.7%
👤 Median Age
29.0 years
This area
29.0 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
8.3%
This area
8.3%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 83.9%
Other/Mixed 14.8%
Hispanic/Latino 13.7%
Asian 1.1%
Black/African American 0.2%
👶 Under 18
36.3%
This area
36.3%
USA
22.0%
👴 65 and Over
7.4%
This area
7.4%
USA
17.3%
📊 Poverty Rate
9.1%
This area
9.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 79360

A Avg School Grade
6 Schools
12.1:1 Avg Class Size
$17,361 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

SEMINOLE H S

📚 09 – 12 High School
👥
836 Students
👨‍🏫
11.1:1 Class Size
💰
$17,361 Per Student
A+ Excellent

SEMINOLE EL

📚 04 – 05 Elementary
👥
444 Students
👨‍🏫
13.6:1 Class Size
💰
$17,361 Per Student
A+ Excellent

SEMINOLE J H

📚 06 – 08 Middle
👥
640 Students
👨‍🏫
13.5:1 Class Size
💰
$17,361 Per Student
A+ Excellent

SEMINOLE PRI

📚 02 – 03 Elementary
👥
492 Students
👨‍🏫
14.2:1 Class Size
💰
$17,361 Per Student
A+ Excellent

YOUNG EL

📚 Pre-K – 01 Elementary
👥
549 Students
👨‍🏫
13.0:1 Class Size
💰
$17,361 Per Student
B Good

SEMINOLE SUCCESS CTR

📚 09 – 12 High School
👥
25 Students
👨‍🏫
6.9:1 Class Size
💰
$17,361 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Does Seminole, TX make sense for an investment property?

Seminole, TX scores 3.0/5 for investability. Home values sit at $266K and rents near $981/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

What is the typical rental rate in Seminole, TX?

Rental rates in Seminole, TX average $981/mo. Tenant demand and $266K home values make the yield look reasonable by investor standards.

How do home values compare in Seminole, TX?

Expect median prices around $266K in Seminole, TX. The market has run at a 0.0% 5-year CAGR, so entry costs have been measured.

How do experienced investors play Seminole, TX?

A careful cash-flow rentals with hands-on management strategy Seminole, TX best. The market produces stable results for that approach at the $266K price point.

Is vacancy a concern in Seminole, TX?

Vacancy risk in Seminole, TX is elevated. That supports reliable cash flow for typical rental holds.

You know 79360 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 79360 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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