Real Estate Investing in Pampa, Texas (79065)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 79065 (Pampa, TX)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 18.9% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Pampa, TX (79065)?
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Market Analysis: 79065 Pampa
The 79065 ZIP in Pampa, TX is a local-operator market. Outside capital chasing a $109K entry has to pair deep knowledge with the discount.
The investment case in 79065 is significant only for operators who understand what they are buying. A $109K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
Nearby ZIPs in Pampa have seen price recovery that 79065 has not matched. Gray County data supports the view that the spread is structural rather than temporary.
A resilient renter share of 30% in 79065 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
The right play in 79065 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Pampa:
Property Strategy for 79065
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $78,144 | $1,030 | 9.5% | +7.7% | $39,072 |
| 3BR | $148,919 | $1,240 | 6.0% | +6.1% | $49,640 |
| 4BR | $213,186 | $1,370 | 4.6% | +5.5% | $53,297 |
Market Trends
Home Value History (with trend line)
📊 How Does 79065 Compare?
| Metric | 79065 | Pampa | Pampa, TX | Texas |
|---|---|---|---|---|
| Home Value | $109,078 | $54,539 | N/A | $297,000 |
| 5-Year CAGR | 2.3% | 2.3% | N/A | 5.4% |
| Avg Rent | $927 | $927 | N/A | - |
| Cap Rate | 6.6% | 6.6% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 79065 (Pampa, TX). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $109,078 |
| Monthly Rent | $927 |
| Price-to-Rent | 9.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 10.2% |
| Cap Rate | 6.6% |
| 5-Year IRR | 9.0% |
📈 Home Appreciation
| 1-Year | +5.1% ▲ |
| 3-Year CAGR | +1.4% ▲ |
| 5-Year CAGR | +2.3% ▲ |
| 10-Year CAGR | +1.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (6.6%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.
⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 79065
Population: 19,569
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 79065
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How quickly do rentals get leased in Pampa, TX?
Pampa, TX vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
How strict are landlord regulations in Pampa, TX?
TX law landlord-friendly for landlords, and Pampa inherits those rules. Investors should still review local ordinances for rental licensing.
Is Pampa, TX good for house hacking?
House hacking works a challenging in Pampa, TX. Rents of $927/mo against $109K acquisition make the strategy solid for owner-occupants.
Where do rents currently stand in Pampa, TX?
Pampa, TX rentals go for roughly $927/mo a month. That puts gross yield in solid territory relative to $109K acquisition costs.
What is the median home value in Pampa, TX?
Median home price in Pampa, TX is near $109K, with a 5-year CAGR of 0.0%. Prices have been measured and supportive of buy-and-hold strategies.
You know 79065 now. You don’t know where it ranks.
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