Real Estate Investing in Port Isabel, Texas (78578)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Cameron County • Population: 10,231 • Data updated: September 2026

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Should you buy in 78578 (Port Isabel, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (59/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 35.4% of homes vacant — above national norms.
  • Elevated poverty: 20.6% poverty rate — can affect rent collection.

What’s happening in Port Isabel, TX (78578)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $262,941
Avg Monthly Rent $1,985
1% Rule ✗ Does Not Meet
Median Income $49,396
% Renters 30.1%

Market Analysis: 78578 Port Isabel

The 78578 ZIP in Port Isabel, TX is a local-operator market. Outside capital chasing a $263K entry has to pair deep knowledge with the discount.

For an experienced owner, 78578 can be a a viable market for hunting ground — but the discount at $263K reflects genuine risk that outside investors often underestimate.

ZIP 78578's metrics run below Cameron County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Who lives in 78578 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The 78578 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Port Isabel:

C+ Average
Buy Confidence Score: 68/100
Affordability
10/25
Appreciation
22/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.3× the median income
Value Trend
Stable (+1.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,985/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Brownsville-Harlingen, TX Metro Area
More inventory, negotiating room for buyers
116 days
Average time to sell
Slow
5.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Brownsville-Harlingen, TX metro data
🏠

Property Strategy for 78578

Which property type performs best in this market?

Best for Cash Flow
1BR
3.6% cap rate
Best for Appreciation
1BR
+12.7% 5yr CAGR
Best Overall Value
2BR
$111,476/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $160,364 $800 3.6% +12.7% $160,364
2BR $222,951 $970 3.1% +8.4% $111,476
3BR $344,862 $1,310 2.7% +9.4% $114,954
4BR $474,482 $1,370 2.1% +10.0% $118,620

Market Trends

Home Value History (with trend line)

$281K$252K$224K$195K$166K$138KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,990$1,976$1,961$1,947$1,932$1,918Feb 2026May 2026Jul 2026

📊 How Does 78578 Compare?

Metric 78578 Port Isabel Brownsville-Harlingen, TX Texas
Home Value $262,941 $262,941 N/A $297,000
5-Year CAGR 6.6% 6.6% N/A 5.4%
Avg Rent $1,985 $1,985 N/A -
Cap Rate 5.9% 5.9% - -
💡 Why Invest in 78578? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 78578 (Port Isabel, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.9%
Fair
5yr Growth
+6.6%
Strong

📊 Market Snapshot

Home Value $262,941
Monthly Rent $1,985
Price-to-Rent 11.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 9.1%
Cap Rate 5.9%
5-Year IRR 12.4%

📈 Home Appreciation

1-Year +1.9% ▲
3-Year CAGR -0.3% ▼
5-Year CAGR +6.6% ▲
10-Year CAGR +5.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
35.4%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.6%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 78578

Population: 10,231

💰 Median Household Income
$49,396
This area
$49,396
State
$70,593
USA
$74,580
🏠 Renter Occupied
30.1%
This area
30.1%
State
29.5%
USA
34.0%
💼 Unemployment Rate
0.8%
This area
0.8%
State
-25.4%
USA
3.7%
🎓 College Educated
21.6%
This area
21.6%
State
-5.8%
USA
33.7%
👤 Median Age
44.1 years
This area
44.1 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
35.4%
This area
35.4%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 86.8%
Other/Mixed 12.7%
Hispanic/Latino 12.0%
Asian 0.4%
👶 Under 18
24.1%
This area
24.1%
USA
22.0%
👴 65 and Over
25.1%
This area
25.1%
USA
17.3%
📊 Poverty Rate
20.6%
This area
20.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 78578

A Avg School Grade
5 Schools
13.8:1 Avg Class Size
$26,911 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

DERRY EL

📚 Pre-K – 05 Elementary
👥
409 Students
👨‍🏫
14.2:1 Class Size
💰
$26,911 Per Student
A+ Excellent

GARRIGA EL

📚 Pre-K – 05 Elementary
👥
432 Students
👨‍🏫
14.6:1 Class Size
💰
$26,911 Per Student
A+ Excellent

PORT ISABEL EARLY COLLEGE H S

📚 09 – 12 High School
👥
593 Students
👨‍🏫
13.6:1 Class Size
💰
$26,911 Per Student
A+ Excellent

PORT ISABEL J H

📚 06 – 08 Middle
👥
413 Students
👨‍🏫
12.8:1 Class Size
💰
$26,911 Per Student
C+ Average

CAMERON CO J J A E P

📚 07 – 11 High School Limited Data
👥
10 Students
💰
$26,911 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby
C+
South Texas Vocational Technical Institute-Brownsville
176 students · 14.1 mi
C
Southern Careers Institute-Brownsville
637 students · 14.3 mi
C+
Salon & Spa Institute
91 students · 14.7 mi

Frequently Asked Questions

How much is rent in Port Isabel, TX?

Port Isabel, TX rentals go for roughly $1,985/mo a month. That puts gross yield in solid territory relative to $263K acquisition costs.

Should investors worry about vacancy in Port Isabel, TX?

Port Isabel, TX sees elevated vacancy, which is reasonable relative to the broader TX rental market.

Is Port Isabel, TX a good market for buy-and-hold investors?

Investors tracking Port Isabel, TX will find a 3.0/5 rating supported by $263K median home values and $1,985/mo rents. That profile suits long-term holders targeting reliable returns.

How viable is house hacking in Port Isabel, TX?

House hacking in Port Isabel, TX is a challenging. With home values around $263K and rents at $1,985/mo, owner-occupants can offset a meaningful share of PITI.

Is Port Isabel, TX landlord-friendly?

TX ranks as a landlord-friendly state for landlord-tenant law. Port Isabel generally follows the statewide framework, so landlords face reasonable operating rules.

You know 78578 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 78578 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 78578 ranks in Brownsville-Harlingen, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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