Real Estate Investing in Zapata, Texas (78076)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 78076 (Zapata, TX)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 23.1% of homes vacant — above national norms.
- Declining values: -5.9% 5-year CAGR — values have moved lower.
- Elevated poverty: 32.4% poverty rate — can affect rent collection.
- Lower household income: $34,779 median — tenant affordability is tighter.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Zapata, TX (78076)?
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Market Analysis: 78076 Zapata
ZIP 78076 in Zapata, TX carries a impressive set of headwinds. Home values near $129K and rents of $873/mo sit inside a market where underwriting has to be tight.
Rent of $873/mo on a $129K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 78076 sits below the stated 0.0% once reality is priced in.
Looking more closely, 78076 offers a low basis, the region around Zapata has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Demographically, 78076 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Strategically, 78076 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Zapata:
Market Trends
Home Value History (with trend line)
📊 How Does 78076 Compare?
| Metric | 78076 | Zapata | Zapata, TX | Texas |
|---|---|---|---|---|
| Home Value | $128,740 | $128,740 | N/A | $297,000 |
| 5-Year CAGR | N/A | N/A | N/A | 5.4% |
| Avg Rent | $873 | $873 | N/A | - |
| Cap Rate | 5.3% | 5.3% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 78076 (Zapata, TX). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $128,740 |
| Monthly Rent | $873 |
| Price-to-Rent | 12.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 8.1% |
| Cap Rate | 5.3% |
| 5-Year IRR | N/A |
📈 Home Appreciation
| 1-Year | -1.8% ▼ |
| 3-Year CAGR | -5.2% ▼ |
| 5-Year CAGR | -5.9% ▼ |
| 10-Year CAGR | -0.2% ▼ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 78076
Population: 13,085
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 78076
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How quickly do rentals get leased in Zapata, TX?
Vacancy risk in Zapata, TX is elevated. That supports consistent cash flow for typical rental holds.
How does Zapata, TX stack up for property investment?
Yes - Zapata, TX a 3.0/5 investability score. With $129K home prices against $873/mo monthly rent, the market delivers a reasonable entry point for new investors.
How much does a house cost in Zapata, TX?
Homes in Zapata, TX typically sell near $129K. Prices have moved at a 0.0% 5-year CAGR, which reliable long-term demand.
How strict are landlord regulations in Zapata, TX?
Rental owners in Zapata, TX deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.
Is the tenant base reliable in Zapata, TX?
Tenant demand in Zapata, TX is solid. The local workforce $873/mo rents across most rental classes.
You know 78076 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 78076 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
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