Real Estate Investing in Riomedina, Texas (78066)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Medina County • Population: 387 • Data updated: September 2026

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Should you buy in 78066 (Riomedina, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (43/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 27.2 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Riomedina, TX (78066)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $428,984
Avg Monthly Rent $1,314
1% Rule ✗ Does Not Meet
Median Income $88,532
% Renters 3.4%

Market Analysis: 78066 Riomedina

The 78066 ZIP covers a section of Riomedina that demands careful diligence. Prices near $429K look accessible, but the work to make a deal cash flow is real.

Distressed markets are won on execution, not on spreadsheets. ZIP 78066 clocks in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Regionally, 78066 sits on the difficult end of the TX spectrum. The worth a close look for read — for disciplined operators — is that pricing reflects the difficulty.

Looking more closely, 387 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategically, 78066 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Riomedina:

D Needs Caution
Buy Confidence Score: 42/100
Affordability
10/25
Appreciation
0/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.8× the median income
Value Trend
Declining (-2.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,314/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
San Antonio-New Braunfels, TX Metro Area
More inventory, negotiating room for buyers
88 days
Average time to sell
Slow
9.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from San Antonio-New Braunfels, TX metro data

Market Trends

Home Value History (with trend line)

$449K$441K$432K$423K$415K$406KFeb 2022May 2024Jul 2026

📊 How Does 78066 Compare?

Metric 78066 Riomedina San Antonio-New Braunfels, TX Texas
Home Value $428,984 $428,984 N/A $297,000
5-Year CAGR N/A N/A N/A 5.4%
Avg Rent $1,314 $1,314 N/A -
Cap Rate 2.4% 2.4% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 78066 (Riomedina, TX). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
2.4%
Low

📊 Market Snapshot

Home Value $428,984
Monthly Rent $1,314
Price-to-Rent 27.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.7%
Cap Rate 2.4%
5-Year IRR 3.1%

📈 Home Appreciation

1-Year -2.7% ▼
3-Year CAGR +0.7% ▲
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
0.0%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 78066

Population: 387

💰 Median Household Income
$88,532
This area
$88,532
State
$70,593
USA
$74,580
🏠 Renter Occupied
3.4%
This area
3.4%
State
29.5%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-25.4%
USA
3.7%
🎓 College Educated
25.9%
This area
25.9%
State
-5.8%
USA
33.7%
👤 Median Age
68.3 years
This area
68.3 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
0.0%
This area
0.0%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 95.3%
Hispanic/Latino 4.7%
Other/Mixed 4.7%
👶 Under 18
3.5%
This area
3.5%
USA
22.0%
👴 65 and Over
61.1%
This area
61.1%
USA
17.3%
📊 Poverty Rate
3.8%
This area
3.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

3 Nearby 3,987 Off-Campus Students
C
Northwest Vista College
18,808 students · 11.2 mi
C+
Christ Mission College
43 students · 11.6 mi
C
Hallmark University
879 students · 12.4 mi

Investor Insight: With 3,987 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What are vacancy rates like in Riomedina, TX?

Vacancy in Riomedina, TX is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,314/mo.

How deep is the rental pool in Riomedina, TX?

Expect a solid tenant pool in Riomedina, TX. The rental market absorbs $1,314/mo rents without meaningful friction.

What is it like being a landlord in Riomedina, TX?

TX ranks as a landlord-friendly state for landlord-tenant law. Riomedina generally follows the statewide framework, so landlords face reasonable operating rules.

Can I live-in-and-rent in Riomedina, TX?

The house hack math a challenging in Riomedina, TX. Owner-occupant buyers benefit from the $1,314/mo rents and $429K home values.

What is the smart move for investors in Riomedina, TX?

Most investors in Riomedina, TX run a careful cash-flow rentals with hands-on management strategy. It aligns with the 2.0/5 investability profile and the market fundamentals.

You know 78066 now. You don’t know where it ranks.

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How 78066 ranks in San Antonio-New Braunfels, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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