Real Estate Investing in Timpson, Texas (75975)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 75975 (Timpson, TX)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 25.1% of homes vacant — above national norms.
- Declining values: -1.4% 5-year CAGR — values have moved lower.
- 1-year downturn: Values declined 4.4% in the last year.
- Elevated poverty: 21.0% poverty rate — can affect rent collection.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Timpson, TX (75975)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 75975 Timpson
ZIP 75975 inside Shelby County looks affordable on the surface — median value of $257K — but the discount exists for reasons that a careful buyer should understand before committing.
The investment case in 75975 is notable only for operators who understand what they are buying. A $257K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
The gap between 75975 and stronger Timpson ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
A sturdy renter share of 25% in 75975 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Experienced landlords with local relationships tend to find 75975 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Timpson:
Market Trends
Home Value History (with trend line)
📊 How Does 75975 Compare?
| Metric | 75975 | Timpson | Texas |
|---|---|---|---|
| Home Value | $257,205 | $257,205 | $297,000 |
| 5-Year CAGR | N/A | N/A | 5.4% |
| Avg Rent | $900 | $900 | - |
| Cap Rate | 2.7% | 2.7% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 75975 (Timpson, TX). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $257,205 |
| Monthly Rent | $900 |
| Price-to-Rent | 23.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.2% |
| Cap Rate | 2.7% |
| 5-Year IRR | 1.4% |
📈 Home Appreciation
| 1-Year | -4.4% ▼ |
| 3-Year CAGR | -1.8% ▼ |
| 5-Year CAGR | -1.4% ▼ |
| 10-Year CAGR | +2.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 75975
Population: 3,873
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 75975
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How deep is the rental pool in Timpson, TX?
Expect a solid tenant pool in Timpson, TX. The rental market absorbs $900/mo rents without meaningful friction.
Is Timpson, TX a smart market for rental property?
With a 2.0/5 investability score, Timpson, TX ranks as a solid market for rental property investors. Median prices of $257K and rents of $900/mo drive the underlying numbers.
Is housing expensive in Timpson, TX?
Timpson, TX home values average about $257K. That price point suits investors targeting rentals with $900/mo in monthly income.
Are landlord laws favorable in Timpson, TX?
Timpson, TX operates under TX law, which is landlord-friendly overall for landlords. Expect predictable treatment in typical lease and eviction cases.
What does house hacking look like in Timpson, TX?
The a challenging house-hack environment in Timpson, TX reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
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