Real Estate Investing in Tenaha, Texas (75974)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Shelby County • Population: 2,744 • Data updated: September 2026

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Should you buy in 75974 (Tenaha, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (31/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
3 flags
  • High vacancy: 25.6% of homes vacant — above national norms.
  • Declining values: -0.2% 5-year CAGR — values have moved lower.
  • Elevated poverty: 20.4% poverty rate — can affect rent collection.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Tenaha, TX (75974)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $230,463
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $41,875
% Renters 32.6%

Market Analysis: 75974 Tenaha

Investors eyeing 75974 need to respect the fundamentals at play. Home values of $230K come alongside slower price movement and elevated management overhead.

Distressed markets are won on execution, not on spreadsheets. ZIP 75974 clocks in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Nearby ZIPs in Tenaha have seen price recovery that 75974 has not matched. Shelby County data supports the view that the spread is structural rather than temporary.

Who lives in 75974 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

New investors are better served looking at Tenaha's stable or hybrid ZIPs before stepping into 75974. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Tenaha:

D Needs Caution
Buy Confidence Score: 45/100
Affordability
10/25
Appreciation
5/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.5× the median income
Value Trend
Declining (-1.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$265K$239K$212K$186K$160K$133KMay 2009Dec 2017Jul 2026

📊 How Does 75974 Compare?

Metric 75974 Tenaha Texas
Home Value $230,463 $230,463 $297,000
5-Year CAGR N/A N/A 5.4%
Avg Rent $873 $873 -
Cap Rate 3.0% 3.0% -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 75974 (Tenaha, TX). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.0%
Low
5yr Growth
-0.2%
Declining

📊 Market Snapshot

Home Value $230,463
Monthly Rent $873
Price-to-Rent 22.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.6%
Cap Rate 3.0%
5-Year IRR 2.8%

📈 Home Appreciation

1-Year -1.2% ▼
3-Year CAGR -1.2% ▼
5-Year CAGR -0.2% ▼
10-Year CAGR +2.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
25.6%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-0.2%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 75974

Population: 2,744

💰 Median Household Income
$41,875
This area
$41,875
State
$70,593
USA
$74,580
🏠 Renter Occupied
32.6%
This area
32.6%
State
29.5%
USA
34.0%
💼 Unemployment Rate
1.0%
This area
1.0%
State
-25.4%
USA
3.7%
🎓 College Educated
12.7%
This area
12.7%
State
-5.8%
USA
33.7%
👤 Median Age
38.1 years
This area
38.1 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
25.6%
This area
25.6%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 56.1%
Black/African American 28.7%
Other/Mixed 15.2%
Hispanic/Latino 11.0%
👶 Under 18
29.5%
This area
29.5%
USA
22.0%
👴 65 and Over
17.1%
This area
17.1%
USA
17.3%
📊 Poverty Rate
20.4%
This area
20.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 75974

A Avg School Grade
1 Schools
12.8:1 Avg Class Size
$15,867 Avg Per Pupil

Schools in This ZIP Code

A Very Good

TENAHA SCHOOLS

📚 Pre-K – 12 K-12
👥
459 Students
👨‍🏫
12.8:1 Class Size
💰
$15,867 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the typical home price in Tenaha, TX?

Homes in Tenaha, TX typically sell near $230K. Prices have moved at a 0.0% 5-year CAGR, which steady long-term demand.

How landlord-friendly is Tenaha, TX?

The landlord environment in Tenaha, TX is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

Is Tenaha, TX good for house hacking?

The house hack math a challenging in Tenaha, TX. Owner-occupant buyers benefit from the $873/mo rents and $230K home values.

Is Tenaha, TX a good place for real estate investing?

Tenaha, TX shows an investability rating of 2.0/5, with median home values near $230K and average rents around $873/mo. That combination puts it in the durable tier for investor interest.

What is the typical renter like in Tenaha, TX?

Tenant quality in Tenaha, TX ranks as solid. Landlords generally report even-keeled occupancy at market rents of $873/mo.

You know 75974 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 75974 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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