Real Estate Investing in Oakwood, Texas (75855)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Freestone County • Population: 2,779 • Data updated: September 2026

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Should you buy in 75855 (Oakwood, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (25/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
4 flags
  • High vacancy: 28.4% of homes vacant — above national norms.
  • Flat appreciation: Values have barely moved over 5 years (0.2% CAGR).
  • High price-to-rent: Price-to-rent ratio 27.2 — hard to cash-flow at these prices.
  • Lower household income: $39,337 median — tenant affordability is tighter.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Oakwood, TX (75855)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $285,081
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $39,337
% Renters 16.2%

Market Analysis: 75855 Oakwood

The 75855 ZIP in Oakwood, TX is a local-operator market. Outside capital chasing a $285K entry has to pair deep knowledge with the discount.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 75855 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Regionally, 75855 sits on the difficult end of the TX spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.

Stepping back, 2,779 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategy in 75855 is an operator game, not a passive one. Turning to rents, entry prices of $285K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Oakwood:

D Needs Caution
Buy Confidence Score: 45/100
Affordability
5/25
Appreciation
10/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7.2× the median income
Value Trend
Declining (-0.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$346K$319K$291K$263K$236K$208KFeb 2019Nov 2022Jul 2026

📊 How Does 75855 Compare?

Metric 75855 Oakwood Texas
Home Value $285,081 $285,081 $297,000
5-Year CAGR 0.2% 0.2% 5.4%
Avg Rent $873 $873 -
Cap Rate 2.4% 2.4% -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 75855 (Oakwood, TX). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
2.4%
Low
5yr Growth
+0.2%
Slow

📊 Market Snapshot

Home Value $285,081
Monthly Rent $873
Price-to-Rent 27.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.7%
Cap Rate 2.4%
5-Year IRR 2.6%

📈 Home Appreciation

1-Year -0.1% ▼
3-Year CAGR -3.6% ▼
5-Year CAGR +0.2% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
28.4%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+0.2%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 75855

Population: 2,779

💰 Median Household Income
$39,337
This area
$39,337
State
$70,593
USA
$74,580
🏠 Renter Occupied
16.2%
This area
16.2%
State
29.5%
USA
34.0%
💼 Unemployment Rate
0.7%
This area
0.7%
State
-25.4%
USA
3.7%
🎓 College Educated
17.4%
This area
17.4%
State
-5.8%
USA
33.7%
👤 Median Age
57.7 years
This area
57.7 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
28.4%
This area
28.4%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 79.0%
Black/African American 14.0%
Other/Mixed 5.4%
Hispanic/Latino 2.0%
Asian 1.5%
👶 Under 18
18.4%
This area
18.4%
USA
22.0%
👴 65 and Over
35.0%
This area
35.0%
USA
17.3%
📊 Poverty Rate
14.4%
This area
14.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 75855

A+ Avg School Grade
2 Schools
9.7:1 Avg Class Size
$27,269 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

OAKWOOD EL

📚 Pre-K – 06 School
👥
132 Students
👨‍🏫
11.0:1 Class Size
💰
$27,269 Per Student
A Very Good

OAKWOOD H S

📚 07 – 12 High School
👥
89 Students
👨‍🏫
8.5:1 Class Size
💰
$27,269 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the typical rental rate in Oakwood, TX?

The typical rental in Oakwood, TX commands about $873/mo monthly. That rent profile predictable cash flow against the $285K purchase basis.

How quickly do rentals get leased in Oakwood, TX?

Oakwood, TX carries elevated vacancy risk. Expect consistent absorption at market rents of $873/mo.

Is housing expensive in Oakwood, TX?

Oakwood, TX median home values land near $285K. That is reasonable territory for investors looking at $873/mo-per-month rentals.

Is Oakwood, TX a friendly market for rental owners?

Oakwood, TX falls under TX landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

Which real estate strategy fits Oakwood, TX?

The best-fit strategy in Oakwood, TX is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

You know 75855 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 75855 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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