Real Estate Investing in Pocola, Oklahoma (74902)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Le Flore County • Population: 4,359 • Data updated: September 2026

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Should you buy in 74902 (Pocola, OK)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Pocola, OK (74902)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $186,820
Avg Monthly Rent $846
1% Rule ✗ Does Not Meet
Median Income $45,417
% Renters 31.4%

Market Analysis: 74902 Pocola

Not every below-median market is a bargain. Pocola's 74902 ZIP reflects signals that favor experienced operators who can absorb the risk $187K pricing implies.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 74902 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Nearby ZIPs in Pocola have seen price recovery that 74902 has not matched. Le Flore County data supports the view that the spread is structural rather than temporary.

Resident income in 74902 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

The 74902 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Pocola:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.1× the median income
Value Trend
Rising (+8.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $846/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 74902

Which property type performs best in this market?

Best for Cash Flow
2BR
5.8% cap rate
Best for Appreciation
3BR
+8.2% 5yr CAGR
Best Overall Value
2BR
$58,284/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $116,567 $940 5.8% +7.2% $58,284
3BR $175,367 $1,300 5.3% +8.2% $58,456
4BR $265,568 $1,360 3.7% +7.1% $66,392

Market Trends

Home Value History (with trend line)

$195K$171K$146K$121K$96K$71KJul 2006Jul 2016Jul 2026

📊 How Does 74902 Compare?

Metric 74902 Pocola Oklahoma
Home Value $186,820 $186,820 $214,563
5-Year CAGR 6.8% 6.8% 6.9%
Avg Rent $846 $846 -
Cap Rate 3.5% 3.5% -
💡 Why Invest in 74902? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 74902 (Pocola, OK). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.5%
Low
5yr Growth
+6.8%
Strong

📊 Market Snapshot

Home Value $186,820
Monthly Rent $846
Price-to-Rent 18.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.4%
Cap Rate 3.5%
5-Year IRR 10.3%

📈 Home Appreciation

1-Year +8.3% ▲
3-Year CAGR +5.1% ▲
5-Year CAGR +6.8% ▲
10-Year CAGR +7.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.9%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.8%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 74902

Population: 4,359

💰 Median Household Income
$45,417
This area
$45,417
State
$58,994
USA
$74,580
🏠 Renter Occupied
31.4%
This area
31.4%
State
25.6%
USA
34.0%
💼 Unemployment Rate
1.5%
This area
1.5%
State
-1.8%
USA
3.7%
🎓 College Educated
12.3%
This area
12.3%
State
14.2%
USA
33.7%
👤 Median Age
40.0 years
This area
40.0 years
State
30.2 years
USA
38.9 years
🏚️ Vacancy Rate
5.9%
This area
5.9%
State
20.2%
USA
10.5%
👥 Population by Ethnicity
White 74.8%
Other/Mixed 23.4%
Hispanic/Latino 4.2%
Black/African American 1.2%
Asian 0.7%
👶 Under 18
23.3%
This area
23.3%
USA
22.0%
👴 65 and Over
19.8%
This area
19.8%
USA
17.3%
📊 Poverty Rate
11.5%
This area
11.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 74902

C+ Avg School Grade
3 Schools
14.9:1 Avg Class Size
$10,600 Avg Per Pupil

Schools in This ZIP Code

B Good

POCOLA ES

📚 Pre-K – 05 Elementary
👥
375 Students
👨‍🏫
15.2:1 Class Size
💰
$10,600 Per Student
C+ Average

POCOLA MS

📚 06 – 08 Middle
👥
170 Students
👨‍🏫
14.3:1 Class Size
💰
$10,600 Per Student
C+ Average

POCOLA HS

📚 09 – 12 High School
👥
203 Students
👨‍🏫
15.3:1 Class Size
💰
$10,600 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

4 Nearby 897 Off-Campus Students
C
Designer Barber & Stylist School
91 students · 9.9 mi
C
Academy of Salon and Spa
81 students · 10.0 mi
C
Arkansas Colleges of Health Education
826 students · 10.2 mi
C+
University of Arkansas-Fort Smith
5,506 students · 11.2 mi

Investor Insight: With 897 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What are rental rates like in Pocola, OK?

Average rent in Pocola, OK is approximately $846/mo per month. Against $187K home values that yields a reasonable rent-to-price ratio.

Are tenants stable in Pocola, OK?

Working renters make up the core of the Pocola, OK tenant base. The pool is reasonable for investors targeting long-term holds.

Are homes affordable in Pocola, OK?

Pocola, OK median home values land near $187K. That is reasonable territory for investors looking at $846/mo-per-month rentals.

What is it like being a landlord in Pocola, OK?

OK ranks as a landlord-friendly state for landlord-tenant law. Pocola generally follows the statewide framework, so landlords face reasonable operating rules.

What type of investing works in Pocola, OK?

Investors usually favor careful cash-flow rentals with hands-on management in Pocola, OK. With home values at $187K and rents near $846/mo, other strategies can work but produce consistent rather than outsized returns.

You know 74902 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 74902 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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