Real Estate Investing in Marland, Oklahoma (74644)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Noble County • Population: 567 • Data updated: September 2026

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Should you buy in 74644 (Marland, OK)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 22.6% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Marland, OK (74644)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $142,292
Avg Monthly Rent $846
1% Rule ✗ Does Not Meet
Median Income $49,167
% Renters 15.1%

Market Analysis: 74644 Marland

Not every below-median market is a bargain. Marland's 74644 ZIP registers signals that favor experienced operators who can absorb the risk $142K pricing implies.

For an experienced owner, 74644 can be a worth a close look for hunting ground — but the discount at $142K reflects genuine risk that outside investors often underestimate.

Nearby ZIPs in Marland have seen price recovery that 74644 has not matched. Noble County data supports the view that the spread is structural rather than temporary.

A sturdy renter share of 15% in 74644 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

The 74644 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Marland:

C+ Average
Buy Confidence Score: 68/100
Affordability
20/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.9× the median income
Value Trend
Rising (+6.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $846/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$151K$133K$114K$95K$76K$58KJan 2012May 2019Jul 2026

📊 How Does 74644 Compare?

Metric 74644 Marland Oklahoma
Home Value $142,292 $142,292 $214,563
5-Year CAGR 4.1% 4.1% 6.9%
Avg Rent $846 $846 -
Cap Rate 4.6% 4.6% -
💡 Why Invest in 74644? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 74644 (Marland, OK). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.6%
Fair
5yr Growth
+4.1%
Moderate

📊 Market Snapshot

Home Value $142,292
Monthly Rent $846
Price-to-Rent 14.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.1%
Cap Rate 4.6%
5-Year IRR 8.7%

📈 Home Appreciation

1-Year +6.8% ▲
3-Year CAGR +4.4% ▲
5-Year CAGR +4.1% ▲
10-Year CAGR +5.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
22.6%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.1%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 74644

Population: 567

💰 Median Household Income
$49,167
This area
$49,167
State
$58,994
USA
$74,580
🏠 Renter Occupied
15.1%
This area
15.1%
State
25.6%
USA
34.0%
💼 Unemployment Rate
6.4%
This area
6.4%
State
-1.8%
USA
3.7%
🎓 College Educated
7.5%
This area
7.5%
State
14.2%
USA
33.7%
👤 Median Age
54.3 years
This area
54.3 years
State
30.2 years
USA
38.9 years
🏚️ Vacancy Rate
22.6%
This area
22.6%
State
20.2%
USA
10.5%
👥 Population by Ethnicity
White 55.8%
Other/Mixed 43.8%
Hispanic/Latino 13.8%
Asian 0.4%
👶 Under 18
18.2%
This area
18.2%
USA
22.0%
👴 65 and Over
20.6%
This area
20.6%
USA
17.3%
📊 Poverty Rate
9.5%
This area
9.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

3 Nearby 969 Off-Campus Students
C+
Pioneer Technology Center
410 students · 11.8 mi
C
Ponca City Beauty College
48 students · 12.7 mi
C
Northern Oklahoma College
3,083 students · 13.8 mi

Investor Insight: With 969 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Are rents high in Marland, OK?

The typical rental in Marland, OK commands about $846/mo monthly. That rent profile reliable cash flow against the $142K purchase basis.

How tight is the rental market in Marland, OK?

Marland, OK vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

How strong is Marland, OK for real estate investors?

Yes - Marland, OK a 3.0/5 investability score. With $142K home prices against $846/mo monthly rent, the market delivers a reasonable entry point for new investors.

How qualified is the tenant pool in Marland, OK?

Marland, OK offers a even-keeled renter base at the $846/mo rent level. Tenant turnover is reasonable for well-managed properties.

How expensive is real estate in Marland, OK?

Expect median prices around $142K in Marland, OK. The market has run at a 0.0% 5-year CAGR, so entry costs have been predictable.

You know 74644 now. You don’t know where it ranks.

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