Real Estate Investing in Rose, Oklahoma (74364)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Delaware County • Population: 1,716 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 74364 (Rose, OK)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (48/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 13.7% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 25.5 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Rose, OK (74364)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $278,553
Avg Monthly Rent $909
1% Rule ✗ Does Not Meet
Median Income $52,625
% Renters 14.1%

Market Analysis: 74364 Rose

Investors eyeing 74364 need to respect the fundamentals at play. Home values of $279K come alongside slower price movement and elevated management overhead.

The investment case in 74364 is solid only for operators who understand what they are buying. A $279K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

In the broader OK picture, 74364 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

The 74364 ZIP's population of 1,716 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that clocks in at the need for careful underwriting.

New investors are better served looking at Rose's stable or hybrid ZIPs before stepping into 74364. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Rose:

C+ Average
Buy Confidence Score: 60/100
Affordability
10/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.3× the median income
Value Trend
Rising (+9.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $909/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Tahlequah, OK Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Tahlequah, OK metro data

Market Trends

Home Value History (with trend line)

$298K$259K$219K$180K$141K$102KJun 2006Jul 2016Jul 2026

📊 How Does 74364 Compare?

Metric 74364 Rose Tahlequah, OK Oklahoma
Home Value $278,553 $278,553 N/A $214,563
5-Year CAGR 5.5% 5.5% N/A 6.9%
Avg Rent $909 $909 N/A -
Cap Rate 2.6% 2.6% - -
💡 Why Invest in 74364? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 74364 (Rose, OK). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 74364 (Rose, OK)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
2.6%
Low
5yr Growth
+5.5%
Moderate

📉 Market Crash Risk Index

Based on Tahlequah, OK metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
62%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $278,553
Monthly Rent $909
Price-to-Rent 25.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.9%
Cap Rate 2.6%
5-Year IRR 8.0%

📈 Home Appreciation

1-Year +9.8% ▲
3-Year CAGR +3.5% ▲
5-Year CAGR +5.5% ▲
10-Year CAGR +7.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
13.7%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.5%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 74364

Population: 1,716

💰 Median Household Income
$52,625
This area
$52,625
State
$58,994
USA
$74,580
🏠 Renter Occupied
14.1%
This area
14.1%
State
25.6%
USA
34.0%
💼 Unemployment Rate
2.4%
This area
2.4%
State
-1.8%
USA
3.7%
🎓 College Educated
18.5%
This area
18.5%
State
14.2%
USA
33.7%
👤 Median Age
42.7 years
This area
42.7 years
State
30.2 years
USA
38.9 years
🏚️ Vacancy Rate
13.7%
This area
13.7%
State
20.2%
USA
10.5%
👥 Population by Ethnicity
White 50.1%
Other/Mixed 48.2%
Hispanic/Latino 2.5%
Asian 1.7%
Black/African American 0.1%
👶 Under 18
23.4%
This area
23.4%
USA
22.0%
👴 65 and Over
18.9%
This area
18.9%
USA
17.3%
📊 Poverty Rate
13.2%
This area
13.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 74364

B Avg School Grade
1 Schools
16.8:1 Avg Class Size
$12,081 Avg Per Pupil

Schools in This ZIP Code

B Good

LEACH PUBLIC SCHOOL

📚 Pre-K – 08 School
👥
168 Students
👨‍🏫
16.8:1 Class Size
💰
$12,081 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How much should I expect to pay for a home in Rose, OK?

Expect median prices around $279K in Rose, OK. The market has run at a 0.0% 5-year CAGR, so entry costs have been measured.

Are renters plentiful in Rose, OK?

Working renters make up the core of the Rose, OK tenant base. The pool is reasonable for investors targeting long-term holds.

Is Rose, OK a smart market for rental property?

With a 3.0/5 investability score, Rose, OK ranks as a solid market for rental property investors. Median prices of $279K and rents of $909/mo drive the underlying numbers.

Is Rose, OK landlord-friendly?

OK law landlord-friendly for landlords, and Rose inherits those rules. Investors should still review local ordinances for rental licensing.

Does a duplex house hack pencil in Rose, OK?

The a challenging house-hack environment in Rose, OK reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

You know 74364 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 74364 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 74364 ranks in Tahlequah, OK

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 74364 (Rose)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 74364 (Rose, OK).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.