Real Estate Investing in Mannford, Oklahoma (74044)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Creek • Population: 8,255 • Data updated: September 2026

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Should you buy in 74044 (Mannford, OK)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (66/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 11.0% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Mannford, OK (74044)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $227,301
Avg Monthly Rent $972
1% Rule ✗ Does Not Meet
Median Income $64,291
% Renters 21.2%

Market Analysis: 74044 Mannford

ZIP 74044 in Mannford, OK carries a impressive set of headwinds. Home values near $227K and rents of $972/mo sit inside a market where underwriting has to be tight.

Distressed markets are won on execution, not on spreadsheets. ZIP 74044 reports the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Stepping back, 74044 offers a low basis, the region around Mannford has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

A substantial renter share of 21% in 74044 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Strategically, 74044 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Mannford:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
18/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.5× the median income
Value Trend
Rising (+3.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $972/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 74044

Which property type performs best in this market?

Best for Cash Flow
3BR
4.7% cap rate
Best for Appreciation
3BR
+7.7% 5yr CAGR
Best Overall Value
3BR
$72,571/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $170,241 $1,080 4.6% +7.7% $85,120
3BR $217,712 $1,420 4.7% +7.7% $72,571
4BR $305,069 $1,660 3.9% +6.3% $76,267

Market Trends

Home Value History (with trend line)

$236K$210K$184K$158K$132K$106KJul 2006Jul 2016Jul 2026

📊 How Does 74044 Compare?

Metric 74044 Mannford Oklahoma
Home Value $227,301 $227,301 $214,563
5-Year CAGR 4.2% 4.2% 6.9%
Avg Rent $972 $972 -
Cap Rate 3.3% 3.3% -
💡 Why Invest in 74044? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 74044 (Mannford, OK). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.3%
Low
5yr Growth
+4.2%
Moderate

📊 Market Snapshot

Home Value $227,301
Monthly Rent $972
Price-to-Rent 19.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.1%
Cap Rate 3.3%
5-Year IRR 7.5%

📈 Home Appreciation

1-Year +3.0% ▲
3-Year CAGR +3.2% ▲
5-Year CAGR +4.2% ▲
10-Year CAGR +5.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
11.0%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.2%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 74044

Population: 8,255

💰 Median Household Income
$64,291
This area
$64,291
State
$58,994
USA
$74,580
🏠 Renter Occupied
21.2%
This area
21.2%
State
25.6%
USA
34.0%
💼 Unemployment Rate
1.6%
This area
1.6%
State
-1.8%
USA
3.7%
🎓 College Educated
14.8%
This area
14.8%
State
14.2%
USA
33.7%
👤 Median Age
39.8 years
This area
39.8 years
State
30.2 years
USA
38.9 years
🏚️ Vacancy Rate
11.0%
This area
11.0%
State
20.2%
USA
10.5%
👥 Population by Ethnicity
White 77.6%
Other/Mixed 21.0%
Hispanic/Latino 2.2%
Black/African American 1.3%
Asian 0.1%
👶 Under 18
26.2%
This area
26.2%
USA
22.0%
👴 65 and Over
15.3%
This area
15.3%
USA
17.3%
📊 Poverty Rate
8.9%
This area
8.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 74044

C+ Avg School Grade
5 Schools
15.3:1 Avg Class Size
$9,473 Avg Per Pupil

Schools in This ZIP Code

B Good

MANNFORD MS

📚 06 – 08 Middle
👥
330 Students
👨‍🏫
13.9:1 Class Size
💰
$9,473 Per Student
B Good

MANNFORD HS

📚 09 – 12 High School
👥
465 Students
👨‍🏫
15.2:1 Class Size
💰
$9,473 Per Student
C+ Average

MANNFORD LOWER ES

📚 01 – 03 Elementary
👥
298 Students
👨‍🏫
15.1:1 Class Size
💰
$9,473 Per Student
C+ Average

MANNFORD UPPER ES

📚 04 – 05 Elementary
👥
216 Students
👨‍🏫
16.9:1 Class Size
💰
$9,473 Per Student
C+ Average

MANNFORD EC CTR

📚 Pre-K – K Elementary
👥
187 Students
👨‍🏫
15.6:1 Class Size
💰
$9,473 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
C+
Central Technology Center
1,045 students · 13.2 mi

Frequently Asked Questions

How expensive is real estate in Mannford, OK?

The median home value in Mannford, OK is roughly $227K. That puts it reasonable relative to the OK statewide average.

What kind of tenants rent in Mannford, OK?

Mannford, OK offers a stable renter base at the $972/mo rent level. Tenant turnover is reasonable for well-managed properties.

Are rents high in Mannford, OK?

Rents in Mannford, OK run near $972/mo. Compared with median home prices of $227K that produces solid gross yields for typical rentals.

How landlord-friendly is Mannford, OK?

The landlord environment in Mannford, OK is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

Do rentals sit vacant long in Mannford, OK?

Expect elevated vacancy in Mannford, OK. Rents at $972/mo are absorbed by the tenant base without meaningful lag.

You know 74044 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 74044 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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