Real Estate Investing in Rector, Arkansas (72461)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Clay • Population: 3,684 • Data updated: September 2026

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Should you buy in 72461 (Rector, AR)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (77/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 12.9% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Rector, AR (72461)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $130,703
Avg Monthly Rent $792
1% Rule ✗ Does Not Meet
Median Income $51,563
% Renters 28.5%

Market Analysis: 72461 Rector

ZIP 72461 in Rector, AR carries a impressive set of headwinds. Home values near $131K and rents of $792/mo sit inside a market where underwriting has to be tight.

The 72461 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

The gap between 72461 and stronger Rector ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Resident income in 72461 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Distressed ZIPs reward experience. resilient returns are possible in 72461, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Rector:

B+ Great
Buy Confidence Score: 80/100
Affordability
25/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.5× the median income
Value Trend
Rising (+7.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $792/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This area shows favorable conditions for homebuyers. Solid fundamentals with reasonable affordability.

Market Trends

Home Value History (with trend line)

$142K$123K$104K$85K$66K$47KJun 2006Jul 2016Jul 2026

📊 How Does 72461 Compare?

Metric 72461 Rector Arkansas
Home Value $130,703 $130,703 $216,341
5-Year CAGR 7.1% 7.1% 5.7%
Avg Rent $792 $792 -
Cap Rate 4.7% 4.7% -
💡 Why Invest in 72461? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 72461 (Rector, AR). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.7%
Fair
5yr Growth
+7.1%
Strong

📊 Market Snapshot

Home Value $130,703
Monthly Rent $792
Price-to-Rent 13.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.3%
Cap Rate 4.7%
5-Year IRR 11.8%

📈 Home Appreciation

1-Year +7.4% ▲
3-Year CAGR +4.8% ▲
5-Year CAGR +7.1% ▲
10-Year CAGR +7.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
12.9%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.1%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 72461

Population: 3,684

💰 Median Household Income
$51,563
This area
$51,563
State
$52,981
USA
$74,580
🏠 Renter Occupied
28.5%
This area
28.5%
State
24.2%
USA
34.0%
💼 Unemployment Rate
5.5%
This area
5.5%
State
-21.7%
USA
3.7%
🎓 College Educated
16.4%
This area
16.4%
State
-9.2%
USA
33.7%
👤 Median Age
45.5 years
This area
45.5 years
State
3.7 years
USA
38.9 years
🏚️ Vacancy Rate
12.9%
This area
12.9%
State
22.6%
USA
10.5%
👥 Population by Ethnicity
White 94.8%
Other/Mixed 5.2%
Hispanic/Latino 1.6%
👶 Under 18
18.0%
This area
18.0%
USA
22.0%
👴 65 and Over
18.7%
This area
18.7%
USA
17.3%
📊 Poverty Rate
12.4%
This area
12.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 72461

B+ Avg School Grade
2 Schools
12.0:1 Avg Class Size
$12,323 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

RECTOR HIGH SCHOOL

📚 07 – 12 High School
👥
252 Students
👨‍🏫
10.2:1 Class Size
💰
$12,323 Per Student
B+ Above Average

RECTOR ELEMENTARY SCHOOL

📚 K – 06 School
👥
313 Students
👨‍🏫
13.9:1 Class Size
💰
$12,323 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What kind of market is Rector, AR for investors?

The 3.0/5 investability rating in Rector, AR reflects its $131K prices and $792/mo rents. Investors generally consider it a solid option within AR.

What is the typical rental rate in Rector, AR?

Rector, AR rentals go for roughly $792/mo a month. That puts gross yield in solid territory relative to $131K acquisition costs.

How high is vacancy risk in Rector, AR?

Rector, AR vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

Is Rector, AR good for house hacking?

House hacking works a challenging in Rector, AR. Rents of $792/mo against $131K acquisition make the strategy solid for owner-occupants.

Are landlord laws favorable in Rector, AR?

AR law landlord-friendly for landlords, and Rector inherits those rules. Investors should still review local ordinances for rental licensing.

You know 72461 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 72461 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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