Real Estate Investing in Hamburg, Arkansas (71646)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 71646 (Hamburg, AR)? Our answer, based on the numbers below.
Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 19.4% of homes vacant — above national norms.
- Declining values: -0.8% 5-year CAGR — values have moved lower.
- Elevated poverty: 21.0% poverty rate — can affect rent collection.
- Lower household income: $37,444 median — tenant affordability is tighter.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Hamburg, AR (71646)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 71646 Hamburg
ZIP 71646 inside Ashley County looks affordable on the surface — median value of $104K — but the discount exists for reasons that a careful buyer should understand before committing.
Distressed markets are won on execution, not on spreadsheets. ZIP 71646 comes in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Statewide comparisons place 71646 among AR's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Employment concentration in 71646 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
leans the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Hamburg:
Market Trends
Home Value History (with trend line)
📊 How Does 71646 Compare?
| Metric | 71646 | Hamburg | Arkansas |
|---|---|---|---|
| Home Value | $103,822 | $103,822 | $216,341 |
| 5-Year CAGR | N/A | N/A | 5.7% |
| Avg Rent | $792 | $792 | - |
| Cap Rate | 6.0% | 6.0% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 71646 (Hamburg, AR). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $103,822 |
| Monthly Rent | $792 |
| Price-to-Rent | 10.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 9.2% |
| Cap Rate | 6.0% |
| 5-Year IRR | 5.1% |
📈 Home Appreciation
| 1-Year | +2.3% ▲ |
| 3-Year CAGR | -1.8% ▼ |
| 5-Year CAGR | -0.8% ▼ |
| 10-Year CAGR | +2.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (6.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 71646
Population: 6,683
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 71646
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Does a duplex house hack pencil in Hamburg, AR?
Hamburg, AR offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $792/mo rent level.
What is the renter demographic in Hamburg, AR?
Expect a solid tenant pool in Hamburg, AR. The rental market absorbs $792/mo rents without meaningful friction.
Are landlord laws favorable in Hamburg, AR?
AR ranks as a landlord-friendly state for landlord-tenant law. Hamburg generally follows the statewide framework, so landlords face reasonable operating rules.
Should investors worry about vacancy in Hamburg, AR?
Expect elevated vacancy in Hamburg, AR. Rents at $792/mo are absorbed by the tenant base without meaningful lag.
How much do tenants pay in Hamburg, AR?
Rental rates in Hamburg, AR average $792/mo. Tenant demand and $104K home values make the yield look reasonable by investor standards.
You know 71646 now. You don’t know where it ranks.
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