Real Estate Investing in Curtis, Nebraska (69025)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Frontier County • Population: 1,011 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 69025 (Curtis, NE)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 14.4% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Curtis, NE (69025)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $145,437
Avg Monthly Rent $918
1% Rule ✗ Does Not Meet
Median Income $56,359
% Renters 43.9%

Market Analysis: 69025 Curtis

ZIP 69025 in Curtis, NE carries a durable set of headwinds. Home values near $145K and rents of $918/mo sit inside a market where underwriting has to be tight.

The 69025 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

ZIP 69025's metrics run below Frontier County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

The 69025 ZIP's population of 1,011 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that shows the need for careful underwriting.

New investors are better served looking at Curtis's stable or hybrid ZIPs before stepping into 69025. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Curtis:

C+ Average
Buy Confidence Score: 66/100
Affordability
20/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.6× the median income
Value Trend
Rising (+3.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $918/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
North Platte, NE Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
8.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from North Platte, NE metro data
🏠

Property Strategy for 69025

Which property type performs best in this market?

Best for Cash Flow
2BR
8.4% cap rate
Best for Appreciation
2BR
+6.6% 5yr CAGR
Best Overall Value
2BR
$43,719/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $87,439 $1,020 8.4% +6.6% $43,719
3BR $149,462 $1,420 6.8% +5.8% $49,821

Market Trends

Home Value History (with trend line)

$160K$139K$119K$98K$77K$57KSep 2008Aug 2017Jul 2026

📊 How Does 69025 Compare?

Metric 69025 Curtis North Platte, NE Nebraska
Home Value $145,437 $145,437 N/A $269,423
5-Year CAGR 4.4% 4.4% N/A 6.7%
Avg Rent $918 $918 N/A -
Cap Rate 4.9% 4.9% - -
💡 Why Invest in 69025? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 44% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 69025 (Curtis, NE). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 69025 (Curtis, NE)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
4.9%
Fair
5yr Growth
+4.4%
Moderate

📉 Market Crash Risk Index

Based on North Platte, NE metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
57%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $145,437
Monthly Rent $918
Price-to-Rent 13.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.6%
Cap Rate 4.9%
5-Year IRR 9.3%

📈 Home Appreciation

1-Year +3.2% ▲
3-Year CAGR +1.0% ▲
5-Year CAGR +4.4% ▲
10-Year CAGR +5.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
14.4%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.4%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 69025

Population: 1,011

💰 Median Household Income
$56,359
This area
$56,359
State
$70,851
USA
$74,580
🏠 Renter Occupied
43.9%
This area
43.9%
State
22.7%
USA
34.0%
💼 Unemployment Rate
2.7%
This area
2.7%
State
-5.2%
USA
3.7%
🎓 College Educated
16.1%
This area
16.1%
State
15.7%
USA
33.7%
👤 Median Age
34.5 years
This area
34.5 years
State
33.1 years
USA
38.9 years
🏚️ Vacancy Rate
14.4%
This area
14.4%
State
15.6%
USA
10.5%
👥 Population by Ethnicity
White 89.2%
Other/Mixed 8.0%
Hispanic/Latino 3.5%
Black/African American 2.8%
👶 Under 18
18.6%
This area
18.6%
USA
22.0%
👴 65 and Over
18.6%
This area
18.6%
USA
17.3%
📊 Poverty Rate
17.4%
This area
17.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 69025

A Avg School Grade
2 Schools
10.3:1 Avg Class Size
$23,219 Avg Per Pupil

Schools in This ZIP Code

A Very Good

MEDICINE VALLEY JR-SR HIGH SCHOOL

📚 07 – 12 High School
👥
83 Students
👨‍🏫
7.9:1 Class Size
💰
$23,219 Per Student
A Very Good

MEDICINE VALLEY ELEMENTARY

📚 Pre-K – 06 School
👥
123 Students
👨‍🏫
12.6:1 Class Size
💰
$23,219 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 3 Off-Campus Students
C+
Nebraska College of Technical Agriculture
259 students · 1.1 mi

Frequently Asked Questions

How much is rent in Curtis, NE?

Average rent in Curtis, NE is approximately $918/mo per month. Against $145K home values that yields a reasonable rent-to-price ratio.

How qualified is the tenant pool in Curtis, NE?

Working renters make up the core of the Curtis, NE tenant base. The pool is reasonable for investors targeting long-term holds.

Is Curtis, NE better for rentals, flips, or BRRRR?

The best-fit strategy in Curtis, NE is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

How strict are landlord regulations in Curtis, NE?

Curtis, NE falls under NE landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

What are vacancy rates like in Curtis, NE?

Vacancy risk in Curtis, NE is elevated. That supports steady cash flow for typical rental holds.

You know 69025 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 69025 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 69025 ranks in North Platte, NE

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 69025 (Curtis)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 69025 (Curtis, NE).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.