Real Estate Investing in Oakdale, Nebraska (68781)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Antelope County • Population: 1,388 • Data updated: September 2026

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Should you buy in 68781 (Oakdale, NE)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Oakdale, NE (68781)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $218,875
Avg Monthly Rent $864
1% Rule ✗ Does Not Meet
Median Income $62,083
% Renters 17.1%

Market Analysis: 68781 Oakdale

Investors eyeing 68781 need to respect the fundamentals at play. Home values of $219K come alongside slower price movement and elevated management overhead.

The investment case in 68781 is impressive only for operators who understand what they are buying. A $219K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

The gap between 68781 and stronger Oakdale ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Demographically, 68781 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

The right play in 68781 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Oakdale:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.5× the median income
Value Trend
Rising (+7.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $864/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Norfolk, NE Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
11.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Norfolk, NE metro data
🏠

Property Strategy for 68781

Which property type performs best in this market?

Best for Cash Flow
2BR
4.9% cap rate
Best for Appreciation
3BR
+6.6% 5yr CAGR
Best Overall Value
3BR
$68,588/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $140,452 $960 4.9% +5.6% $70,226
3BR $205,763 $1,250 4.4% +6.6% $68,588

Market Trends

Home Value History (with trend line)

$231K$200K$168K$136K$104K$72KAug 2008Aug 2017Jul 2026

📊 How Does 68781 Compare?

Metric 68781 Oakdale Norfolk, NE Nebraska
Home Value $218,875 $145,695 N/A $269,423
5-Year CAGR 5.4% 2.5% N/A 6.7%
Avg Rent $864 $923 N/A -
Cap Rate 3.1% 6.8% - -
💡 Why Invest in 68781? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 68781 (Oakdale, NE). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.1%
Low
5yr Growth
+5.4%
Moderate

📉 Market Crash Risk Index

Based on Norfolk, NE metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
70%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $218,875
Monthly Rent $864
Price-to-Rent 21.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.7%
Cap Rate 3.1%
5-Year IRR 8.5%

📈 Home Appreciation

1-Year +7.4% ▲
3-Year CAGR +4.9% ▲
5-Year CAGR +5.4% ▲
10-Year CAGR +6.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.4%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.4%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 68781

Population: 1,388

💰 Median Household Income
$62,083
This area
$62,083
State
$70,851
USA
$74,580
🏠 Renter Occupied
17.1%
This area
17.1%
State
22.7%
USA
34.0%
💼 Unemployment Rate
1.3%
This area
1.3%
State
-5.2%
USA
3.7%
🎓 College Educated
21.5%
This area
21.5%
State
15.7%
USA
33.7%
👤 Median Age
42.4 years
This area
42.4 years
State
33.1 years
USA
38.9 years
🏚️ Vacancy Rate
5.4%
This area
5.4%
State
15.6%
USA
10.5%
👥 Population by Ethnicity
White 91.7%
Other/Mixed 6.0%
Black/African American 2.3%
Hispanic/Latino 1.8%
Asian 0.1%
👶 Under 18
25.4%
This area
25.4%
USA
22.0%
👴 65 and Over
25.7%
This area
25.7%
USA
17.3%
📊 Poverty Rate
12.9%
This area
12.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 68781

A Avg School Grade
2 Schools
12.5:1 Avg Class Size
$17,410 Avg Per Pupil

Schools in This ZIP Code

A Very Good

ELKHORN VALLEY ELEMENTARY SCH

📚 Pre-K – 06 School
👥
259 Students
👨‍🏫
12.6:1 Class Size
💰
$17,410 Per Student
A Very Good

ELKHORN VALLEY HIGH SCHOOL

📚 07 – 12 High School
👥
208 Students
👨‍🏫
12.4:1 Class Size
💰
$17,410 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How strict are landlord regulations in Oakdale, NE?

Rental owners in Oakdale, NE deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

Is Oakdale, NE a good place for real estate investing?

Yes - Oakdale, NE a 3.0/5 investability score. With $219K home prices against $864/mo monthly rent, the market delivers a reasonable entry point for new investors.

How do home values compare in Oakdale, NE?

In Oakdale, NE the median home value sits at $219K. Against the broader NE market, that reads as reasonable for most investors.

Is Oakdale, NE a good market for FHA house hackers?

Oakdale, NE is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $219K price point reasonable to enter.

What is the renter demographic in Oakdale, NE?

Oakdale, NE offers a stable renter base at the $864/mo rent level. Tenant turnover is reasonable for well-managed properties.

You know 68781 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 68781 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 68781 ranks in Norfolk, NE

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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