Real Estate Investing in Lynch, Nebraska (68746)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Boyd • Population: 277 • Data updated: September 2026

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Should you buy in 68746 (Lynch, NE)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (43/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (38/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 52.3% of homes vacant — above national norms.
  • 1-year downturn: Values declined 5.6% in the last year.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Lynch, NE (68746)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $139,823
Avg Monthly Rent $864
1% Rule ✗ Does Not Meet
Median Income $41,635
% Renters 7.5%

Market Analysis: 68746 Lynch

Investors eyeing 68746 need to respect the fundamentals at play. Home values of $140K come alongside slower price movement and elevated management overhead.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 68746 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

ZIP 68746's metrics run below Boyd's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

A substantial renter share of 8% in 68746 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

New investors are better served looking at Lynch's stable or hybrid ZIPs before stepping into 68746. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Lynch:

C Below Average
Buy Confidence Score: 50/100
Affordability
20/25
Appreciation
0/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.4× the median income
Value Trend
Declining (-5.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $864/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$167K$160K$153K$146K$139K$131KDec 2023Apr 2025Jul 2026

📊 How Does 68746 Compare?

Metric 68746 Lynch Nebraska
Home Value $139,823 $139,823 $269,423
5-Year CAGR N/A N/A 6.7%
Avg Rent $864 $864 -
Cap Rate 4.8% 4.8% -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 68746 (Lynch, NE). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
4.8%
Fair

📊 Market Snapshot

Home Value $139,823
Monthly Rent $864
Price-to-Rent 13.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.4%
Cap Rate 4.8%
5-Year IRR N/A

📈 Home Appreciation

1-Year -5.6% ▼
3-Year CAGR N/A
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
52.3%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 68746

Population: 277

💰 Median Household Income
$41,635
This area
$41,635
State
$70,851
USA
$74,580
🏠 Renter Occupied
7.5%
This area
7.5%
State
22.7%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-5.2%
USA
3.7%
🎓 College Educated
19.9%
This area
19.9%
State
15.7%
USA
33.7%
👤 Median Age
65.0 years
This area
65.0 years
State
33.1 years
USA
38.9 years
🏚️ Vacancy Rate
52.3%
This area
52.3%
State
15.6%
USA
10.5%
👥 Population by Ethnicity
White 97.3%
Other/Mixed 2.7%
Hispanic/Latino 0.8%
👶 Under 18
6.9%
This area
6.9%
USA
22.0%
👴 65 and Over
50.0%
This area
50.0%
USA
17.3%
📊 Poverty Rate
1.3%
This area
1.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 68746

A Avg School Grade
1 Schools
10.0:1 Avg Class Size
$18,923 Avg Per Pupil

Schools in This ZIP Code

A Very Good

BOYD COUNTY ELEMENTARY (LYNCH)

📚 Pre-K – 04 Elementary
👥
53 Students
👨‍🏫
10.0:1 Class Size
💰
$18,923 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How should investors approach Lynch, NE?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Lynch, NE. The numbers - $140K homes against $864/mo rents - support that play.

How strong is Lynch, NE for real estate investors?

Yes - Lynch, NE a 2.0/5 investability score. With $140K home prices against $864/mo monthly rent, the market delivers a reasonable entry point for new investors.

Is NE a landlord-friendly state?

Lynch, NE falls under NE landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

Does house hacking work in Lynch, NE?

The house hack math a challenging in Lynch, NE. Owner-occupant buyers benefit from the $864/mo rents and $140K home values.

How much should I expect to pay for a home in Lynch, NE?

The median home value in Lynch, NE is roughly $140K. That puts it reasonable relative to the NE statewide average.

You know 68746 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 68746 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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