Real Estate Investing in Hubbard, Nebraska (68741)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Dakota County • Population: 691 • Data updated: September 2026

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Should you buy in 68741 (Hubbard, NE)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 12.0% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Hubbard, NE (68741)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $332,243
Avg Monthly Rent $1,359
1% Rule ✗ Does Not Meet
Median Income $80,625
% Renters 16.0%

Market Analysis: 68741 Hubbard

Investors eyeing 68741 need to respect the fundamentals at play. Home values of $332K come alongside slower price movement and elevated management overhead.

Rent of $1,359/mo on a $332K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 68741 sits below the stated 0.0% once reality is priced in.

Within NE, ZIP 68741 trails on several market indicators that neighboring Dakota County submarkets outperform. The gap is real and notable enough to shape underwriting.

Resident income in 68741 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

New investors are better served looking at Hubbard's stable or hybrid ZIPs before stepping into 68741. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Hubbard:

B Good
Buy Confidence Score: 72/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.1× the median income
Value Trend
Rising (+6.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,359/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Sioux City, IA-NE-SD Metro Area
More inventory, negotiating room for buyers
58 days
Average time to sell
Average
10.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Sioux City, IA-NE-SD metro data

Market Trends

Home Value History (with trend line)

$356K$306K$256K$207K$157K$107KJun 2009Jan 2018Jul 2026

📊 How Does 68741 Compare?

Metric 68741 Hubbard Sioux City, IA-NE-SD Nebraska
Home Value $332,243 $328,002 N/A $269,423
5-Year CAGR 7.5% 6.6% N/A 6.7%
Avg Rent $1,359 $1,301 N/A -
Cap Rate 3.2% 3.1% - -
💡 Why Invest in 68741? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 68741 (Hubbard, NE). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+7.5%
Strong

📊 Market Snapshot

Home Value $332,243
Monthly Rent $1,359
Price-to-Rent 20.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.9%
Cap Rate 3.2%
5-Year IRR 10.7%

📈 Home Appreciation

1-Year +6.2% ▲
3-Year CAGR +5.3% ▲
5-Year CAGR +7.5% ▲
10-Year CAGR +7.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
12.0%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.5%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 68741

Population: 691

💰 Median Household Income
$80,625
This area
$80,625
State
$70,851
USA
$74,580
🏠 Renter Occupied
16.0%
This area
16.0%
State
22.7%
USA
34.0%
💼 Unemployment Rate
2.9%
This area
2.9%
State
-5.2%
USA
3.7%
🎓 College Educated
21.1%
This area
21.1%
State
15.7%
USA
33.7%
👤 Median Age
41.4 years
This area
41.4 years
State
33.1 years
USA
38.9 years
🏚️ Vacancy Rate
12.0%
This area
12.0%
State
15.6%
USA
10.5%
👥 Population by Ethnicity
White 91.9%
Other/Mixed 6.6%
Asian 1.4%
Hispanic/Latino 0.3%
👶 Under 18
26.3%
This area
26.3%
USA
22.0%
👴 65 and Over
15.9%
This area
15.9%
USA
17.3%
📊 Poverty Rate
9.0%
This area
9.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

5 Nearby 46 Off-Campus Students
C
Little Priest Tribal College
208 students · 10.6 mi
C
Iowa School of Beauty-Sioux City
40 students · 13.0 mi
C
Briar Cliff University
940 students · 14.4 mi
C
Morningside University
2,158 students · 14.4 mi
C
St Luke's College
196 students · 14.8 mi

Frequently Asked Questions

How deep is the rental pool in Hubbard, NE?

Expect a solid tenant pool in Hubbard, NE. The rental market absorbs $1,359/mo rents without meaningful friction.

How quickly do rentals get leased in Hubbard, NE?

Hubbard, NE carries elevated vacancy risk. Expect stable absorption at market rents of $1,359/mo.

How much does a house cost in Hubbard, NE?

In Hubbard, NE the median home value sits at $332K. Against the broader NE market, that reads as reasonable for most investors.

How strict are landlord regulations in Hubbard, NE?

Rental owners in Hubbard, NE deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

Is Hubbard, NE a good market for buy-and-hold investors?

Our data puts Hubbard, NE at 3.0/5 for investability. Home prices of $332K and rents around $1,359/mo create a solid backdrop for investor activity.

You know 68741 now. You don’t know where it ranks.

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How 68741 ranks in Sioux City, IA-NE-SD

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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