Real Estate Investing in South Sioux City, Nebraska (68776)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Dakota County • Population: 15,034 • Data updated: September 2026

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Should you buy in 68776 (South Sioux City, NE)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in South Sioux City, NE (68776)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $237,075
Avg Monthly Rent $1,089
1% Rule ✗ Does Not Meet
Median Income $61,923
% Renters 41.2%

Market Analysis: 68776 South Sioux City

Stepping back, ZIP 68776 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $237K median. It rewards specialists, not generalists.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $237K asset, 68776 is the wrong submarket. If the plan prices in friction, the yield can still work.

Nearby ZIPs in South Sioux City have seen price recovery that 68776 has not matched. Dakota County data supports the view that the spread is structural rather than temporary.

From an investor standpoint, 15,034 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

appears to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in South Sioux City:

B Good
Buy Confidence Score: 73/100
Affordability
15/25
Appreciation
22/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Rising (+8.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,089/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Sioux City, IA-NE-SD Metro Area
More inventory, negotiating room for buyers
58 days
Average time to sell
Average
10.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Sioux City, IA-NE-SD metro data
🏠

Property Strategy for 68776

Which property type performs best in this market?

Best for Cash Flow
1BR
6.7% cap rate
Best for Appreciation
3BR
+7.5% 5yr CAGR
Best Overall Value
4BR
$73,281/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $103,815 $970 6.7% +5.6% $103,815
2BR $174,505 $1,210 5.0% +6.9% $87,253
3BR $243,013 $1,450 4.3% +7.5% $81,004
4BR $293,124 $1,600 3.9% +6.7% $73,281

Market Trends

Home Value History (with trend line)

$248K$216K$185K$153K$121K$89KJun 2009Jan 2018Jul 2026

📊 How Does 68776 Compare?

Metric 68776 South Sioux City Sioux City, IA-NE-SD Nebraska
Home Value $237,075 $237,075 N/A $269,423
5-Year CAGR 6.9% 6.9% N/A 6.7%
Avg Rent $1,089 $1,089 N/A -
Cap Rate 3.6% 3.6% - -
💡 Why Invest in 68776? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 41% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 68776 (South Sioux City, NE). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.6%
Low
5yr Growth
+6.9%
Strong

📊 Market Snapshot

Home Value $237,075
Monthly Rent $1,089
Price-to-Rent 18.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.5%
Cap Rate 3.6%
5-Year IRR 10.5%

📈 Home Appreciation

1-Year +8.9% ▲
3-Year CAGR +5.4% ▲
5-Year CAGR +6.9% ▲
10-Year CAGR +7.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.3%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.9%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 68776

Population: 15,034

💰 Median Household Income
$61,923
This area
$61,923
State
$70,851
USA
$74,580
🏠 Renter Occupied
41.2%
This area
41.2%
State
22.7%
USA
34.0%
💼 Unemployment Rate
1.9%
This area
1.9%
State
-5.2%
USA
3.7%
🎓 College Educated
13.9%
This area
13.9%
State
15.7%
USA
33.7%
👤 Median Age
30.8 years
This area
30.8 years
State
33.1 years
USA
38.9 years
🏚️ Vacancy Rate
7.3%
This area
7.3%
State
15.6%
USA
10.5%
👥 Population by Ethnicity
White 43.6%
Other/Mixed 42.5%
Hispanic/Latino 36.8%
Black/African American 10.5%
Asian 3.5%
👶 Under 18
30.1%
This area
30.1%
USA
22.0%
👴 65 and Over
12.3%
This area
12.3%
USA
17.3%
📊 Poverty Rate
7.2%
This area
7.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 68776

B+ Avg School Grade
7 Schools
13.5:1 Avg Class Size
$14,941 Avg Per Pupil

Schools in This ZIP Code

A Very Good

HARNEY ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
359 Students
👨‍🏫
11.0:1 Class Size
💰
$14,941 Per Student
A Very Good

LEWIS & CLARK ELEMENTARY SCH

📚 Pre-K – 05 Elementary
👥
230 Students
👨‍🏫
10.7:1 Class Size
💰
$14,941 Per Student
A Very Good

CARDINAL ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
434 Students
👨‍🏫
12.9:1 Class Size
💰
$14,941 Per Student
A Very Good

COVINGTON ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
404 Students
👨‍🏫
12.3:1 Class Size
💰
$14,941 Per Student
A Very Good

SOUTH SIOUX CITY MIDDLE SCHOOL

📚 06 – 08 Middle
👥
760 Students
👨‍🏫
12.7:1 Class Size
💰
$14,941 Per Student
B Good

SOUTH SIOUX HIGH SCHOOL

📚 09 – 12 High School
👥
1,172 Students
👨‍🏫
16.6:1 Class Size
💰
$14,941 Per Student
B Good

E N SWETT ELEMENTARY SCHOOL

📚 Grade PK Elementary
👥
205 Students
👨‍🏫
18.3:1 Class Size
💰
$14,941 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

5 Nearby 1,587 Off-Campus Students
C
Iowa School of Beauty-Sioux City
40 students · 4.2 mi
C
Morningside University
2,158 students · 4.4 mi
C
St Luke's College
196 students · 4.6 mi
C
Briar Cliff University
940 students · 4.7 mi
C+
Western Iowa Tech Community College
5,071 students · 5.1 mi

Investor Insight: With 1,587 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the average monthly rent in South Sioux City, NE?

Investors in South Sioux City, NE typically see rents near $1,089/mo per month against $237K home values - a solid setup for rental cash flow.

Are landlord laws favorable in South Sioux City, NE?

For rental operators, South Sioux City, NE rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

What investment strategy works best in South Sioux City, NE?

A careful cash-flow rentals with hands-on management strategy South Sioux City, NE best. The market produces even-keeled results for that approach at the $237K price point.

How viable is house hacking in South Sioux City, NE?

South Sioux City, NE is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $237K price point reasonable to enter.

How high is vacancy risk in South Sioux City, NE?

South Sioux City, NE sees elevated vacancy, which is reasonable relative to the broader NE rental market.

You know 68776 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 68776 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 68776 ranks in Sioux City, IA-NE-SD

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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