Real Estate Investing in Sioux City, Iowa (51105)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 51105 (Sioux City, IA)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Sioux City, IA (51105)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 51105 Sioux City
Not every below-median market is a bargain. Sioux City's 51105 ZIP records signals that favor experienced operators who can absorb the risk $142K pricing implies.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 51105 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
From a cash-flow lens, 51105 offers a low basis, the region around Sioux City has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
On balance, 10,726 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Sioux City:
Property Strategy for 51105
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $84,046 | $800 | 6.9% | +3.4% | $84,046 |
| 2BR | $115,300 | $1,000 | 6.2% | +5.9% | $57,650 |
| 3BR | $140,567 | $1,200 | 6.1% | +5.8% | $46,856 |
| 4BR | $145,891 | $1,320 | 6.5% | +5.6% | $36,473 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 51105 Compare?
| Metric | 51105 | Sioux City | Sioux City, IA-NE-SD | Iowa |
|---|---|---|---|---|
| Home Value | $141,591 | $173,056 | N/A | $227,232 |
| 5-Year CAGR | 5.9% | 5.1% | N/A | 6.0% |
| Avg Rent | $829 | $1,064 | N/A | - |
| Cap Rate | 4.6% | 4.2% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 51105 (Sioux City, IA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $141,591 |
| Monthly Rent | $829 |
| Price-to-Rent | 14.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.0% |
| Cap Rate | 4.6% |
| 5-Year IRR | 10.5% |
📈 Home Appreciation
| 1-Year | +10.6% ▲ |
| 3-Year CAGR | +5.7% ▲ |
| 5-Year CAGR | +5.9% ▲ |
| 10-Year CAGR | +8.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 51105
Population: 10,726
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 51105
Schools in This ZIP Code
Nearby Schools (4 more)
Schools in adjacent ZIP codes that may serve this area
Bryant Elementary School
Clark Early Childhood Center
Perry Creek Elementary School
North High School
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,587 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What kind of vacancy should I budget for in Sioux City, IA?
Vacancy in Sioux City, IA is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $829/mo.
Are renters plentiful in Sioux City, IA?
Tenant quality in Sioux City, IA ranks as solid. Landlords generally report stable occupancy at market rents of $829/mo.
How do experienced investors play Sioux City, IA?
Investors usually favor careful cash-flow rentals with hands-on management in Sioux City, IA. With home values at $142K and rents near $829/mo, other strategies can work but produce reliable rather than outsized returns.
Does a duplex house hack pencil in Sioux City, IA?
The house hack math a challenging in Sioux City, IA. Owner-occupant buyers benefit from the $829/mo rents and $142K home values.
How much does a house cost in Sioux City, IA?
Typical homes in Sioux City, IA go for around $142K. The 5-year CAGR of 0.0% steady price movement.
You know 51105 now. You don’t know where it ranks.
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How 51105 ranks in Sioux City, IA-NE-SD
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