Real Estate Investing in Fordyce, Nebraska (68736)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Cedar County • Population: 581 • Data updated: September 2026

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Should you buy in 68736 (Fordyce, NE)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (62/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 9.6% vacancy may signal weakening demand.
  • High price-to-rent: Price-to-rent ratio 30.8 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Fordyce, NE (68736)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $319,473
Avg Monthly Rent $864
1% Rule ✗ Does Not Meet
Median Income $78,281
% Renters 24.5%

Market Analysis: 68736 Fordyce

ZIP 68736 in Fordyce, NE carries a robust set of headwinds. Home values near $319K and rents of $864/mo sit inside a market where underwriting has to be tight.

The 68736 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

In the broader NE picture, 68736 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

The 68736 ZIP's population of 581 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that records the need for careful underwriting.

The right play in 68736 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Fordyce:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.1× the median income
Value Trend
Rising (+5.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $864/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$327K$305K$284K$262K$241K$219KFeb 2021Aug 2023Feb 2026

📊 How Does 68736 Compare?

Metric 68736 Fordyce Nebraska
Home Value $319,473 $319,473 $269,423
5-Year CAGR 6.6% 6.6% 6.7%
Avg Rent $864 $864 -
Cap Rate 2.1% 2.1% -
💡 Why Invest in 68736? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 68736 (Fordyce, NE). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.1%
Low
5yr Growth
+6.6%
Strong

📊 Market Snapshot

Home Value $319,473
Monthly Rent $864
Price-to-Rent 30.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.3%
Cap Rate 2.1%
5-Year IRR 8.7%

📈 Home Appreciation

1-Year +5.5% ▲
3-Year CAGR +5.4% ▲
5-Year CAGR +6.6% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.6%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.6%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 68736

Population: 581

💰 Median Household Income
$78,281
This area
$78,281
State
$70,851
USA
$74,580
🏠 Renter Occupied
24.5%
This area
24.5%
State
22.7%
USA
34.0%
💼 Unemployment Rate
6.6%
This area
6.6%
State
-5.2%
USA
3.7%
🎓 College Educated
39.7%
This area
39.7%
State
15.7%
USA
33.7%
👤 Median Age
33.6 years
This area
33.6 years
State
33.1 years
USA
38.9 years
🏚️ Vacancy Rate
9.6%
This area
9.6%
State
15.6%
USA
10.5%
👥 Population by Ethnicity
White 97.7%
Other/Mixed 2.3%
Hispanic/Latino 1.9%
👶 Under 18
35.4%
This area
35.4%
USA
22.0%
👴 65 and Over
12.9%
This area
12.9%
USA
17.3%
📊 Poverty Rate
6.6%
This area
6.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

2 Nearby
D
Avera Sacred Heart Hospital
0 students · 9.0 mi
C+
Mount Marty University
1,314 students · 9.2 mi

Frequently Asked Questions

Are there empty rentals in Fordyce, NE?

Vacancy risk in Fordyce, NE is elevated. That supports measured cash flow for typical rental holds.

Are eviction rules reasonable in Fordyce, NE?

Fordyce, NE operates under NE law, which is landlord-friendly overall for landlords. Expect even-keeled treatment in typical lease and eviction cases.

What is the typical home price in Fordyce, NE?

The median home value in Fordyce, NE is roughly $319K. That puts it reasonable relative to the NE statewide average.

Is Fordyce, NE suited for a house hack?

House hacking works a challenging in Fordyce, NE. Rents of $864/mo against $319K acquisition make the strategy solid for owner-occupants.

What strategy should investors use in Fordyce, NE?

Most investors in Fordyce, NE run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

You know 68736 now. You don’t know where it ranks.

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