Real Estate Investing in Duncan, Nebraska (68634)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 68634 (Duncan, NE)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Duncan, NE (68634)?
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Market Analysis: 68634 Duncan
ZIP 68634 in Duncan, NE carries a significant set of headwinds. Home values near $224K and rents of $954/mo sit inside a market where underwriting has to be tight.
Rent of $954/mo on a $224K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 68634 sits below the stated 0.0% once reality is priced in.
Statewide comparisons place 68634 among NE's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Demographically, 68634 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Strategically, 68634 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Duncan:
Market Trends
Home Value History (with trend line)
📊 How Does 68634 Compare?
| Metric | 68634 | Duncan | Columbus, NE | Nebraska |
|---|---|---|---|---|
| Home Value | $224,383 | $224,383 | N/A | $269,423 |
| 5-Year CAGR | 6.2% | 6.2% | N/A | 6.7% |
| Avg Rent | $954 | $954 | N/A | - |
| Cap Rate | 3.3% | 3.3% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 68634 (Duncan, NE). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $224,383 |
| Monthly Rent | $954 |
| Price-to-Rent | 19.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.1% |
| Cap Rate | 3.3% |
| 5-Year IRR | 9.6% |
📈 Home Appreciation
| 1-Year | +2.8% ▲ |
| 3-Year CAGR | +3.6% ▲ |
| 5-Year CAGR | +6.2% ▲ |
| 10-Year CAGR | +8.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 68634
Population: 688
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
Are there empty rentals in Duncan, NE?
Vacancy in Duncan, NE is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $954/mo.
What is the investability score for Duncan, NE?
Yes - Duncan, NE a 3.0/5 investability score. With $224K home prices against $954/mo monthly rent, the market delivers a reasonable entry point for new investors.
How expensive is real estate in Duncan, NE?
The median home value in Duncan, NE is roughly $224K. That puts it reasonable relative to the NE statewide average.
Is Duncan, NE landlord-friendly?
NE ranks as a landlord-friendly state for landlord-tenant law. Duncan generally follows the statewide framework, so landlords face reasonable operating rules.
Are renters plentiful in Duncan, NE?
Duncan, NE draws a consistent base of working renters. Demand at the $954/mo rent level is reasonable for standard single-family and small multi rentals.
You know 68634 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 68634 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 68634 ranks in Columbus, NE
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