Real Estate Investing in Adams, Nebraska (68301)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Gage County • Population: 1,388 • Data updated: September 2026

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Should you buy in 68301 (Adams, NE)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (67/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 9.1% vacancy may signal weakening demand.
  • High price-to-rent: Price-to-rent ratio 32.5 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Adams, NE (68301)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $400,294
Avg Monthly Rent $1,026
1% Rule ✗ Does Not Meet
Median Income $105,000
% Renters 15.5%

Market Analysis: 68301 Adams

The 68301 ZIP covers a section of Adams that demands careful diligence. Prices near $400K look accessible, but the work to make a deal cash flow is real.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 68301 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Statewide comparisons place 68301 among NE's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Meanwhile, 1,388 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategically, 68301 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Adams:

C+ Average
Buy Confidence Score: 68/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Rising (+4.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,026/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Beatrice, NE Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Beatrice, NE metro data
🏠

Property Strategy for 68301

Which property type performs best in this market?

Best for Cash Flow
2BR
2.9% cap rate
Best for Appreciation
2BR
+8.9% 5yr CAGR
Best Overall Value
3BR
$125,086/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $279,880 $1,140 2.9% +8.9% $139,940
3BR $375,258 $1,420 2.7% +8.7% $125,086

Market Trends

Home Value History (with trend line)

$420K$362K$304K$245K$187K$129KJul 2006Jul 2016Jul 2026

📊 How Does 68301 Compare?

Metric 68301 Adams Beatrice, NE Nebraska
Home Value $400,294 $400,294 N/A $269,423
5-Year CAGR 7.2% 7.2% N/A 6.7%
Avg Rent $1,026 $1,026 N/A -
Cap Rate 2.0% 2.0% - -
💡 Why Invest in 68301? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 68301 (Adams, NE). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.0%
Low
5yr Growth
+7.2%
Strong

📉 Market Crash Risk Index

Based on Beatrice, NE metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
71%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $400,294
Monthly Rent $1,026
Price-to-Rent 32.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.1%
Cap Rate 2.0%
5-Year IRR 9.2%

📈 Home Appreciation

1-Year +4.5% ▲
3-Year CAGR +5.1% ▲
5-Year CAGR +7.2% ▲
10-Year CAGR +7.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.1%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.2%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 68301

Population: 1,388

💰 Median Household Income
$105,000
This area
$105,000
State
$70,851
USA
$74,580
🏠 Renter Occupied
15.5%
This area
15.5%
State
22.7%
USA
34.0%
💼 Unemployment Rate
0.2%
This area
0.2%
State
-5.2%
USA
3.7%
🎓 College Educated
42.8%
This area
42.8%
State
15.7%
USA
33.7%
👤 Median Age
45.1 years
This area
45.1 years
State
33.1 years
USA
38.9 years
🏚️ Vacancy Rate
9.1%
This area
9.1%
State
15.6%
USA
10.5%
👥 Population by Ethnicity
White 98.0%
Other/Mixed 1.6%
Hispanic/Latino 0.7%
Black/African American 0.4%
👶 Under 18
23.8%
This area
23.8%
USA
22.0%
👴 65 and Over
18.1%
This area
18.1%
USA
17.3%
📊 Poverty Rate
2.2%
This area
2.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 68301

B+ Avg School Grade
2 Schools
13.3:1 Avg Class Size
$16,208 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

FREEMAN ELEMENTARY-ADAMS

📚 Pre-K – 10 High School
👥
282 Students
👨‍🏫
14.4:1 Class Size
💰
$16,208 Per Student
B+ Above Average

FREEMAN HIGH SCHOOL

📚 07 – 12 High School
👥
208 Students
👨‍🏫
12.3:1 Class Size
💰
$16,208 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Which investment style suits Adams, NE?

Investors usually favor careful cash-flow rentals with hands-on management in Adams, NE. With home values at $400K and rents near $1,026/mo, other strategies can work but produce measured rather than outsized returns.

Is it easy to find good tenants in Adams, NE?

Tenant demand in Adams, NE is solid. The local workforce $1,026/mo rents across most rental classes.

Can I live-in-and-rent in Adams, NE?

The house hack math a challenging in Adams, NE. Owner-occupant buyers benefit from the $1,026/mo rents and $400K home values.

Is Adams, NE landlord-friendly?

NE law landlord-friendly for landlords, and Adams inherits those rules. Investors should still review local ordinances for rental licensing.

How strong are rents in Adams, NE?

Investors in Adams, NE typically see rents near $1,026/mo per month against $400K home values - a solid setup for rental cash flow.

You know 68301 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 68301 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 68301 ranks in Beatrice, NE

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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