Real Estate Investing in Hill City, Kansas (67642)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Graham County • Population: 1,779 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 67642 (Hill City, KS)? Our answer, based on the numbers below.

🏠 For Homebuyers
GREAT FIT
Grade A (86/100)

Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

Rare combination of both appreciation and cash flow. These markets don't last long — worth serious consideration.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 10.5% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Hill City, KS (67642)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $112,747
Avg Monthly Rent $792
1% Rule ✗ Does Not Meet
Median Income $46,281
% Renters 24.5%

Market Analysis: 67642 Hill City

The 67642 ZIP covers a section of Hill City that demands careful diligence. Prices near $113K look accessible, but the work to make a deal cash flow is real.

For an experienced owner, 67642 can be a a viable market for hunting ground — but the discount at $113K reflects genuine risk that outside investors often underestimate.

ZIP 67642's metrics run below Graham County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

The demographic picture in 67642 includes headwinds that any investor should price in. Income distribution skews lower than Hill City averages, and tenant stability requires active management.

Strategically, 67642 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Hill City:

B+ Great
Buy Confidence Score: 80/100
Affordability
25/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.4× the median income
Value Trend
Rising (+6.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $792/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This area shows favorable conditions for homebuyers. Solid fundamentals with reasonable affordability.
🏠

Property Strategy for 67642

Which property type performs best in this market?

Best for Cash Flow
3BR
6.8% cap rate
Best for Appreciation
3BR
+8.3% 5yr CAGR
Best Overall Value
4BR
$38,685/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $118,238 $1,120 6.8% +8.3% $39,413
4BR $154,739 $1,280 6.0% +8.2% $38,685

Market Trends

Home Value History (with trend line)

$120K$107K$93K$80K$66K$52KFeb 2016May 2021Jul 2026

📊 How Does 67642 Compare?

Metric 67642 Hill City Kansas
Home Value $112,747 $112,747 $237,409
5-Year CAGR 8.4% 8.4% 7.2%
Avg Rent $792 $792 -
Cap Rate 5.5% 5.5% -
💡 Why Invest in 67642? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 67642 (Hill City, KS). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 67642 (Hill City, KS)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
5.5%
Fair
5yr Growth
+8.4%
Strong

📊 Market Snapshot

Home Value $112,747
Monthly Rent $792
Price-to-Rent 11.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.4%
Cap Rate 5.5%
5-Year IRR 13.8%

📈 Home Appreciation

1-Year +6.5% ▲
3-Year CAGR +7.4% ▲
5-Year CAGR +8.4% ▲
10-Year CAGR +6.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.5%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+8.4%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 67642

Population: 1,779

💰 Median Household Income
$46,281
This area
$46,281
State
$67,472
USA
$74,580
🏠 Renter Occupied
24.5%
This area
24.5%
State
22.4%
USA
34.0%
💼 Unemployment Rate
4.8%
This area
4.8%
State
-2.1%
USA
3.7%
🎓 College Educated
23.1%
This area
23.1%
State
17.3%
USA
33.7%
👤 Median Age
43.2 years
This area
43.2 years
State
32.6 years
USA
38.9 years
🏚️ Vacancy Rate
10.5%
This area
10.5%
State
16.4%
USA
10.5%
👥 Population by Ethnicity
White 92.4%
Other/Mixed 3.2%
Black/African American 2.7%
Asian 1.7%
Hispanic/Latino 0.8%
👶 Under 18
23.3%
This area
23.3%
USA
22.0%
👴 65 and Over
23.1%
This area
23.1%
USA
17.3%
📊 Poverty Rate
14.5%
This area
14.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 67642

B+ Avg School Grade
2 Schools
13.0:1 Avg Class Size
$15,294 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Hill City Elem

📚 Pre-K – 06 School
👥
213 Students
👨‍🏫
13.2:1 Class Size
💰
$15,294 Per Student
B+ Above Average

Hill City Junior-Senior High

📚 07 – 12 High School
👥
177 Students
👨‍🏫
12.8:1 Class Size
💰
$15,294 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is Hill City, KS a good place for real estate investing?

Hill City, KS rates 3.0/5 for investability. With median values at $113K and rents near $792/mo, the market offers reasonable fundamentals for rental investors.

Where do home prices stand in Hill City, KS?

In Hill City, KS the median home value sits at $113K. Against the broader KS market, that reads as reasonable for most investors.

What is the average monthly rent in Hill City, KS?

Average rent in Hill City, KS is approximately $792/mo per month. Against $113K home values that yields a reasonable rent-to-price ratio.

What kind of vacancy should I budget for in Hill City, KS?

Vacancy risk in Hill City, KS is elevated. That supports predictable cash flow for typical rental holds.

What is it like being a landlord in Hill City, KS?

Rental owners in Hill City, KS deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

You know 67642 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 67642 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans
🤖

AI Market Advisor

Ask questions about investing in 67642 (Hill City)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 67642 (Hill City, KS).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.