Real Estate Investing in Humboldt, Kansas (66748)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 66748 (Humboldt, KS)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 15.6% of homes vacant — above national norms.
- Higher unemployment: 8.2% unemployment — tenant risk signal.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Humboldt, KS (66748)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 66748 Humboldt
Meanwhile, ZIP 66748 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $125K median. It rewards specialists, not generalists.
Stepping back, the numbers look inviting — $125K purchase price, 0.0% nominal cap — the work to hit that pro forma in 66748 is substantial and deserves full respect.
Within KS, ZIP 66748 trails on several market indicators that neighboring Allen County submarkets outperform. The gap is real and significant enough to shape underwriting.
A substantial renter share of 17% in 66748 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Experienced landlords with local relationships tend to find 66748 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Humboldt:
Property Strategy for 66748
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $63,080 | $880 | 10.0% | +9.6% | $31,540 |
| 3BR | $134,261 | $1,220 | 6.5% | +9.1% | $44,754 |
| 4BR | $180,054 | $1,300 | 5.2% | +8.1% | $45,013 |
Market Trends
Home Value History (with trend line)
📊 How Does 66748 Compare?
| Metric | 66748 | Humboldt | Kansas |
|---|---|---|---|
| Home Value | $124,726 | $124,726 | $237,409 |
| 5-Year CAGR | 6.9% | 6.9% | 7.2% |
| Avg Rent | $792 | $792 | - |
| Cap Rate | 5.0% | 5.0% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 66748 (Humboldt, KS). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $124,726 |
| Monthly Rent | $792 |
| Price-to-Rent | 13.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.6% |
| Cap Rate | 5.0% |
| 5-Year IRR | 11.8% |
📈 Home Appreciation
| 1-Year | +13.1% ▲ |
| 3-Year CAGR | +6.2% ▲ |
| 5-Year CAGR | +6.9% ▲ |
| 10-Year CAGR | +7.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 66748
Population: 2,864
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 66748
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 712 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Do landlords face vacancy issues in Humboldt, KS?
Rental vacancy in Humboldt, KS is elevated. Investors should budget normal turnover but not chronic empty units.
Is Humboldt, KS landlord-friendly?
KS ranks as a landlord-friendly state for landlord-tenant law. Humboldt generally follows the statewide framework, so landlords face reasonable operating rules.
Is the tenant base reliable in Humboldt, KS?
Tenant demand in Humboldt, KS is solid. The local workforce $792/mo rents across most rental classes.
Does house hacking make sense in Humboldt, KS?
House hacking in Humboldt, KS is reasonable to execute. Prices around $125K and rents of $792/mo solid owner-occupant economics.
Where do home prices stand in Humboldt, KS?
Humboldt, KS home values average about $125K. That price point suits investors targeting rentals with $792/mo in monthly income.
You know 66748 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 66748 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
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