Real Estate Investing in Clarksburg, Missouri (65025)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Moniteau County • Population: 740 • Data updated: September 2026

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Should you buy in 65025 (Clarksburg, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
3 flags
  • High vacancy: 17.7% of homes vacant — above national norms.
  • Elevated poverty: 20.3% poverty rate — can affect rent collection.
  • Higher unemployment: 8.0% unemployment — tenant risk signal.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Clarksburg, MO (65025)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $222,990
Avg Monthly Rent $801
1% Rule ✗ Does Not Meet
Median Income $45,000
% Renters 40.1%

Market Analysis: 65025 Clarksburg

ZIP 65025 inside Moniteau County looks affordable on the surface — median value of $223K — but the discount exists for reasons that a careful buyer should understand before committing.

Rent of $801/mo on a $223K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 65025 sits below the stated 0.0% once reality is priced in.

From an investor standpoint, 65025 offers a low basis, the region around Clarksburg has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

On the rental side, 740 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategy in 65025 is an operator game, not a passive one. Stepping back, entry prices of $223K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Clarksburg:

C+ Average
Buy Confidence Score: 62/100
Affordability
10/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 5× the median income
Value Trend
Rising (+8.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $801/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Jefferson City, MO Metro Area
Even conditions for buyers and sellers
33 days
Average time to sell
Average
9.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Jefferson City, MO metro data

Market Trends

Home Value History (with trend line)

$238K$203K$167K$132K$97K$62KApr 2009Dec 2017Jul 2026

📊 How Does 65025 Compare?

Metric 65025 Clarksburg Jefferson City, MO Missouri
Home Value $222,990 $222,990 N/A $254,657
5-Year CAGR 6.9% 6.9% N/A 7.0%
Avg Rent $801 $801 N/A -
Cap Rate 2.8% 2.8% - -
💡 Why Invest in 65025? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 40% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 65025 (Clarksburg, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.8%
Low
5yr Growth
+6.9%
Strong

📉 Market Crash Risk Index

Based on Jefferson City, MO metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
40%
Days Pending
0/2
33 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $222,990
Monthly Rent $801
Price-to-Rent 23.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.3%
Cap Rate 2.8%
5-Year IRR 9.7%

📈 Home Appreciation

1-Year +8.6% ▲
3-Year CAGR +5.5% ▲
5-Year CAGR +6.9% ▲
10-Year CAGR +8.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
17.7%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.9%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 65025

Population: 740

💰 Median Household Income
$45,000
This area
$45,000
State
$62,768
USA
$74,580
🏠 Renter Occupied
40.1%
This area
40.1%
State
23.7%
USA
34.0%
💼 Unemployment Rate
8.0%
This area
8.0%
State
-8.1%
USA
3.7%
🎓 College Educated
15.8%
This area
15.8%
State
8.6%
USA
33.7%
👤 Median Age
31.8 years
This area
31.8 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
17.7%
This area
17.7%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 95.8%
Other/Mixed 3.9%
Hispanic/Latino 0.5%
Asian 0.4%
👶 Under 18
30.0%
This area
30.0%
USA
22.0%
👴 65 and Over
15.7%
This area
15.7%
USA
17.3%
📊 Poverty Rate
20.3%
This area
20.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 65025

A Avg School Grade
1 Schools
5.2:1 Avg Class Size
$26,782 Avg Per Pupil

Schools in This ZIP Code

A Very Good

CLARKSBURG ELEM.

📚 K – 08 School
👥
57 Students
👨‍🏫
5.2:1 Class Size
💰
$26,782 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is the tenant base reliable in Clarksburg, MO?

Tenant quality in Clarksburg, MO ranks as solid. Landlords generally report consistent occupancy at market rents of $801/mo.

Is Clarksburg, MO landlord-friendly?

The landlord environment in Clarksburg, MO is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

What is the typical home price in Clarksburg, MO?

The median home value in Clarksburg, MO is roughly $223K. That puts it reasonable relative to the MO statewide average.

What kind of vacancy should I budget for in Clarksburg, MO?

Expect elevated vacancy in Clarksburg, MO. Rents at $801/mo are absorbed by the tenant base without meaningful lag.

What do landlords charge for rent in Clarksburg, MO?

Investors in Clarksburg, MO typically see rents near $801/mo per month against $223K home values - a solid setup for rental cash flow.

You know 65025 now. You don’t know where it ranks.

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How 65025 ranks in Jefferson City, MO

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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