Real Estate Investing in Spickard, Missouri (64679)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Grundy County • Population: 861 • Data updated: September 2026

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Should you buy in 64679 (Spickard, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (39/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 20.6% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Spickard, MO (64679)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $203,214
Avg Monthly Rent $801
1% Rule ✗ Does Not Meet
Median Income $53,750
% Renters 31.3%

Market Analysis: 64679 Spickard

Investors eyeing 64679 need to respect the fundamentals at play. Home values of $203K come alongside slower price movement and elevated management overhead.

For an experienced owner, 64679 can be a an appealing option for hunting ground — but the discount at $203K reflects genuine risk that outside investors often underestimate.

The gap between 64679 and stronger Spickard ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Resident income in 64679 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

New investors are better served looking at Spickard's stable or hybrid ZIPs before stepping into 64679. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Spickard:

B Good
Buy Confidence Score: 70/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Rising (+9.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $801/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$208K$199K$190K$181K$171K$162KFeb 2022May 2024Jul 2026

📊 How Does 64679 Compare?

Metric 64679 Spickard Missouri
Home Value $203,214 $203,214 $254,657
5-Year CAGR N/A N/A 7.0%
Avg Rent $801 $801 -
Cap Rate 3.1% 3.1% -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 64679 (Spickard, MO). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.1%
Low

📊 Market Snapshot

Home Value $203,214
Monthly Rent $801
Price-to-Rent 21.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.7%
Cap Rate 3.1%
5-Year IRR 9.4%

📈 Home Appreciation

1-Year +9.2% ▲
3-Year CAGR +6.3% ▲
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
20.6%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 64679

Population: 861

💰 Median Household Income
$53,750
This area
$53,750
State
$62,768
USA
$74,580
🏠 Renter Occupied
31.3%
This area
31.3%
State
23.7%
USA
34.0%
💼 Unemployment Rate
2.1%
This area
2.1%
State
-8.1%
USA
3.7%
🎓 College Educated
8.6%
This area
8.6%
State
8.6%
USA
33.7%
👤 Median Age
43.4 years
This area
43.4 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
20.6%
This area
20.6%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 98.1%
Other/Mixed 1.9%
👶 Under 18
20.1%
This area
20.1%
USA
22.0%
👴 65 and Over
13.8%
This area
13.8%
USA
17.3%
📊 Poverty Rate
15.3%
This area
15.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 64679

A Avg School Grade
1 Schools
2.4:1 Avg Class Size
$44,500 Avg Per Pupil

Schools in This ZIP Code

A Very Good

SPICKARD ELEM.

📚 K – 06 School
👥
19 Students
👨‍🏫
2.4:1 Class Size
💰
$44,500 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 469 Off-Campus Students
C+
North Central Missouri College
1,847 students · 10.8 mi

Frequently Asked Questions

What is the smart move for investors in Spickard, MO?

In Spickard, MO the sturdy play is typically careful cash-flow rentals with hands-on management. The combination of $203K prices and $801/mo rents suits that approach.

What is the renter demographic in Spickard, MO?

Spickard, MO offers a stable renter base at the $801/mo rent level. Tenant turnover is reasonable for well-managed properties.

Is Spickard, MO a good market for buy-and-hold investors?

Our data puts Spickard, MO at 2.0/5 for investability. Home prices of $203K and rents around $801/mo create a solid backdrop for investor activity.

What is the typical vacancy rate in Spickard, MO?

Spickard, MO vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

Is house hacking profitable in Spickard, MO?

House hacking works a challenging in Spickard, MO. Rents of $801/mo against $203K acquisition make the strategy solid for owner-occupants.

You know 64679 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 64679 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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