Real Estate Investing in Lineville, Iowa (50147)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Wayne County • Population: 355 • Data updated: September 2026

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Should you buy in 50147 (Lineville, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (51/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (38/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 16.3% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Lineville, IA (50147)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $136,835
Avg Monthly Rent $828
1% Rule ✗ Does Not Meet
Median Income $57,639
% Renters 26.4%

Market Analysis: 50147 Lineville

ZIP 50147 inside Wayne County looks affordable on the surface — median value of $137K — but the discount exists for reasons that a careful buyer should understand before committing.

Turning to rents, the numbers look inviting — $137K purchase price, 0.0% nominal cap — the work to hit that pro forma in 50147 is substantial and deserves full respect.

Nearby ZIPs in Lineville have seen price recovery that 50147 has not matched. Wayne County data supports the view that the spread is structural rather than temporary.

In practical terms, 355 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

leans the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Lineville:

B+ Great
Buy Confidence Score: 80/100
Affordability
25/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.4× the median income
Value Trend
Rising (+10.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $828/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This area shows favorable conditions for homebuyers. Solid fundamentals with reasonable affordability.

Market Trends

Home Value History (with trend line)

$145K$140K$136K$131K$126K$122KFeb 2022May 2024Jul 2026

📊 How Does 50147 Compare?

Metric 50147 Lineville Iowa
Home Value $136,835 $136,835 $227,232
5-Year CAGR N/A N/A 6.0%
Avg Rent $828 $828 -
Cap Rate 4.7% 4.7% -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 50147 (Lineville, IA). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
4.7%
Fair

📊 Market Snapshot

Home Value $136,835
Monthly Rent $828
Price-to-Rent 13.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.3%
Cap Rate 4.7%
5-Year IRR 5.8%

📈 Home Appreciation

1-Year +10.7% ▲
3-Year CAGR +1.1% ▲
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
16.3%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 50147

Population: 355

💰 Median Household Income
$57,639
This area
$57,639
State
$71,886
USA
$74,580
🏠 Renter Occupied
26.4%
This area
26.4%
State
19.7%
USA
34.0%
💼 Unemployment Rate
0.3%
This area
0.3%
State
0.0%
USA
3.7%
🎓 College Educated
19.1%
This area
19.1%
State
18.8%
USA
33.7%
👤 Median Age
51.3 years
This area
51.3 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
16.3%
This area
16.3%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 76.3%
Other/Mixed 23.7%
👶 Under 18
17.8%
This area
17.8%
USA
22.0%
👴 65 and Over
21.0%
This area
21.0%
USA
17.3%
📊 Poverty Rate
1.9%
This area
1.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What kind of vacancy should I budget for in Lineville, IA?

Lineville, IA vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

Is rental property easy to operate in Lineville, IA?

The landlord environment in Lineville, IA is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

How do home values compare in Lineville, IA?

Homes in Lineville, IA typically sell near $137K. Prices have moved at a 0.0% 5-year CAGR, which measured long-term demand.

Are rents high in Lineville, IA?

Lineville, IA rentals go for roughly $828/mo a month. That puts gross yield in solid territory relative to $137K acquisition costs.

How strong is the working-renter base in Lineville, IA?

Tenant demand in Lineville, IA is solid. The local workforce $828/mo rents across most rental classes.

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