Real Estate Investing in Humeston, Iowa (50123)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 50123 (Humeston, IA)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
Rare combination of both appreciation and cash flow. These markets don't last long — worth serious consideration.
- High vacancy: 20.9% of homes vacant — above national norms.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Humeston, IA (50123)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 50123 Humeston
The 50123 ZIP covers a section of Humeston that demands careful diligence. Prices near $129K look accessible, but the work to make a deal cash flow is real.
Distressed markets are won on execution, not on spreadsheets. ZIP 50123 sits at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Nearby ZIPs in Humeston have seen price recovery that 50123 has not matched. Wayne data supports the view that the spread is structural rather than temporary.
The demographic picture in 50123 includes headwinds that any investor should price in. Income distribution skews lower than Humeston averages, and tenant stability requires active management.
Strategically, 50123 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Humeston:
Property Strategy for 50123
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $93,626 | $920 | 7.1% | — | $46,813 |
| 3BR | $130,808 | $1,190 | 6.6% | — | $43,603 |
Market Trends
Home Value History (with trend line)
📊 How Does 50123 Compare?
| Metric | 50123 | Humeston | Iowa |
|---|---|---|---|
| Home Value | $128,972 | $128,972 | $227,232 |
| 5-Year CAGR | 8.3% | 8.3% | 6.0% |
| Avg Rent | $828 | $828 | - |
| Cap Rate | 5.0% | 5.0% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 50123 (Humeston, IA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $128,972 |
| Monthly Rent | $828 |
| Price-to-Rent | 13.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.7% |
| Cap Rate | 5.0% |
| 5-Year IRR | 13.3% |
📈 Home Appreciation
| 1-Year | +15.1% ▲ |
| 3-Year CAGR | +6.8% ▲ |
| 5-Year CAGR | +8.3% ▲ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 50123
Population: 863
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 50123
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What do rentals go for in Humeston, IA?
Average rent in Humeston, IA is approximately $828/mo per month. Against $129K home values that yields a reasonable rent-to-price ratio.
What approach is best for Humeston, IA real estate?
The best-fit strategy in Humeston, IA is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
What kind of vacancy should I budget for in Humeston, IA?
Humeston, IA vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
How much does a house cost in Humeston, IA?
In Humeston, IA the median home value sits at $129K. Against the broader IA market, that reads as reasonable for most investors.
Is Humeston, IA a good place for real estate investing?
Yes - Humeston, IA a 3.0/5 investability score. With $129K home prices against $828/mo monthly rent, the market delivers a reasonable entry point for new investors.
You know 50123 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 50123 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
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