Real Estate Investing in Oak Ridge, Missouri (63769)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Cape Girardeau County • Population: 1,388 • Data updated: September 2026

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Should you buy in 63769 (Oak Ridge, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (62/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 9.2% vacancy may signal weakening demand.
  • High price-to-rent: Price-to-rent ratio 27.4 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Oak Ridge, MO (63769)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $278,595
Avg Monthly Rent $846
1% Rule ✗ Does Not Meet
Median Income $84,890
% Renters 7.4%

Market Analysis: 63769 Oak Ridge

The 63769 ZIP in Oak Ridge, MO is a local-operator market. Outside capital chasing a $279K entry has to pair deep knowledge with the discount.

The investment case in 63769 is significant only for operators who understand what they are buying. A $279K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Within MO, ZIP 63769 trails on several market indicators that neighboring Cape Girardeau County submarkets outperform. The gap is real and durable enough to shape underwriting.

Resident income in 63769 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

The 63769 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Oak Ridge:

C+ Average
Buy Confidence Score: 68/100
Affordability
20/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.3× the median income
Value Trend
Rising (+4.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $846/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Cape Girardeau, MO-IL Metro Area
Even conditions for buyers and sellers
41 days
Average time to sell
Average
8.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Cape Girardeau, MO-IL metro data

Market Trends

Home Value History (with trend line)

$300K$267K$234K$201K$167K$134KJan 2016May 2021Jul 2026

📊 How Does 63769 Compare?

Metric 63769 Oak Ridge Cape Girardeau, MO-IL Missouri
Home Value $278,595 $278,595 N/A $254,657
5-Year CAGR 4.6% 4.6% N/A 7.0%
Avg Rent $846 $846 N/A -
Cap Rate 2.4% 2.4% - -
💡 Why Invest in 63769? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 63769 (Oak Ridge, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.4%
Low
5yr Growth
+4.6%
Moderate

📊 Market Snapshot

Home Value $278,595
Monthly Rent $846
Price-to-Rent 27.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.6%
Cap Rate 2.4%
5-Year IRR 7.0%

📈 Home Appreciation

1-Year +4.8% ▲
3-Year CAGR +5.4% ▲
5-Year CAGR +4.6% ▲
10-Year CAGR +6.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.2%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.6%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 63769

Population: 1,388

💰 Median Household Income
$84,890
This area
$84,890
State
$62,768
USA
$74,580
🏠 Renter Occupied
7.4%
This area
7.4%
State
23.7%
USA
34.0%
💼 Unemployment Rate
1.1%
This area
1.1%
State
-8.1%
USA
3.7%
🎓 College Educated
24.4%
This area
24.4%
State
8.6%
USA
33.7%
👤 Median Age
38.2 years
This area
38.2 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
9.2%
This area
9.2%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 97.5%
Other/Mixed 2.1%
Black/African American 0.4%
👶 Under 18
28.1%
This area
28.1%
USA
22.0%
👴 65 and Over
19.5%
This area
19.5%
USA
17.3%
📊 Poverty Rate
2.9%
This area
2.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 63769

B+ Avg School Grade
2 Schools
11.2:1 Avg Class Size
$11,233 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

OAK RIDGE ELEM.

📚 Pre-K – 05 Elementary
👥
151 Students
👨‍🏫
11.9:1 Class Size
💰
$11,233 Per Student
B+ Above Average

OAK RIDGE HIGH

📚 06 – 12 High School
👥
180 Students
👨‍🏫
10.5:1 Class Size
💰
$11,233 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is Oak Ridge, MO good for landlords?

For rental operators, Oak Ridge, MO rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

What is the investability score for Oak Ridge, MO?

Yes - Oak Ridge, MO a 3.0/5 investability score. With $279K home prices against $846/mo monthly rent, the market delivers a reasonable entry point for new investors.

Is it easy to find good tenants in Oak Ridge, MO?

The renter base in Oak Ridge, MO is reasonable for the $846/mo price point. Screening well and pricing to market typically yields steady tenants.

Does house hacking make sense in Oak Ridge, MO?

House hacking in Oak Ridge, MO is reasonable to execute. Prices around $279K and rents of $846/mo solid owner-occupant economics.

How do home values compare in Oak Ridge, MO?

In Oak Ridge, MO the median home value sits at $279K. Against the broader MO market, that reads as reasonable for most investors.

You know 63769 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 63769 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 63769 ranks in Cape Girardeau, MO-IL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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