Real Estate Investing in Rutledge, Missouri (63563)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 63563 (Rutledge, MO)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 46.6% of homes vacant — above national norms.
- Elevated poverty: 20.0% poverty rate — can affect rent collection.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Rutledge, MO (63563)?
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Market Analysis: 63563 Rutledge
The 63563 ZIP in Rutledge, MO is a local-operator market. Outside capital chasing a $284K entry has to pair deep knowledge with the discount.
Distressed markets are won on execution, not on spreadsheets. ZIP 63563 reports the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Within MO, ZIP 63563 trails on several market indicators that neighboring Scotland County submarkets outperform. The gap is real and substantial enough to shape underwriting.
The 63563 ZIP's population of 551 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that records the need for careful underwriting.
The right play in 63563 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Rutledge:
Market Trends
Home Value History (with trend line)
📊 How Does 63563 Compare?
| Metric | 63563 | Rutledge | Missouri |
|---|---|---|---|
| Home Value | $284,116 | $284,116 | $254,657 |
| 5-Year CAGR | N/A | N/A | 7.0% |
| Avg Rent | $1,152 | $1,152 | - |
| Cap Rate | 3.2% | 3.2% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 63563 (Rutledge, MO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $284,116 |
| Monthly Rent | $1,152 |
| Price-to-Rent | 20.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.9% |
| Cap Rate | 3.2% |
| 5-Year IRR | 13.0% |
📈 Home Appreciation
| 1-Year | +9.9% ▲ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 63563
Population: 551
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
Are homes affordable in Rutledge, MO?
Rutledge, MO home values average about $284K. That price point suits investors targeting rentals with $1,152/mo in monthly income.
Is the tenant base reliable in Rutledge, MO?
The renter base in Rutledge, MO is reasonable for the $1,152/mo price point. Screening well and pricing to market typically yields even-keeled tenants.
What do rentals go for in Rutledge, MO?
Average rent in Rutledge, MO is approximately $1,152/mo per month. Against $284K home values that yields a reasonable rent-to-price ratio.
Are eviction rules reasonable in Rutledge, MO?
Rutledge, MO falls under MO landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.
Can I live-in-and-rent in Rutledge, MO?
House hacking in Rutledge, MO is a challenging. With home values around $284K and rents at $1,152/mo, owner-occupants can offset a meaningful share of PITI.
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