Real Estate Investing in Woodson, Illinois (62695)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Morgan County • Population: 531 • Data updated: September 2026

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Should you buy in 62695 (Woodson, IL)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
WEAK
2.0 / 5 (38/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 11.9% vacancy may signal weakening demand.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Woodson, IL (62695)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $131,701
Avg Monthly Rent $954
1% Rule ✗ Does Not Meet
Median Income $65,375
% Renters 8.5%

Market Analysis: 62695 Woodson

Investors eyeing 62695 need to respect the fundamentals at play. Home values of $132K come alongside slower price movement and elevated management overhead.

For an experienced owner, 62695 can be a worth a close look for hunting ground — but the discount at $132K reflects genuine risk that outside investors often underestimate.

Regionally, 62695 sits on the difficult end of the IL spectrum. The a credible choice for read — for disciplined operators — is that pricing reflects the difficulty.

The 62695 ZIP's population of 531 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reports the need for careful underwriting.

New investors are better served looking at Woodson's stable or hybrid ZIPs before stepping into 62695. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Woodson:

B+ Great
Buy Confidence Score: 78/100
Affordability
25/25
Appreciation
25/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2× the median income
Value Trend
Rising (+17.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $954/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This area shows favorable conditions for homebuyers. Solid fundamentals with reasonable affordability.
☀️
WARM MARKET
Jacksonville, IL Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Jacksonville, IL metro data

Market Trends

Home Value History (with trend line)

$134K$128K$122K$116K$110K$103KNov 2023Mar 2025Jul 2026

📊 How Does 62695 Compare?

Metric 62695 Woodson Jacksonville, IL Illinois
Home Value $131,701 $131,701 N/A $279,761
5-Year CAGR N/A N/A N/A 6.6%
Avg Rent $954 $954 N/A -
Cap Rate 5.7% 5.7% - -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 62695 (Woodson, IL). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
5.7%
Fair

📉 Market Crash Risk Index

Based on Jacksonville, IL metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
45%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $131,701
Monthly Rent $954
Price-to-Rent 11.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.7%
Cap Rate 5.7%
5-Year IRR 22.8%

📈 Home Appreciation

1-Year +17.1% ▲
3-Year CAGR N/A
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
11.9%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 62695

Population: 531

💰 Median Household Income
$65,375
This area
$65,375
State
$75,721
USA
$74,580
🏠 Renter Occupied
8.5%
This area
8.5%
State
22.2%
USA
34.0%
💼 Unemployment Rate
1.2%
This area
1.2%
State
-3.3%
USA
3.7%
🎓 College Educated
17.2%
This area
17.2%
State
16.4%
USA
33.7%
👤 Median Age
50.2 years
This area
50.2 years
State
32.6 years
USA
38.9 years
🏚️ Vacancy Rate
11.9%
This area
11.9%
State
11.6%
USA
10.5%
👥 Population by Ethnicity
White 97.3%
Other/Mixed 2.3%
Asian 0.4%
👶 Under 18
14.0%
This area
14.0%
USA
22.0%
👴 65 and Over
16.9%
This area
16.9%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby
C
Illinois College
958 students · 7.8 mi

Frequently Asked Questions

How expensive is real estate in Woodson, IL?

The median home value in Woodson, IL is roughly $132K. That puts it reasonable relative to the IL statewide average.

How strong is the working-renter base in Woodson, IL?

The renter base in Woodson, IL is reasonable for the $954/mo price point. Screening well and pricing to market typically yields steady tenants.

How much rent can I charge in Woodson, IL?

Rents in Woodson, IL run near $954/mo. Compared with median home prices of $132K that produces solid gross yields for typical rentals.

Is rental property easy to operate in Woodson, IL?

Landlord-friendliness in Woodson, IL is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

What strategy should investors use in Woodson, IL?

Investors usually favor careful cash-flow rentals with hands-on management in Woodson, IL. With home values at $132K and rents near $954/mo, other strategies can work but produce reliable rather than outsized returns.

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How 62695 ranks in Jacksonville, IL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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